1730 NW 21st St
Homestead, FL 33030 · single_family · For Sale · 99 days on market
Asking price$1,085,000
6 beds 4 baths 3,820 sqft
Listed by Maria Carolina Lopez · LoKation® Real Estate
Typesingle_family
Built2016
Price / sqft$284
Est. value (own analysis)$1,275,186
Rent estimate (Zillow ZIP avg)$2,465/mo
HOA$85/mo
Wind10/10Extreme$Heat10/10ExtremeFlood5/10major$Air2/10MinorWildfire2/10Minor
1 / 51
Show every detail
Statusfor_sale
Listed date2026-05-27
Removed date—
MLSMiamiMLS #A12024436
Coordinates25.48958, -80.50107
Address1730 NW 21st St
CityHomestead
StateFL
Zip33030
Listing ID6471494197
Sourceus-real-estate-listings, cached 2026-08-28
ZIP market snapshot (33030)
Typical home value (ZHVI)$521,479
Typical rent (ZORI)$2,465/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $1,085,000 |
| Down payment (20.0%) | $217,000 |
| Loan amount | $868,000 |
| Closing costs (5.0%) | $54,250 |
| Total cash to close | $271,250 |
| Income | |
| Rent (ZIP avg, ZORI — not bedroom-specific) | $2,465$29,583 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,268$27,217 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,718$20,615 |
| Insurance (est. scaled by flood & wind risk) | $1,266$15,190 |
| HOA dues | $85$1,020 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $123$1,479 |
| Total operating expenses | $3,192$38,304 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $123$1,479 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Widened to city-wide. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 6 | 3 | 3,183 | $3,600 | 2026-06-05 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 2152 NW 16th Ter | single_family | 6 | 4 | 3,820 | $1,125,000 | 2026-05-15 |
| 1651 NW 19th St | single_family | 6 | 3 | 2,282 | $955,000 | 2026-02-25 |
| 31725 SW 213th Ave | single_family | 6 | 5 | 5,497 | $1,835,000 | 2026-02-10 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 2150 NW 16th Pl | single_family | 6 | 4 | — | $1,299,990 | — |
| 31050 SW 193rd Ave | single_family | 6 | 5 | 5,659 | $1,550,000 | — |
| 155 SW 16th Ter | single_family | 6 | 3 | 3,450 | $720,000 | — |
| 29215 SW 167th Ct | single_family | 6 | 5 | 3,644 | $1,299,980 | — |
| 20255 SW 296th St | single_family | 6 | 3 | 4,771 | $1,099,900 | — |
10-year hold projection
IRR-9.6%
Equity multiple-0.63x
Total return (10yr)-$300,696
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $1,117,550 | -$11,087 | -$79,503 | $858,589 | $258,961 |
| 2 | $1,151,077 | -$11,229 | -$79,681 | $848,532 | $302,545 |
| 3 | $1,185,609 | -$11,369 | -$79,859 | $837,784 | $347,825 |
| 4 | $1,221,177 | -$11,509 | -$80,038 | $826,298 | $394,879 |
| 5 | $1,257,812 | -$11,648 | -$80,217 | $814,023 | $443,789 |
| 6 | $1,295,547 | -$11,786 | -$80,396 | $800,905 | $494,641 |
| 7 | $1,334,413 | -$11,923 | -$80,574 | $786,887 | $547,526 |
| 8 | $1,374,446 | -$12,059 | -$80,753 | $771,906 | $602,540 |
| 9 | $1,415,679 | -$12,193 | -$80,931 | $755,896 | $659,783 |
| 10 | $1,458,149 | -$12,325 | -$81,108 | $738,786 | $719,363 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.