7235 SW 54th Ave

Miami, FL 33143 · single_family · Pending — under contract · 83 days on market
Asking price$7,690,000
6 beds 7 baths — sqft
Suggested offer$6,000,000$1,690,000 above the est. market value of $6,000,000.
View on Realtor.com →
Listed by Amy Hollub · Compass Florida, LLC.
Typesingle_family
Built2027
Price / sqft
Est. value (own analysis)$6,000,000
Rent estimate (own analysis)$30,000/mo
HOANone
Street view
View full map & nearby schools →

Neighborhood

Show every detail
Statusfor_sale
Listed date2026-06-12
Removed date
MLSMiamiMLS #A12034868
Coordinates25.70377, -80.28142
Address7235 SW 54th Ave
CityMiami
StateFL
Zip33143
Listing ID6468659359
Sourceus-real-estate-listings, cached 2026-08-31

ZIP market snapshot (33143)

Typical home value (ZHVI)$957,553
Typical rent (ZORI)$2,761/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$7,690,000
Down payment (20.0%)$1,538,000
Loan amount$6,152,000
Closing costs (5.0%)$384,500
Total cash to close$1,922,500
Rent (comp-derived)$30,000$360,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$360,000
Vacancy rate (assumption) assumption8.0%

$360,000 × 8.0% = $28,800

Effective gross income$27,600$331,200
Property tax (placeholder 1.9% of price)$12,176$146,110
Insurance (placeholder 0.8% of price)$5,127$61,520
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$1,500$18,000
Total operating expenses$18,803$225,630
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$331,200
Total operating expenses derived$225,630

$331,200 − $225,630 = $105,570

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$6,152,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$6,152,000 amortized at 6.7% over 30 years = $39,534/mo

CapEx reserve (5.0% of GSR)$1,500$18,000
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$105,570
Annual debt service derived$474,413
Annual CapEx reserve assumption$18,000
Annual PMI assumption$0

($105,570 − $474,413 − $18,000 − $0) ÷ 12 = -$32,237

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$105,570
Purchase price data$7,690,000

$105,570 ÷ $7,690,000 = 1.4%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$386,843
Total cash to close derived$1,922,500

-$386,843 ÷ $1,922,500 = -20.1%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$105,570
Annual debt service derived$474,413

$105,570 ÷ $474,413 = 0.22

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$360,000
Purchase price data$7,690,000

($360,000 ÷ 12) ÷ $7,690,000 = 0.4%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$7,690,000
Gross scheduled rent (annual) comp$360,000

$7,690,000 ÷ $360,000 = 21.4

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$225,630
Effective gross income derived$331,200

$225,630 ÷ $331,200 = 68.1%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$225,630
Annual debt service derived$474,413
Annual PMI assumption$0
Gross scheduled rent (annual) comp$360,000

($225,630 + $474,413 + $0) ÷ $360,000 = 194.5%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family665,322$28,0002026-06-17
single_family689,099$85,0002026-05-04
single_family655,396$30,0002026-02-13

6220 SW 86th St

Miami, 33143 · rent comp

Bedrooms / bathrooms6 bd / 6 ba
Square footage5,322
Listed2026-06-17
Days on market

Asking rent: $28,000

View on Zillow →

26 Tahiti Beach Island Rd

Coral Gables, 33143 · rent comp

Bedrooms / bathrooms6 bd / 8 ba
Square footage9,099
Listed2026-05-04
Days on market

Asking rent: $85,000

View on Zillow →

129 Gavilan Ave

Coral Gables, 33143 · rent comp

Bedrooms / bathrooms6 bd / 5 ba
Square footage5,396
Listed2026-02-13
Days on market

Asking rent: $30,000

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
7426 SW 49th Plsingle_family675,848$9,250,0002026-08-05
6641 SW 85th Stsingle_family685,266$5,900,0002026-07-30
7900 SW 57th Ctsingle_family674,866$5,795,0002026-07-02
277 Veleros Ctsingle_family676,700$10,500,0002026-06-30
7900 SW 54th Avesingle_family675,068$4,950,0002026-06-25
4790 SW 78th Stsingle_family677,787$11,700,0002026-06-25
6250 SW 78th Stsingle_family685,494$4,275,0002026-06-24
7030 SW 72nd Ctsingle_family685,112$3,800,0002026-06-16
620 Tibidabo Avesingle_family663,924$5,159,5002026-06-12
4871 SW 74th Tersingle_family665,521$8,500,0002026-06-01
350 Costa Brava Ctsingle_family655,938$6,000,0002026-05-28
6450 SW 82nd Stsingle_family685,131$5,150,0002026-05-22
7605 SW 71st Avesingle_family685,710$5,075,0002026-05-19
7610 SW 48th Ctsingle_family686,265$10,148,0002026-05-09
7965 SW 53rd Avesingle_family664,093$5,600,0002026-04-24
501 Casuarina Concoursesingle_family669,682$55,000,0002026-04-22
535 Casuarina Concoursesingle_family666,680$55,000,0002026-04-22
5001 Pine Drsingle_family684,395$13,500,0002026-04-08
5847 SW 81st Stsingle_family674,973$6,200,0002026-04-07
7001 SW 71st Avesingle_family685,473$4,700,0002026-04-06
12 Tahiti Beach Island Rdsingle_family6910,441$32,000,0002026-03-31
6495 SW 85th Stsingle_family664,313$4,100,0002026-03-20
6003 SW 80th Stsingle_family666,847$6,700,0002026-03-16
7975 SW 52nd Ctsingle_family675,888$4,500,0002026-03-12
231 Costanera Rdsingle_family665,442$10,250,0002026-01-30
6021 SW 86th Stsingle_family685,112$6,000,0002026-01-14
6900 SW 72nd Ctsingle_family686,698$7,400,0002025-12-22
8264 SW 84th Tersingle_family653,497$1,650,0002025-12-19
506 Sunset Drsingle_family667,354$7,500,0002025-12-08
6401 SW 84th Stsingle_family686,028$5,385,0002025-12-05

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
7740 SW 52nd Avesingle_family686,936$8,750,000
5731 SW 62nd Tersingle_family661,938$1,250,000
7895 SW 52nd Ctsingle_family686,377$9,625,000
5002 SW 86th Stsingle_family685,908$8,250,000
7430 SW 66th Stsingle_family685,609$4,599,000
8755 SW 54th Avesingle_family6712,152$19,950,000
7700 SW 50th Ctsingle_family675,804$7,490,000
5100 SW 86th Stsingle_family656,580$6,999,000

10-year hold projection

IRR-3.5%
Equity multiple0.42x
Total return (10yr)-$116,244
YearProperty valueNOICash flowLoan balanceEquity
1$7,920,700$105,570-$386,843$6,085,299$1,835,401
2$8,158,321$109,865-$382,998$6,014,017$2,144,304
3$8,403,071$114,318-$379,007$5,937,840$2,465,231
4$8,655,163$118,932-$374,865$5,856,432$2,798,731
5$8,914,818$123,715-$370,566$5,769,434$3,145,384
6$9,182,262$128,672-$366,106$5,676,461$3,505,801
7$9,457,730$133,808-$361,479$5,577,104$3,880,626
8$9,741,462$139,131-$356,678$5,470,924$4,270,538
9$10,033,706$144,646-$351,698$5,357,452$4,676,253
10$10,334,717$150,360-$346,533$5,236,189$5,098,528
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.