7761 SW 122nd Ave
Miami, FL 33183 · single_family · For Sale · 232 days on market
Asking price$1,999,000
5 beds 4 baths 5,190 sqft
Listed by David Stocker Jr. · Vanguard Group Realty Llc
Typesingle_family
Built2001
Price / sqft$385
Est. value (own analysis)$2,579,949
Rent estimate (own analysis)$14,000/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeAir2/10MinorWildfire2/10MinorFlood1/10minimal$
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Statusfor_sale
Listed date2026-01-13
Removed date—
MLSMiamiMLS #A11944482
Coordinates25.69555, -80.38963
Address7761 SW 122nd Ave
CityMiami
StateFL
Zip33183
Listing ID6508995141
Sourceus-real-estate-listings, cached 2026-09-02
ZIP market snapshot (33183)
Typical home value (ZHVI)$399,570
Typical rent (ZORI)$2,514/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $1,999,000 |
| Down payment (20.0%) | $399,800 |
| Loan amount | $1,599,200 |
| Closing costs (5.0%) | $99,950 |
| Total cash to close | $499,750 |
| Income | |
| Rent (comp-derived) | $14,000$168,000 |
| Vacancy loss (8.0%) | |
| Effective gross income | $12,880$154,560 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $3,165$37,981 |
| Insurance (est. scaled by flood & wind risk) | $1,999$23,988 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $700$8,400 |
| Total operating expenses | $5,864$70,369 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $700$8,400 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Widened to city-wide. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 5 | 6 | 4,212 | $11,000 | 2026-08-19 | — | |
| single_family | 5 | 5 | 3,827 | $12,000 | 2026-08-15 | — | |
| single_family | 5 | 5 | 3,456 | $5,900 | 2026-08-12 | — | |
| single_family | 5 | 4 | 4,188 | $11,000 | 2026-08-10 | — | |
| single_family | 5 | 7 | 3,782 | $19,000 | 2026-07-23 | — | |
| single_family | 5 | 3 | 3,502 | $11,500 | 2026-07-06 | — | |
| single_family | 5 | 6 | 3,716 | $6,000 | 2026-07-02 | — | |
| single_family | 5 | 4 | 3,889 | $14,000 | 2026-06-29 | — | |
| single_family | 5 | 6 | 4,830 | $11,000 | 2026-06-26 | — | |
| single_family | 5 | 5 | 4,136 | $11,500 | 2026-06-24 | — | |
| single_family | 5 | 5 | 4,197 | $19,900 | 2026-06-17 | — | |
| single_family | 5 | 4 | 3,518 | $13,950 | 2026-06-17 | — | |
| single_family | 5 | 5 | 3,696 | $8,250 | 2026-06-05 | — | |
| single_family | 5 | 4 | 4,269 | $14,000 | 2026-06-05 | — | |
| single_family | 5 | 5 | 3,721 | $21,500 | 2026-05-27 | — | |
| single_family | 5 | 5 | 4,400 | $18,000 | 2026-05-26 | — | |
| single_family | 5 | 6 | 5,461 | $20,000 | 2026-05-21 | — | |
| single_family | 5 | 3 | 3,727 | $8,500 | 2026-05-13 | — | |
| single_family | 5 | 7 | 4,173 | $49,000 | 2026-07-28 | — | |
| single_family | 5 | 3 | 3,780 | $15,000 | 2024-10-29 | — | |
| single_family | 5 | 6 | 3,996 | $16,500 | 2025-06-27 | — | |
| single_family | 5 | 4 | 4,084 | $17,000 | 2025-11-14 | — | |
| single_family | 5 | 5 | 4,205 | $8,500 | 2025-08-26 | — | |
| single_family | 5 | 6 | 6,122 | $38,000 | 2026-04-14 | — | |
| single_family | 5 | 5 | 4,119 | $18,500 | 2026-04-01 | — | |
| single_family | 5 | 5 | 4,057 | $14,950 | 2026-04-20 | — | |
| single_family | 5 | 4 | 3,843 | $8,250 | — | — | |
| single_family | 5 | 3 | 4,185 | $15,000 | — | — | |
| single_family | 5 | 5 | 3,803 | $7,500 | 2025-10-20 | — | |
| single_family | 5 | 5 | 3,629 | $25,000 | — | — | |
| single_family | 5 | 5 | 4,205 | $8,500 | 2025-11-27 | — | |
| single_family | 5 | 6 | 5,344 | $39,500 | 2026-08-25 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 5991 SW 118th Ave | single_family | 5 | 3 | 3,031 | $234,100 | 2026-06-24 |
| 7233 SW 122nd Pl | single_family | 5 | 4 | 3,797 | $2,200,000 | 2026-04-24 |
| 12175 SW 80th St | single_family | 5 | 5 | 5,387 | $2,800,000 | 2026-04-06 |
| 13951 SW 72nd Ter | single_family | 5 | 3 | 2,651 | $850,000 | 2026-02-17 |
| 7441 SW 125th Ave | single_family | 5 | 4 | 3,246 | $1,540,000 | 2026-02-13 |
| 7362 SW 120th Ave | single_family | 5 | 4 | 3,032 | $1,675,000 | 2026-01-23 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 14234 SW 75th Ter | single_family | 5 | 4 | 1,656 | $915,000 | — |
| 7333 SW 122nd Pl | single_family | 5 | 4 | 3,774 | $2,050,000 | — |
| 11929 SW 72nd Ter | single_family | 5 | 4 | 3,184 | $1,950,000 | — |
| 7262 SW 120th Ave | single_family | 5 | 4 | 3,167 | $1,995,000 | — |
| 14544 SW 76th St | single_family | 5 | 4 | 1,806 | $890,000 | — |
| 8211 SW 122nd Ave | single_family | 5 | 4 | 3,884 | $3,050,000 | — |
10-year hold projection
IRR4.0%
Equity multiple1.64x
Total return (10yr)$581,703
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $2,058,970 | $84,191 | -$47,532 | $1,581,861 | $477,109 |
| 2 | $2,120,739 | $87,069 | -$44,864 | $1,563,332 | $557,408 |
| 3 | $2,184,361 | $90,041 | -$42,107 | $1,543,530 | $640,832 |
| 4 | $2,249,892 | $93,112 | -$39,256 | $1,522,368 | $727,524 |
| 5 | $2,317,389 | $96,284 | -$36,310 | $1,499,753 | $817,636 |
| 6 | $2,386,911 | $99,561 | -$33,265 | $1,475,585 | $911,326 |
| 7 | $2,458,518 | $102,946 | -$30,118 | $1,449,757 | $1,008,761 |
| 8 | $2,532,273 | $106,443 | -$26,865 | $1,422,156 | $1,110,118 |
| 9 | $2,608,242 | $110,054 | -$23,503 | $1,392,659 | $1,215,583 |
| 10 | $2,686,489 | $113,785 | -$20,029 | $1,361,137 | $1,325,352 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.