15325 SW 106th Ter Apt 632
Miami, FL 33196 · condos · For Sale · 5 days on market
Asking price$5,000
1 beds 1 baths 693 sqft
Listed by Jamie Boone · Jamie L Boone LLC
Typecondos
Built—
Price / sqft$7
Est. value (Realtor.com)$195,500
Rent estimate (own analysis)$2,144/mo
HOANone
1 / 6
⚠ Cap rate of 444.9% is above the 20% sanity ceiling — verify the underlying price, rent, and expense data before trusting this. Cash-on-cash return of 1651.9% is above the 50% sanity ceiling for a standard buy-and-hold — verify inputs before trusting this. Monthly rent is 43% of the asking price — this "sale" price looks like a monthly rent figure that was miscategorized as a sale, not a real sale price. Verify before trusting this listing.
Show every detail
Statusfor_sale
Listed date2026-08-29
Removed date—
MLSLakeCityArea #132979
Coordinates25.66705, -80.44403
Address15325 SW 106th Ter Apt 632
CityMiami
StateFL
Zip33196
Listing ID6443719119
Sourcerealtor, cached 2026-09-01
ZIP market snapshot (33196)
Typical home value (ZHVI)$568,371
Typical rent (ZORI)$2,615/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $5,000 |
| Down payment (20.0%) | $1,000 |
| Loan amount | $4,000 |
| Closing costs (5.0%) | $250 |
| Total cash to close | $1,250 |
| Income | |
| Rent (comp-derived) | $2,144$25,722 |
| Vacancy loss (8.0%) | |
| Effective gross income | $1,972$23,664 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $8$95 |
| Insurance (placeholder 0.8% of price) | $3$40 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $107$1,286 |
| Total operating expenses | $118$1,421 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $107$1,286 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| apartment | 1 | 1 | 638 | $1,833 | 2025-04-02 | — | |
| apartment | 1 | 1 | 802 | $2,094 | 2026-03-20 | — | |
| condos | 1 | 1 | 808 | $2,000 | 2026-08-18 | — | |
| condos | 1 | 1 | 693 | $1,750 | 2026-08-12 | — | |
| apartment | 1 | 1 | 615 | $2,081 | 2025-11-20 | — | |
| condos | 1 | 1 | 747 | $2,200 | 2026-08-05 | — | |
| condos | 1 | 1 | 804 | $1,950 | 2026-07-26 | — | |
| condos | 1 | 1 | 588 | $1,696 | 2026-07-23 | — | |
| condos | 1 | 1 | 586 | $2,100 | 2026-07-23 | — | |
| condos | 1 | 1 | 693 | $1,750 | 2026-07-21 | — | |
| condos | 1 | 1 | 693 | $1,800 | 2026-07-20 | — | |
| apartment | 1 | 1 | 651 | $1,950 | 2026-07-19 | — | |
| condos | 1 | 1 | 800 | $1,650 | 2026-07-14 | — | |
| condos | 1 | 1 | 651 | $1,900 | 2026-07-13 | — | |
| condos | 1 | 1 | 588 | $1,800 | 2026-07-13 | — | |
| condos | 1 | 1 | 820 | $1,925 | 2026-07-09 | — | |
| condos | 1 | 1 | 575 | $1,700 | 2026-07-07 | — | |
| apartment | 1 | 1 | 693 | $1,775 | 2026-06-26 | — | |
| condos | 1 | 1 | 693 | $1,725 | 2026-06-23 | — | |
| condos | 1 | 1 | 804 | $1,900 | 2026-06-22 | — | |
| condos | 1 | 1 | 693 | $2,000 | 2026-05-24 | — | |
| apartment | 1 | 1 | 747 | $2,200 | 2026-05-19 | — | |
| condos | 1 | 1 | 586 | $1,800 | 2026-05-14 | — | |
| apartment | 1 | 1 | 781 | $2,590 | 2026-05-07 | — | |
| condos | 1 | 1 | 693 | $1,800 | 2026-04-30 | — | |
| condos | 1 | 1 | 820 | $1,850 | 2026-07-31 | — | |
| apartment | 1 | 1 | 600 | $1,700 | 2026-01-22 | — | |
| apartment | 1 | 1 | 800 | $2,200 | 2023-04-21 | — | |
| apartment | 1 | 1 | 800 | $2,150 | 2024-05-08 | — | |
| condos | 1 | 1 | 558 | $1,850 | 2026-03-30 | — | |
| condos | 1 | 1 | 586 | $2,000 | 2026-03-10 | — | |
| apartment | 1 | 1 | 625 | $1,895 | — | — | |
