10195 NW 26th St

Doral, FL 33172 · single_family · For Sale · 292 days on market
Asking price$1,849,900
6 beds 5 baths 3,888 sqft
Suggested offer$1,533,495$316,405 above the est. market value of $1,533,495.
View on Realtor.com →
Listed by Daylan Rubido - "The Doral Broker" · Brokernation Real Estate Doral, LLC
Typesingle_family
Built1995
Price / sqft$476
Est. value (own analysis)$1,533,495
Rent estimate (own analysis)$14,000/mo
HOANone
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Neighborhood

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Statusfor_sale
Listed date2025-11-14
Removed date
MLSMiamiMLS #A11914511
Coordinates25.79818, -80.36082
Address10195 NW 26th St
CityDoral
StateFL
Zip33172
Listing ID6480010951
Sourceus-real-estate-listings, cached 2026-09-01

ZIP market snapshot (33172)

Typical home value (ZHVI)$300,752
Typical rent (ZORI)$2,402/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$1,849,900
Down payment (20.0%)$369,980
Loan amount$1,479,920
Closing costs (5.0%)$92,495
Total cash to close$462,475
Rent (comp-derived)$14,000$168,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$168,000
Vacancy rate (assumption) assumption8.0%

$168,000 × 8.0% = $13,440

Effective gross income$12,880$154,560
Property tax (placeholder 1.9% of price)$2,929$35,148
Insurance (placeholder 0.8% of price)$1,233$14,799
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$700$8,400
Total operating expenses$4,862$58,347
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$154,560
Total operating expenses derived$58,347

$154,560 − $58,347 = $96,213

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$1,479,920
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$1,479,920 amortized at 6.7% over 30 years = $9,510/mo

CapEx reserve (5.0% of GSR)$700$8,400
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$96,213
Annual debt service derived$114,124
Annual CapEx reserve assumption$8,400
Annual PMI assumption$0

($96,213 − $114,124 − $8,400 − $0) ÷ 12 = -$2,193

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$96,213
Purchase price data$1,849,900

$96,213 ÷ $1,849,900 = 5.2%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$26,312
Total cash to close derived$462,475

-$26,312 ÷ $462,475 = -5.7%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$96,213
Annual debt service derived$114,124

$96,213 ÷ $114,124 = 0.84

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$168,000
Purchase price data$1,849,900

($168,000 ÷ 12) ÷ $1,849,900 = 0.8%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$1,849,900
Gross scheduled rent (annual) comp$168,000

$1,849,900 ÷ $168,000 = 11.0

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$58,347
Effective gross income derived$154,560

$58,347 ÷ $154,560 = 37.8%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$58,347
Annual debt service derived$114,124
Annual PMI assumption$0
Gross scheduled rent (annual) comp$168,000

($58,347 + $114,124 + $0) ÷ $168,000 = 102.7%

Comparables

Widened to city-wide. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family674,874$10,5002026-07-17
single_family674,119$11,5002026-08-03
single_family674,874$25,0002026-01-30
single_family674,874$12,0002026-05-08
single_family674,119$18,0002026-08-07
single_family674,874$16,0002026-06-06

10250 NW 74th Ter Unit 0

Doral, 33178 · rent comp

Bedrooms / bathrooms6 bd / 7 ba
Square footage4,874
Listed2026-07-17
Days on market

Asking rent: $10,500

View on Zillow →

7509 NW 99th Ave

Doral, 33178 · rent comp

Bedrooms / bathrooms6 bd / 7 ba
Square footage4,119
Listed2026-08-03
Days on market

Asking rent: $11,500

View on Zillow →

7451 NW 103rd Ct Unit 0

Doral, 33178 · rent comp

Bedrooms / bathrooms6 bd / 7 ba
Square footage4,874
Listed2026-01-30
Days on market

Asking rent: $25,000

View on Zillow →

10289 NW 75th Ter Unit 10289

Doral, 33178 · rent comp

Bedrooms / bathrooms6 bd / 7 ba
Square footage4,874
Listed2026-05-08
Days on market

