9018 NW 120th St Unit 133
Hialeah Gardens, FL 33018 · condo_townhome_rowhome_coop · Pending — under contract · 69 days on market
Asking price$427,900
3 beds 2 baths 1,270 sqft
Suggested offer$376,047$51,853 above the est. market value of $376,047.
View on Realtor.com →Listed by Jose Valiente · EXP Realty, LLC
Typecondo_townhome_rowhome_coop
Built1998
Price / sqft$337
Est. value (own analysis)$376,047
Rent estimate (own analysis)$3,200/mo
HOA$255/mo
Wind10/10Extreme$Heat10/10ExtremeAir2/10MinorFlood1/10minimal$Wildfire1/10Minimal
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Statusfor_sale
Listed date2026-06-25
Removed date—
MLSMiamiMLS #A12042717
Coordinates25.88268, -80.34550
Address9018 NW 120th St Unit 133
CityHialeah Gardens
StateFL
Zip33018
Listing ID6518976605
Sourceus-real-estate-listings, cached 2026-08-28
ZIP market snapshot (33018)
Typical home value (ZHVI)$530,396
Typical rent (ZORI)$3,006/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $427,900 |
| Down payment (20.0%) | $85,580 |
| Loan amount | $342,320 |
| Closing costs (5.0%) | $21,395 |
| Total cash to close | $106,975 |
| Income | |
| Rent (comp-derived) | $3,200$38,400 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,944$35,328 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $678$8,130 |
| Insurance (est. scaled by flood & wind risk) | $428$5,135 |
| HOA dues | $255$3,060 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $160$1,920 |
| Total operating expenses | $1,520$18,245 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $160$1,920 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| condos | 3 | 2 | 1,200 | $3,000 | 2026-04-29 | — | |
| condos | 3 | 3 | 1,545 | $2,900 | 2026-04-15 | — | |
| apartment | 3 | 2 | 1,189 | $2,677 | 2026-07-30 | — | |
| condos | 3 | 2 | 1,300 | $2,800 | 2026-07-25 | — | |
| condos | 3 | 3 | 1,668 | $3,300 | 2026-08-22 | — | |
| condos | 3 | 2 | 1,079 | $2,625 | 2026-06-10 | — | |
| condos | 3 | 2 | 1,150 | $2,500 | 2026-05-11 | — | |
| condos | 3 | 3 | 1,545 | $2,990 | 2026-06-20 | — | |
| condos | 3 | 2 | 1,180 | $2,750 | 2026-05-28 | — | |
| condos | 3 | 3 | 1,412 | $3,300 | 2026-08-10 | — | |
| condos | 3 | 3 | 1,650 | $3,200 | 2026-08-11 | — | |
| condos | 3 | 2 | 1,230 | $2,700 | 2026-08-13 | — | |
| condos | 3 | 3 | 1,361 | $2,900 | 2026-07-24 | — | |
| condos | 3 | 3 | 1,650 | $4,000 | 2026-06-01 | — | |
| condos | 3 | 3 | 1,545 | $3,350 | 2026-07-01 | — | |
| condos | 3 | 3 | 1,668 | $3,200 | 2026-05-22 | — | |
| apartment | 3 | 2 | 1,336 | $3,310 | — | — | |
| apartment | 3 | 2 | 1,298 | $4,107 | — | — | |
| apartment | 3 | 2 | 1,389 | $3,250 | — | — | |
| apartment | 3 | 2 | 1,336 | $3,302 | — | — | |
| apartment | 3 | 2 | 1,611 | $3,750 | — | — | |
| apartment | 3 | 2 | 1,611 | $3,750 | — | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 9386 W 33rd Ln | condo_townhome_rowhome_coop | 3 | 3 | 1,545 | $426,550 | 2026-08-03 |
| 3388 W 100th Ter | condos | 3 | 3 | 1,848 | $540,000 | 2026-04-27 |
| 10923 W Okeechobee Rd Unit 201 | condos | 3 | 2 | 1,190 | $357,000 | 2026-04-20 |
| 3355 W 106th Ter | condo_townhome_rowhome_coop | 3 | 3 | 1,412 | $485,000 | 2026-04-16 |
| 9326 NW 121st St Unit 115 | condos | 3 | 3 | 1,240 | $495,000 | 2026-04-13 |
| 3021 W 76th St Apt 201 | condo | 3 | 2 | 1,079 | $280,000 | 2026-04-13 |
| 10515 W 33rd Ct | condo_townhome_rowhome_coop | 3 | 3 | 1,650 | $505,000 | 2026-04-06 |
| 3021 W 76th St Unit C201 | condos | 3 | 2 | 1,079 | $280,000 | 2026-03-20 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 8724 NW 149th Ter | single_family | 3 | 2 | 1,676 | $720,000 | — |
| 15842 NW 91 Ct Unit 15842 | townhomes | 3 | 3 | 1,692 | $575,000 | — |
| 9733 NW 126th Ter | single_family | 3 | 2 | 1,550 | $575,000 | — |
| 19641 NW 88th Ave | single_family | 3 | 2 | 1,957 | $814,900 | — |
| 10364 NW 128th Ter | single_family | 3 | 2 | 1,398 | $599,000 | — |
| 7001 W 35th Ave Unit 273 | condos | 3 | 2 | 1,170 | $439,000 | — |
| 19181 NW 89th Ave | single_family | 3 | 2 | 1,628 | $679,000 | — |
| 8851 NW 119th St Unit 6102 | condos | 3 | 2 | 1,380 | $299,000 | — |
10-year hold projection
IRR3.3%
Equity multiple1.54x
Total return (10yr)$113,221
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $440,737 | $17,083 | -$11,235 | $338,609 | $102,128 |
| 2 | $453,959 | $17,687 | -$10,679 | $334,642 | $119,317 |
| 3 | $467,578 | $18,311 | -$10,104 | $330,403 | $137,174 |
| 4 | $481,605 | $18,956 | -$9,510 | $325,874 | $155,732 |
| 5 | $496,053 | $19,623 | -$8,894 | $321,033 | $175,021 |
| 6 | $510,935 | $20,312 | -$8,258 | $315,859 | $195,076 |
| 7 | $526,263 | $21,025 | -$7,600 | $310,331 | $215,932 |
| 8 | $542,051 | $21,762 | -$6,919 | $304,423 | $237,628 |
| 9 | $558,312 | $22,523 | -$6,215 | $298,109 | $260,204 |
| 10 | $575,062 | $23,310 | -$5,486 | $291,361 | $283,701 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.