| apartment | 1 | 1 | 552 | $1,884 | — | — | |
| apartment | 1 | 1 | 804 | $2,480 | — | — | |
| apartment | 1 | 1 | 818 | $2,530 | — | — | |
| apartment | 1 | 1 | 818 | $2,545 | — | — | |
| apartment | 1 | 1 | 552 | $1,904 | — | — | |
| apartment | 1 | 1 | 802 | $2,183 | — | — | |
| apartment | 1 | 1 | 802 | $2,183 | — | — | |
| apartment | 1 | 1 | 725 | $2,059 | — | — | |
| apartment | 1 | 1 | 643 | $2,056 | — | — | |
| apartment | 1 | 1 | 725 | $2,039 | — | — | |
| apartment | 1 | 1 | 785 | $2,134 | — | — | |
| apartment | 1 | 1 | 643 | $2,026 | — | — | |
| apartment | 1 | 1 | 802 | $2,183 | — | — | |
| apartment | 1 | 1 | 812 | $2,235 | — | — | |
| apartment | 1 | 1 | 804 | $2,495 | — | — | |
| apartment | 1 | 1 | 781 | $2,500 | — | — | |
| apartment | 1 | 1 | 781 | $2,480 | — | — | |
| apartment | 1 | 1 | 781 | $2,475 | — | — | |
| apartment | 1 | 1 | 849 | $2,306 | — | — | |
| apartment | 1 | 1 | 625 | $1,895 | 2026-08-28 | — | |
| apartment | 1 | 1 | 615 | $2,144 | — | — | |
| apartment | 1 | 1 | 552 | $1,884 | — | — | |
| apartment | 1 | 1 | 552 | $1,884 | — | — | |
| apartment | 1 | 1 | 625 | $1,895 | — | — | |
| apartment | 1 | 1 | 552 | $1,904 | — | — | |
| apartment | 1 | 1 | 552 | $1,904 | — | — | |
| apartment | 1 | 1 | 552 | $1,904 | — | — | |
| apartment | 1 | 1 | 552 | $1,904 | — | — | |
| apartment | 1 | 1 | 552 | $1,904 | — | — | |
| apartment | 1 | 1 | 685 | $1,984 | — | — | |
| apartment | 1 | 1 | 685 | $1,984 | — | — | |
| apartment | 1 | 1 | 643 | $2,016 | — | — | |
| apartment | 1 | 1 | 643 | $1,961 | — | — | |
| apartment | 1 | 1 | 625 | $2,025 | — | — | |
| apartment | 1 | 1 | 625 | $2,025 | — | — | |
| apartment | 1 | 1 | 802 | $2,163 | — | — | |
| apartment | 1 | 1 | 625 | $2,025 | — | — | |
| apartment | 1 | 1 | 625 | $2,025 | — | — | |
| apartment | 1 | 1 | 718 | $2,108 | — | — | |
| apartment | 1 | 1 | 802 | $2,183 | — | — | |
| apartment | 1 | 1 | 643 | $2,026 | — | — | |
| apartment | 1 | 1 | 625 | $2,025 | — | — | |
| apartment | 1 | 1 | 625 | $2,025 | — | — | |
| apartment | 1 | 1 | 843 | $2,127 | — | — | |
| apartment | 1 | 1 | 758 | $2,059 | — | — | |
| apartment | 1 | 1 | 802 | $2,143 | — | — | |
| apartment | 1 | 1 | 855 | $2,173 | — | — | |
| apartment | 1 | 1 | 802 | $2,143 | — | — | |
| apartment | 1 | 1 | 615 | $2,110 | — | — | |
| apartment | 1 | 1 | 758 | $2,059 | — | — | |
| apartment | 1 | 1 | 625 | $2,025 | — | — | |
| apartment | 1 | 1 | 802 | $2,163 | — | — | |
| apartment | 1 | 1 | 843 | $2,127 | — | — | |
| apartment | 1 | 1 | 802 | $2,143 | — | — | |
| apartment | 1 | 1 | 643 | $2,046 | — | — | |
| apartment | 1 | 1 | 755 | $2,091 | — | — | |
| apartment | 1 | 1 | 781 | $2,505 | — | — | |
| apartment | 1 | 1 | 725 | $2,384 | — | — | |
| apartment | 1 | 1 | 758 | $2,024 | — | — | |
| apartment | 1 | 1 | 850 | $2,226 | — | — | |
| apartment | 1 | 1 | 869 | $2,287 | — | — | |
| apartment | 1 | 1 | 855 | $2,270 | — | — | |
| apartment | 1 | 1 | 812 | $2,336 | — | — | |
| apartment | 1 | 1 | 850 | $2,216 | — | — | |
| apartment | 1 | 1 | 869 | $2,287 | — | — | |
| apartment | 1 | 1 | 615 | $2,503 | — | — | |
| apartment | 1 | 1 | 615 | $2,503 | — | — | |
| apartment | 1 | 1 | 818 | $2,490 | — | — | |
| apartment | 1 | 1 | 781 | $2,460 | — | — | |
| apartment | 1 | 1 | 804 | $2,460 | — | — | |
| apartment | 1 | 1 | 818 | $2,575 | — | — | |
| apartment | 1 | 1 | 818 | $2,550 | — | — | |
| apartment | 1 | 1 | 781 | $2,475 | — | — | |
