| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $995,000 |
| Down payment (20.0%) | $199,000 |
| Loan amount | $796,000 |
| Closing costs (5.0%) | $49,750 |
| Total cash to close | $248,750 |
| Income | |
| Rent (comp-derived) | $7,950$95,400 |
| Vacancy loss (8.0%) | |
| Effective gross income | $7,314$87,768 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,575$18,905 |
| Insurance (est. scaled by flood & wind risk) | $1,294$15,522 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $398$4,770 |
| Total operating expenses | $3,266$39,197 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $398$4,770 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Widened to city-wide. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 6 | 3 | 2,417 | $8,000 | 2026-08-05 | — | |
| single_family | 6 | 4 | 3,218 | $7,900 | 2026-07-24 | — | |
| single_family | 6 | 5 | 3,390 | $13,000 | 2026-06-25 | — | |
| single_family | 6 | 3 | 2,716 | $2,000 | 2026-08-26 | — |
Widened to any bedroom count in ZIP. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 14127 SW 161st Pl | single_family | 3 | 2 | 1,488 | $700,000 | 2026-08-26 |
| 9837 SW 159th Ct | single_family | 3 | 2 | 1,672 | $675,000 | 2026-08-24 |
| 16065 SW 136th Ter | single_family | 4 | 3 | 2,597 | $775,000 | 2026-08-21 |
| 14952 SW 149th St | single_family | 3 | 2 | 2,342 | $770,000 | 2026-08-14 |
| 11038 SW 148th Pl | single_family | 3 | 2 | 1,737 | $615,000 | 2026-08-14 |
| 16478 SW 99th St | single_family | 3 | 2 | 1,520 | $575,000 | 2026-08-13 |
| 16278 SW 97th Ter | single_family | 3 | 3 | 1,499 | $550,000 | 2026-08-13 |
| 14826 SW 110th Ter | single_family | 4 | 3 | 2,136 | $725,000 | 2026-08-12 |
| 14172 SW 148th Pl | single_family | 4 | 3 | 1,653 | $725,000 | 2026-08-07 |
| 9166 SW 168th Ct | single_family | 5 | 4 | 1,718 | $630,000 | 2026-08-06 |
| 15976 SW 136th Ter | single_family | 5 | 4 | 3,045 | $940,000 | 2026-08-06 |
| 14421 SW 155th Pl | single_family | 3 | 2 | 1,468 | $606,000 | 2026-07-31 |
| 15139 SW 92nd Ter | single_family | 3 | 3 | 1,593 | $639,000 | 2026-07-31 |
| 10500 SW 159th Ct | single_family | 4 | 2 | 2,324 | $725,000 | 2026-07-30 |
| 9641 SW 148th Pl | single_family | 3 | 2 | 1,480 | $610,000 | 2026-07-27 |
| 16058 SW 136th Way | single_family | 4 | 3 | 2,597 | $825,000 | 2026-07-24 |
| 14762 SW 143rd Ter | single_family | 4 | 3 | 2,720 | $700,000 | 2026-07-24 |
| 14824 SW 112th St | single_family | 4 | 2 | 2,201 | $785,000 | 2026-07-22 |
| 15330 SW 144th Ter | single_family | 4 | 2 | 2,531 | $850,000 | 2026-07-22 |
| 14455 SW 158th Path | single_family | 3 | 2 | 2,076 | $700,000 | 2026-07-17 |
| 10213 SW 156th Ave | single_family | 3 | 3 | 1,777 | $655,000 | 2026-07-17 |
| 15804 SW 112th Ter | single_family | 4 | 3 | 2,124 | $414,000 | 2026-07-17 |
| 9435 SW 156th Pl | single_family | 4 | 2 | 2,072 | $680,000 | 2026-07-16 |
| 15596 SW 110th Ter | single_family | 4 | 3 | 2,155 | $760,000 | 2026-07-15 |
| 9586 SW 155th Ave | single_family | 4 | 4 | 2,036 | $847,000 | 2026-07-13 |