Asking rent: $12,000

View on Zillow →

7515 NW 99th Ave

Doral, 33178 · rent comp

Bedrooms / bathrooms6 bd / 7 ba
Square footage4,119
Listed2026-08-07
Days on market

Asking rent: $18,000

View on Zillow →

10286 NW 75th Ter

Doral, 33178 · rent comp

Bedrooms / bathrooms6 bd / 7 ba
Square footage4,874
Listed2026-06-06
Days on market

Asking rent: $16,000

View on Zillow →

Widened to any bedroom count in ZIP. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
9895 NW 26th Stsingle_family553,617$1,920,0002026-08-21
981 NW 97th Ctsingle_family431,786$727,0002026-08-17
9761 NW 9th Stsingle_family442,602$900,0002026-07-23
9924 NW 10th Tersingle_family443,010$980,0002026-07-10
9796 NW 28th Tersingle_family432,853$1,650,0002026-07-10
2940 NW 99th Plsingle_family331,934$795,0002026-06-30
9803 NW 32nd Stsingle_family321,946$689,0002026-06-26
1005 NW 100th Avesingle_family432,391$990,0002026-05-28
984 NW 104th Avesingle_family433,010$1,030,0002026-05-14
9768 NW 30th Stsingle_family432,452$875,0002026-05-14
9866 NW 10th Stsingle_family442,602$860,0002026-03-25
3103 NW 97th Ctsingle_family321,946$740,0002026-03-24
9913 NW 31st Stsingle_family321,504$700,0002026-03-02
9942 NW 29th Stsingle_family331,934$615,0002026-02-10
10371 NW 10th Stsingle_family443,010$970,0002026-01-28
1023 NW 100th Avesingle_family321,534$700,0002026-01-28
3119 NW 99th Plsingle_family321,648$650,0002026-01-07
1007 NW 99th Ctsingle_family443,010$1,030,0002025-12-01
875 NW 97th Ctsingle_family321,579$692,5002025-11-21
970 NW 106th Avenue Cirsingle_family321,634$725,0002025-11-18
10040 NW 10th Stsingle_family432,391$830,0002025-11-07
9881 NW 26th Stsingle_family321,567$810,0002025-10-31
3001 NW 99th Avesingle_family321,624$670,0002025-10-23
6641946112single_family443,010$870,0002025-10-22
9793 NW 29th Tersingle_family432,452$925,0002025-09-30
9764 NW 32nd Stsingle_family432,207$940,0002025-09-26
9948 NW 10th Tersingle_family321,579$705,0002025-09-19

Widened to city-wide. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
7509 NW 99th Avesingle_family674,119$1,865,000
7541 NW 100th Avesingle_family674,306$1,799,000
10229 NW 74th Tersingle_family674,874$2,325,000
6914 NW 113th Plsingle_family643,541$1,890,000
7451 NW 103rd Ctsingle_family674,874$3,399,000
10762 NW 71st Stsingle_family653,052$1,794,000
7515 NW 99th Avesingle_family674,119$1,890,000
10272 NW 75th Tersingle_family674,874$2,100,000

10-year hold projection

IRR6.8%
Equity multiple2.08x
Total return (10yr)$739,335
YearProperty valueNOICash flowLoan balanceEquity
1$1,905,397$96,213-$26,312$1,463,874$441,523
2$1,962,559$99,391-$23,344$1,446,727$515,832
3$2,021,436$102,672-$20,278$1,428,402$593,034
4$2,082,079$106,058-$17,112$1,408,819$673,260
5$2,144,541$109,554-$13,842$1,387,891$756,651
6$2,208,877$113,163-$10,465$1,365,525$843,352
7$2,275,144$116,888-$6,978$1,341,624$933,520
8$2,343,398$120,733-$3,377$1,316,082$1,027,316
9$2,413,700$124,701$343$1,288,785$1,124,915
10$2,486,111$128,798$4,183$1,259,614$1,226,497
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.