| apartment | 1 | 1 | 818 | $2,530 | — | — | |
| apartment | 1 | 1 | 781 | $2,515 | — | — | |
| apartment | 1 | 1 | 781 | $2,450 | — | — | |
| apartment | 1 | 1 | 818 | $2,525 | — | — | |
| apartment | 1 | 1 | 781 | $2,455 | — | — | |
| apartment | 1 | 1 | 781 | $2,445 | — | — | |
| apartment | 1 | 1 | 818 | $2,540 | — | — | |
| apartment | 1 | 1 | 818 | $2,545 | — | — | |
| apartment | 1 | 1 | 804 | $2,475 | — | — | |
| apartment | 1 | 1 | 818 | $2,560 | — | — | |
| apartment | 1 | 1 | 781 | $2,480 | — | — | |
| apartment | 1 | 1 | 818 | $2,575 | — | — | |
| apartment | 1 | 1 | 818 | $2,525 | — | — | |
| apartment | 1 | 1 | 781 | $2,465 | — | — | |
| apartment | 1 | 1 | 818 | $2,530 | — | — | |
| apartment | 1 | 1 | 818 | $2,555 | — | — | |
| apartment | 1 | 1 | 781 | $2,470 | — | — | |
| apartment | 1 | 1 | 818 | $2,520 | — | — | |
| apartment | 1 | 1 | 804 | $2,415 | — | — | |
| apartment | 1 | 1 | 781 | $2,460 | — | — | |
| apartment | 1 | 1 | 781 | $2,475 | — | — | |
| apartment | 1 | 1 | 804 | $2,430 | — | — | |
| apartment | 1 | 1 | 818 | $2,455 | — | — | |
| apartment | 1 | 1 | 804 | $2,430 | — | — | |
| apartment | 1 | 1 | 781 | $2,515 | — | — | |
| apartment | 1 | 1 | 804 | $2,435 | — | — | |
| apartment | 1 | 1 | 818 | $2,540 | — | — | |
| apartment | 1 | 1 | 818 | $2,550 | — | — | |
| apartment | 1 | 1 | 615 | $2,503 | — | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 15340 SW 106th Ter Apt 819 | condos | 1 | 1 | 693 | $229,000 | 2026-07-10 |
| 10360 SW 150th Ct Apt 12104 | condos | 1 | 1 | 804 | $250,000 | 2026-06-04 |
| 15560 SW 106th Ln Apt 1313 | condos | 1 | 1 | 586 | $198,850 | 2026-06-03 |
| 15570 SW 105th Ln Apt 1717 | condos | 1 | 1 | 586 | $193,850 | 2026-06-03 |
| 15560 SW 104th Ter Apt 6111 | condos | 1 | 1 | 588 | $235,000 | 2026-02-25 |
| 10360 SW 150th Ct Apt 12203 | condos | 1 | 1 | 820 | $225,000 | 2026-01-22 |
| 15050 SW 103rd Ter Apt 7102 | condos | 1 | 1 | 804 | $247,500 | 2025-12-29 |
| 15290 SW 106th Ln Apt 316 | condos | 1 | 1 | 693 | $208,000 | 2025-10-29 |
| 9721 Hammocks Blvd Apt 206 | condos | 1 | 1 | 650 | $220,000 | 2025-09-23 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 15290 SW 106th Ln Apt 317 | condos | 1 | 1 | 693 | $235,000 | — |
| 15340 SW 106th Ter Apt 817 | condos | 1 | 1 | 693 | $174,900 | — |
| 15050 SW 103rd Ter Apt 7202 | condos | 1 | 1 | 820 | $265,000 | — |
| 10560 SW 156th Pl Apt 208 | condos | 1 | 1 | 651 | $279,000 | — |
| 15560 SW 104th Ter Apt 614 | condos | 1 | 1 | 588 | $219,900 | — |
| 15551 SW 104th Ter Apt 828 | condos | 1 | 1 | 588 | $230,000 | — |
| 10670 SW 156th Pl Apt 308 | condos | 1 | 1 | 651 | $285,000 | — |
| 10500 SW 155th Ct Apt 1026 | condos | 1 | 1 | 747 | $235,000 | — |
10-year hold projection
IRR1655.0%
Equity multiple192.63x
Total return (10yr)$240,185
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $5,150 | $22,243 | $20,649 | $3,957 | $1,193 |
| 2 | $5,305 | $22,918 | $21,291 | $3,910 | $1,394 |
| 3 | $5,464 | $23,612 | $21,953 | $3,861 | $1,603 |
| 4 | $5,628 | $24,328 | $22,635 | $3,808 | $1,820 |
| 5 | $5,796 | $25,066 | $23,338 | $3,751 | $2,045 |
| 6 | $5,970 | $25,826 | $24,062 | $3,690 | $2,280 |
| 7 | $6,149 | $26,608 | $24,808 | $3,626 | $2,524 |
| 8 | $6,334 | $27,415 | $25,578 | $3,556 | $2,777 |
| 9 | $6,524 | $28,246 | $26,370 | $3,483 | $3,041 |
| 10 | $6,720 | $29,102 | $27,187 | $3,404 | $3,316 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.