| 14918 SW 93rd St | single_family | 4 | 3 | 1,784 | $645,000 | 2026-07-13 |
| 15842 SW 105th St | single_family | 3 | 2 | 1,810 | $765,000 | 2026-07-10 |
| 14789 SW 142nd St | single_family | 4 | 2 | 2,193 | $695,000 | 2026-07-09 |
| 10138 SW 161st Ave | single_family | 4 | 3 | 1,908 | $740,000 | 2026-07-07 |
| 15174 SW 111th St | single_family | 4 | 3 | 2,268 | $747,000 | 2026-07-07 |
| 15901 SW 136th Way | single_family | 4 | 3 | 1,977 | $665,000 | 2026-07-07 |
| 15351 SW 146th St | single_family | 4 | 3 | 2,795 | $875,000 | 2026-07-06 |
| 15020 SW 96th Ter | single_family | 3 | 3 | 1,712 | $540,000 | 2026-07-02 |
| 15465 SW 114th St | single_family | 4 | 3 | — | $950,000 | 2026-07-01 |
| 9066 SW 147th Ct | single_family | 3 | 3 | 1,449 | $500,000 | 2026-07-01 |
| 9631 SW 148th Pl | single_family | 3 | 2 | 1,492 | $577,000 | 2026-07-01 |
| 16225 SW 99th Ter | single_family | 3 | 3 | 1,699 | $564,900 | 2026-06-30 |
| 15500 SW 99th Ln | single_family | 4 | 3 | 2,628 | $750,000 | 2026-06-30 |
| 14461 SW 152nd Ct | single_family | 4 | 3 | 2,153 | $720,000 | 2026-06-30 |
| 11018 SW 147th Pl | single_family | 3 | 3 | 1,863 | $720,000 | 2026-06-30 |
| 15374 SW 141st Ter | single_family | 4 | 2 | 2,458 | $650,000 | 2026-06-29 |
| 15965 SW 98th St | single_family | 4 | 3 | 2,312 | $852,500 | 2026-06-26 |
| 11504 SW 152nd Ct | single_family | 4 | 3 | 2,549 | $776,250 | 2026-06-26 |
| 14170 SW 152nd Pl | single_family | 4 | 3 | 2,166 | $750,000 | 2026-06-26 |
| 9329 SW 151st Ave | single_family | 4 | 2 | 2,060 | $650,000 | 2026-06-25 |
| 5975608196 | single_family | 3 | 3 | 1,672 | $655,000 | 2026-06-24 |
| 9140 SW 148th Ct | single_family | 3 | 3 | 1,449 | $505,000 | 2026-06-22 |
| 9108 SW 165th Pl | single_family | 4 | 2 | 2,005 | $632,000 | 2026-06-17 |
| 11361 SW 160th Ct | single_family | 3 | 2 | 1,464 | $560,000 | 2026-06-16 |
| 14231 SW 161st Pl | single_family | 4 | 2 | 1,768 | $715,000 | 2026-06-15 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 14949 SW 184th Ave | single_family | 6 | 7 | 9,264 | $5,500,000 | — |
| 13405 SW 199th Ave | single_family | 6 | 4 | 1,668 | $2,175,000 | — |
| 14724 SW 107th Ter | single_family | 6 | 3 | 1,923 | $640,000 | — |
| 18019 SW 100th St | single_family | 6 | 8 | — | $10,000,000 | — |
| 14930 SW 145th St | single_family | 6 | 3 | 2,959 | $1,046,000 | — |
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $1,024,850 | $48,571 | -$17,583 | $787,370 | $237,480 |
| 2 | $1,055,596 | $50,224 | -$16,049 | $778,147 | $277,449 |
| 3 | $1,087,263 | $51,932 | -$14,463 | $768,290 | $318,973 |
| 4 | $1,119,881 | $53,696 | -$12,825 | $757,757 | $362,124 |
| 5 | $1,153,478 | $55,518 | -$11,131 | $746,500 | $406,977 |
| 6 | $1,188,082 | $57,399 | -$9,381 | $734,471 | $453,611 |
| 7 | $1,223,725 | $59,343 | -$7,572 | $721,615 | $502,110 |
| 8 | $1,260,436 | $61,351 | -$5,703 | $707,876 | $552,560 |
| 9 | $1,298,249 | $63,424 | -$3,771 | $693,195 | $605,055 |
| 10 | $1,337,197 | $65,566 | -$1,775 | $677,504 | $659,692 |