3728 Estepona Ave Unit 15D
Doral, FL 33178 · townhomes · For Sale · 26 days on market
Asking price$469,999
2 beds 3 baths 1,630 sqft
Listed by Sergio Martins · COMPASS
Typetownhomes
Built1976
Price / sqft$288
Est. value (own analysis)$537,044
Rent estimate (own analysis)$3,500/mo
HOA$920/mo
Wind10/10Extreme$Heat9/10ExtremeAir2/10MinorFlood1/10minimal$Wildfire1/10Minimal
1 / 49
Show every detail
Statusfor_sale
Listed date2026-08-07
Removed date—
MLSBeachesMLS #B26061611
Coordinates25.80874, -80.36424
Address3728 Estepona Ave Unit 15D
CityDoral
StateFL
Zip33178
Listing ID6497116018
Sourceus-real-estate-listings, cached 2026-09-02
ZIP market snapshot (33178)
Typical home value (ZHVI)$558,055
Typical rent (ZORI)$2,961/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $469,999 |
| Down payment (20.0%) | $94,000 |
| Loan amount | $375,999 |
| Closing costs (5.0%) | $23,500 |
| Total cash to close | $117,500 |
| Income | |
| Rent (comp-derived) | $3,500$42,000 |
| Vacancy loss (8.0%) | |
| Effective gross income | $3,220$38,640 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $744$8,930 |
| Insurance (est. scaled by flood & wind risk) | $470$5,640 |
| HOA dues | $920$11,040 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $175$2,100 |
| Total operating expenses | $2,309$27,710 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $175$2,100 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| townhomes | 2 | 3 | 1,843 | $3,500 | 2026-07-13 | — | |
| townhomes | 2 | 3 | 1,282 | $2,700 | 2026-05-13 | — | |
| townhomes | 2 | 2 | 1,398 | $3,600 | 2026-08-04 | — | |
| townhomes | 2 | 3 | 1,470 | $2,700 | 2026-07-06 | — | |
| townhomes | 2 | 3 | 1,700 | $3,650 | 2026-06-04 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 5121 NW 114th Ct | townhomes | 2 | 2 | 923 | $510,000 | 2026-07-10 |
| 3538 Estepona Ave Unit D2 | townhomes | 2 | 3 | 1,630 | $430,000 | 2026-06-25 |
| 8833 NW 107th Ct Unit 205 | townhomes | 2 | 3 | 1,123 | $370,000 | 2026-06-17 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 5118 NW 115th Ct | townhomes | 2 | 2 | 923 | $523,000 | — |
| 7825 NW 107th Ave Apt 419 | condos | 2 | 2 | 1,130 | $390,000 | — |
| 5670 NW 116th Ave Apt 222 | condos | 2 | 3 | 1,150 | $355,000 | — |
| 10720 NW 66th St Apt 305 | condos | 2 | 2 | 1,710 | $450,000 | — |
| 7751 NW 107th Ave Apt 209 | condos | 2 | 2 | 1,244 | $430,000 | — |
| 7925 NW 104th Ave Apt 24 | condos | 2 | 2 | 963 | $385,000 | — |
| 11101 NW 83rd St Apt 201 | condos | 2 | 3 | 1,260 | $370,000 | — |
| 5670 NW 116th Ave Apt 219 | townhomes | 2 | 3 | 1,150 | $398,500 | — |
10-year hold projection
IRR-1.3%
Equity multiple0.79x
Total return (10yr)$36,652
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $484,099 | $10,930 | -$20,165 | $371,923 | $112,176 |
| 2 | $498,622 | $11,396 | -$19,751 | $367,566 | $131,056 |
| 3 | $513,581 | $11,880 | -$19,321 | $362,910 | $150,670 |
| 4 | $528,988 | $12,382 | -$18,874 | $357,935 | $171,053 |
| 5 | $544,858 | $12,903 | -$18,410 | $352,618 | $192,240 |
| 6 | $561,203 | $13,443 | -$17,928 | $346,935 | $214,268 |
| 7 | $578,039 | $14,003 | -$17,427 | $340,863 | $237,177 |
| 8 | $595,381 | $14,584 | -$16,908 | $334,373 | $261,007 |
| 9 | $613,242 | $15,186 | -$16,368 | $327,438 | $285,804 |
| 10 | $631,639 | $15,810 | -$15,807 | $320,027 | $311,613 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.