14414 SW 142nd Ct

Miami, FL 33186 · townhomes · For Sale · 29 days on market
Asking price$380,000
2 beds 2 baths 1,449 sqft
View on Realtor.com →
Listed by William Rivera · EXP Realty LLC
Typetownhomes
Built1982
Price / sqft$262
Est. value (own analysis)$502,129
Rent estimate (own analysis)$2,725/mo
HOA$138/mo
Wind10/10Extreme$Heat10/10ExtremeFlood2/10minor$Air2/10MinorWildfire1/10Minimal
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Neighborhood

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Statusfor_sale
Listed date2026-08-05
Removed date
MLSMiamiMLS #A12062914
Coordinates25.63258, -80.42386
Address14414 SW 142nd Ct
CityMiami
StateFL
Zip33186
Listing ID6456301588
Sourceus-real-estate-listings, cached 2026-09-02

ZIP market snapshot (33186)

Typical home value (ZHVI)$523,583
Typical rent (ZORI)$2,574/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$380,000
Down payment (20.0%)$76,000
Loan amount$304,000
Closing costs (5.0%)$19,000
Total cash to close$95,000
Rent (comp-derived)$2,725$32,700
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$32,700
Vacancy rate (assumption) assumption8.0%

$32,700 × 8.0% = $2,616

Effective gross income$2,507$30,084
Property tax (placeholder 1.9% of price)$602$7,220
Insurance (est. scaled by flood & wind risk)$380$4,560
HOA dues$138$1,656
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$136$1,635
Total operating expenses$1,256$15,071
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$30,084
Total operating expenses derived$15,071

$30,084 − $15,071 = $15,013

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$304,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$304,000 amortized at 6.7% over 30 years = $1,954/mo

CapEx reserve (5.0% of GSR)$136$1,635
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$15,013
Annual debt service derived$23,443
Annual CapEx reserve assumption$1,635
Annual PMI assumption$0

($15,013 − $23,443 − $1,635 − $0) ÷ 12 = -$839

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$15,013
Purchase price data$380,000

$15,013 ÷ $380,000 = 4.0%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$10,065
Total cash to close derived$95,000

-$10,065 ÷ $95,000 = -10.6%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$15,013
Annual debt service derived$23,443

$15,013 ÷ $23,443 = 0.64

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$32,700
Purchase price data$380,000

($32,700 ÷ 12) ÷ $380,000 = 0.7%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$380,000
Gross scheduled rent (annual) comp$32,700

$380,000 ÷ $32,700 = 11.6

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$15,071
Effective gross income derived$30,084

$15,071 ÷ $30,084 = 50.1%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$15,071
Annual debt service derived$23,443
Annual PMI assumption$0
Gross scheduled rent (annual) comp$32,700

($15,071 + $23,443 + $0) ÷ $32,700 = 117.8%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
townhomes221,101$2,7002026-08-07
townhomes221,285$2,9002026-07-14
townhomes231,290$2,7502026-07-14
townhomes221,160$2,5002026-06-29

11601 SW 123rd Ave

Miami, 33186 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,101
Listed2026-08-07
Days on market

Asking rent: $2,700

View on Zillow →

14419 SW 142nd Ct

Miami, 33186 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,285
Listed2026-07-14
Days on market

Asking rent: $2,900

View on Zillow →

11325 SW 133rd Ct Unit 51-4

Miami, 33186 · rent comp

Bedrooms / bathrooms2 bd / 3 ba
Square footage1,290
Listed2026-07-14
Days on market

Asking rent: $2,750

View on Zillow →

14606 SW 122nd Pl Unit 14606

Miami, 33186 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,160
Listed2026-06-29
Days on market

Asking rent: $2,500

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
11504 SW 124th Cttownhomes221,101$425,0002026-08-21
14137 SW 121st Pltownhomes22950$310,0002026-08-13
11231 SW 117th Cttownhomes221,257$440,0002026-08-12
12341 SW 114th Tertownhomes221,101$400,0002026-08-11
13341 SW 90th Ter Apt Gtownhomes221,446$450,0002026-07-31
14250 SW 94th Cir Ln Unit 104-31townhomes231,302$325,0002026-07-24
11812 SW 103rd Lntownhomes221,050$435,0002026-07-24
14609 SW 143rd Place Cirtownhomes221,285$410,0002026-07-17
12430 SW 94th Tertownhomes221,625$493,0002026-06-26
11035 SW 132nd Ct Unit 13-1townhomes221,010$369,0002026-06-12
15022 SW 127th Pltownhomes221,095$400,0002026-06-12
13253 SW 110th Ter Unit 19-1townhomes221,010$350,0002026-06-02
14343 SW 97th Lntownhomes231,592$460,0002026-06-01

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
12922 SW 88th Ter Unit B206condos22921$312,000
13380 SW 91st Ter Apt Etownhomes221,465$488,900
9255 SW 125th Ave Apt 310Rcondos22965$285,000
14353 SW 150th Tersingle_family221,249$498,000
11855 SW 99th Sttownhomes221,192$399,999
13504 SW 102nd Lntownhomes221,222$475,000
11209 SW 125th Pltownhomes221,101$400,000
13250 SW 88th Ter N Unit 303condos22939$295,000

10-year hold projection

IRR3.2%
Equity multiple1.52x
Total return (10yr)$99,228
YearProperty valueNOICash flowLoan balanceEquity
1$391,400$15,013-$10,065$300,704$90,696
2$403,142$15,539-$9,580$297,182$105,961
3$415,236$16,082-$9,079$293,417$121,819
4$427,693$16,644-$8,560$289,394$138,299
5$440,524$17,224-$8,024$285,095$155,429
6$453,740$17,824-$7,469$280,501$173,239
7$467,352$18,444-$6,895$275,591$191,761
8$481,373$19,085-$6,302$270,344$211,028
9$495,814$19,747-$5,688$264,737$231,077
10$510,688$20,431-$5,054$258,745$251,944
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.