14319 SW 274th Way

Homestead, FL 33032 · single_family · For Sale · 40 days on market
Asking price$439,999
5 beds 3 baths 1,850 sqft
Suggested offer$434,343$5,656 above the est. market value of $434,343.
View on Realtor.com →
Listed by Johana Cabrera · Chez Realty, LLC.
Typesingle_family
Built2011
Price / sqft$238
Est. value (own analysis)$434,343
Rent estimate (own analysis)$4,600/mo
HOA$305/mo
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Neighborhood

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Statusfor_sale
Listed date2026-07-24
Removed date
MLSMiamiMLS #A12059285
Coordinates25.51205, -80.42246
Address14319 SW 274th Way
CityHomestead
StateFL
Zip33032
Listing ID6488671904
Sourceus-real-estate-listings, cached 2026-08-28

ZIP market snapshot (33032)

Typical home value (ZHVI)$453,873
Typical rent (ZORI)$2,663/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$439,999
Down payment (20.0%)$88,000
Loan amount$351,999
Closing costs (5.0%)$22,000
Total cash to close$110,000
Rent (comp-derived)$4,600$55,200
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$55,200
Vacancy rate (assumption) assumption8.0%

$55,200 × 8.0% = $4,416

Effective gross income$4,232$50,784
Property tax (placeholder 1.9% of price)$697$8,360
Insurance (placeholder 0.8% of price)$293$3,520
HOA dues$305$3,660
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$230$2,760
Total operating expenses$1,525$18,300
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$50,784
Total operating expenses derived$18,300

$50,784 − $18,300 = $32,484

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$351,999
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$351,999 amortized at 6.7% over 30 years = $2,262/mo

CapEx reserve (5.0% of GSR)$230$2,760
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$32,484
Annual debt service derived$27,144
Annual CapEx reserve assumption$2,760
Annual PMI assumption$0

($32,484 − $27,144 − $2,760 − $0) ÷ 12 = $215

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$32,484
Purchase price data$439,999

$32,484 ÷ $439,999 = 7.4%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived$2,580
Total cash to close derived$110,000

$2,580 ÷ $110,000 = 2.3%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$32,484
Annual debt service derived$27,144

$32,484 ÷ $27,144 = 1.20

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$55,200
Purchase price data$439,999

($55,200 ÷ 12) ÷ $439,999 = 1.0%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$439,999
Gross scheduled rent (annual) comp$55,200

$439,999 ÷ $55,200 = 8.0

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$18,300
Effective gross income derived$50,784

$18,300 ÷ $50,784 = 36.0%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$18,300
Annual debt service derived$27,144
Annual PMI assumption$0
Gross scheduled rent (annual) comp$55,200

($18,300 + $27,144 + $0) ÷ $55,200 = 82.3%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family542,784$1,7002026-08-12
single_family533,340$5,0002026-08-24
single_family532,174$4,6002026-08-13
single_family543,320$5,5002026-07-08
single_family533,429$4,3002026-07-15
single_family542,552$4,0002026-07-28
single_family542,974$4,8002026-04-29
single_family532,799$3,500
single_family542,974$4,8002026-07-01

27341 SW 132nd Ct Unit Garage

Homestead, 33032 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage2,784
Listed2026-08-12
Days on market

Asking rent: $1,700

View on Zillow →

11731 SW 234th St

Homestead, 33032 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage3,340
Listed2026-08-24
Days on market

Asking rent: $5,000

View on Zillow →

25352 SW 122nd Ct

Homestead, 33032 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,174
Listed2026-08-13
Days on market

Asking rent: $4,600

View on Zillow →

25225 SW 118th Ave Unit 25225

Homestead, 33032 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage3,320
Listed2026-07-08
Days on market

Asking rent: $5,500

View on Zillow →

11628 SW 235th St

Homestead, 33032 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage3,429
Listed2026-07-15
Days on market

Asking rent: $4,300

View on Zillow →

23663 SW 107th Ct

Homestead, 33032 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage2,552
Listed2026-07-28
Days on market

Asking rent: $4,000

View on Zillow →

Homestead, 33032 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage2,974
Listed2026-04-29
Days on market

Asking rent: $4,800

View on Zillow →

27037 SW 142nd Ave # 0

Homestead, 33032 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,799
Listed
Days on market

Asking rent: $3,500

View on Zillow →

11875 SW 241st Ter

Princeton, 33032 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage2,974
Listed2026-07-01
Days on market

Asking rent: $4,800

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
24107 SW 114th Ctsingle_family533,399$655,0002026-08-25
11024 SW 242nd Stsingle_family532,914$585,0002026-08-14
9047966981single_family542,974$660,0002026-07-31
13211 SW 272nd Lnsingle_family542,944$745,0002026-07-29
11863 SW 233rd Tersingle_family533,340$657,5002026-07-24
24567 SW 109th Avesingle_family532,501$710,0002026-07-23
13270 SW 272nd Stsingle_family542,944$680,0002026-07-22
25301 SW 119th Ctsingle_family542,846$679,0002026-07-13
11331 SW 240th Lnsingle_family533,399$670,0002026-06-23
11836 SW 272nd Tersingle_family53$549,0002026-06-18
11964 SW 244th Stsingle_family532,418$610,0002026-06-16
10816 SW 247th Stsingle_family532,501$629,0002026-06-09
10755 SW 244th Tersingle_family542,501$630,0002026-06-05
11932 SW 241st Tersingle_family542,974$660,0002026-05-26
24587 SW 109th Avesingle_family532,501$600,0002026-05-26
15402 SW 274th Stsingle_family532,756$1,050,0002026-05-19
11932 SW 273rd Stsingle_family532,450$525,0002026-05-06
27381 SW 139th Plsingle_family543,120$548,0002026-04-22
27602 SW 134th Ctsingle_family542,460$700,0002026-04-20
9733004789single_family552,971$779,9902026-04-17
24034 SW 107th Ctsingle_family532,914$557,2002026-02-13

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
11731 SW 234th Stsingle_family533,340$750,000
14070 SW 260th St Apt 103condos531,861$349,900
11938 SW 253rd Tersingle_family542,846$750,000
12761 SW 256th Stsingle_family551,248$575,000
13347 SW 274 St Unit 13347townhomes53$605,000
24241 SW 113th Psgesingle_family533,399$648,000
11944 SW 240th Stsingle_family532,418$775,000
11855 SW 250th Tersingle_family532,896$669,000

10-year hold projection

IRR13.0%
Equity multiple3.01x
Total return (10yr)$278,517
YearProperty valueNOICash flowLoan balanceEquity
1$453,199$32,484$2,580$348,183$105,016
2$466,795$33,550$3,577$344,104$122,691
3$480,799$34,650$4,606$339,746$141,053
4$495,223$35,786$5,669$335,088$160,135
5$510,079$36,958$6,767$330,110$179,969
6$525,382$38,168$7,901$324,790$200,591
7$541,143$39,416$9,071$319,106$222,038
8$557,378$40,705$10,280$313,030$244,347
9$574,099$42,035$11,528$306,538$267,561
10$591,322$43,407$12,816$299,599$291,722
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.