10776 NW 83rd Ter Unit 1-19

Doral, FL 33178 · condos · For Sale · 170 days on market
Asking price$499,999
4 beds 3 baths 1,507 sqft
View on Realtor.com →
Listed by Jhonny Labarca · Highlight Realty Corp/Lw
Typecondos
Built2005
Price / sqft$332
Est. value (own analysis)$498,359
Rent estimate (Zillow ZIP avg)$2,961/mo
HOA$450/mo
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Neighborhood

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Statusfor_sale
Listed date2026-03-16
Removed date
MLSMiamiMLS #A11983387
Coordinates25.84953, -80.37189
Address10776 NW 83rd Ter Unit 1-19
CityDoral
StateFL
Zip33178
Listing ID6497568406
Sourceus-real-estate-listings, cached 2026-09-02

ZIP market snapshot (33178)

Typical home value (ZHVI)$558,055
Typical rent (ZORI)$2,961/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$499,999
Down payment (20.0%)$100,000
Loan amount$399,999
Closing costs (5.0%)$25,000
Total cash to close$125,000
Rent (ZIP avg, ZORI — not bedroom-specific)$2,961$35,534
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$35,534
Vacancy rate (assumption) assumption8.0%

$35,534 × 8.0% = $2,843

Effective gross income$2,724$32,691
Property tax (placeholder 1.9% of price)$792$9,500
Insurance (placeholder 0.8% of price)$333$4,000
HOA dues$450$5,400
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$148$1,777
Total operating expenses$1,723$20,677
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$32,691
Total operating expenses derived$20,677

$32,691 − $20,677 = $12,014

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$399,999
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$399,999 amortized at 6.7% over 30 years = $2,571/mo

CapEx reserve (5.0% of GSR)$148$1,777
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$12,014
Annual debt service derived$30,846
Annual CapEx reserve assumption$1,777
Annual PMI assumption$0

($12,014 − $30,846 − $1,777 − $0) ÷ 12 = -$1,717

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$12,014
Purchase price data$499,999

$12,014 ÷ $499,999 = 2.4%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$20,608
Total cash to close derived$125,000

-$20,608 ÷ $125,000 = -16.5%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$12,014
Annual debt service derived$30,846

$12,014 ÷ $30,846 = 0.39

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$35,534
Purchase price data$499,999

($35,534 ÷ 12) ÷ $499,999 = 0.6%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$499,999
Gross scheduled rent (annual) comp$35,534

$499,999 ÷ $35,534 = 14.1

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$20,677
Effective gross income derived$32,691

$20,677 ÷ $32,691 = 63.2%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$20,677
Annual debt service derived$30,846
Annual PMI assumption$0
Gross scheduled rent (annual) comp$35,534

($20,677 + $30,846 + $0) ÷ $35,534 = 145.0%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

No active rental listings cached yet for this bedroom count.

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
5630 NW 107th Ave Apt 1611condos431,580$522,5002026-05-26
11505 NW 71st Stcondos432,105$670,0002026-05-08
6405 NW 105th Ctcondos441,862$840,0002026-04-07
7427 NW 113th Pathcondos432,211$715,0002025-12-17
8401 NW 107th Ct Unit 4-36condos431,507$545,0002025-11-21

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
11351 NW 64th Tersingle_family422,011$1,140,000
8945 NW 98th Avesingle_family431,783$650,000
11101 NW 72nd Tersingle_family452,680$1,870,000
10709 NW 81st Lncondos431,894$605,000
8542 NW 111th Ctsingle_family442,975$900,000
11628 NW 87th Ln Unit 11628townhomes431,912$689,900
7651 NW 114th Pathsingle_family431,894$565,000
11180 NW 73rd Stsingle_family432,312$965,000

10-year hold projection

IRR-0.9%
Equity multiple0.85x
Total return (10yr)$46,255
YearProperty valueNOICash flowLoan balanceEquity
1$514,999$12,014-$20,608$395,662$119,337
2$530,449$12,478-$20,189$391,028$139,421
3$546,362$12,958-$19,754$386,075$160,288
4$562,753$13,456-$19,303$380,782$181,972
5$579,636$13,971-$18,836$375,125$204,511
6$597,025$14,504-$18,352$369,080$227,945
7$614,936$15,056-$17,850$362,620$252,316
8$633,384$15,628-$17,330$355,716$277,667
9$652,385$16,219-$16,791$348,339$304,047
10$671,957$16,832-$16,233$340,454$331,503
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.