14353 SW 150th Ter
Miami, FL 33186 · single_family · For Sale · 16 days on market
Asking price$498,000
2 beds 2 baths 1,249 sqft
Suggested offer$480,454$17,546 above the est. market value of $480,454.
View on Realtor.com →Listed by Team Khemlani · RE/MAX Advance Realty II
Typesingle_family
Built1983
Price / sqft$399
Est. value (own analysis)$480,454
Rent estimate (own analysis)$3,150/mo
HOA$244/mo
1 / 33
Show every detail
Statusfor_sale
Listed date2026-08-18
Removed date—
MLSMiamiMLS #A12072421
Coordinates25.62739, -80.42625
Address14353 SW 150th Ter
CityMiami
StateFL
Zip33186
Listing ID6442364125
Sourceus-real-estate-listings, cached 2026-09-02
ZIP market snapshot (33186)
Typical home value (ZHVI)$523,583
Typical rent (ZORI)$2,574/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $498,000 |
| Down payment (20.0%) | $99,600 |
| Loan amount | $398,400 |
| Closing costs (5.0%) | $24,900 |
| Total cash to close | $124,500 |
| Income | |
| Rent (comp-derived) | $3,150$37,800 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,898$34,776 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $789$9,462 |
| Insurance (placeholder 0.8% of price) | $332$3,984 |
| HOA dues | $244$2,928 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $158$1,890 |
| Total operating expenses | $1,522$18,264 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $158$1,890 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Widened to city-wide. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 2 | 2 | 1,240 | $2,275 | 2026-08-20 | — | |
| single_family | 2 | 1 | 1,611 | $3,300 | 2026-08-14 | — | |
| single_family | 2 | 2 | 1,205 | $3,400 | 2026-08-12 | — | |
| single_family | 2 | 2 | 1,380 | $3,000 | 2026-08-12 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 12845 SW 150th Ter | single_family | 2 | 2 | 1,273 | $519,000 | 2026-08-27 |
| 10932 SW 135th Court Cir | single_family | 2 | 2 | 1,383 | $532,000 | 2026-08-12 |
| 13440 SW 108th Street Cir N | single_family | 2 | 2 | 1,173 | $475,000 | 2026-06-22 |
| 11727 SW 132nd Pl | single_family | 2 | 1 | 1,362 | $550,000 | 2026-05-26 |
| 10828 SW 132nd Circle Ct | single_family | 2 | 2 | 1,173 | $419,000 | 2026-05-18 |
| 15109 SW 141st Ct | single_family | 2 | 2 | 1,562 | $550,000 | 2026-05-01 |
| 14911 SW 139th Pl | single_family | 2 | 2 | 1,522 | $570,000 | 2026-04-15 |
| 14642 SW 128th Court Rd | single_family | 2 | 2 | 1,380 | $590,000 | 2026-03-05 |
| 11708 SW 114th Ter | single_family | 2 | 1 | 1,299 | $300,000 | 2026-03-04 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 12922 SW 88th Ter Unit B206 | condos | 2 | 2 | 921 | $312,000 | — |
| 13380 SW 91st Ter Apt E | townhomes | 2 | 2 | 1,465 | $488,900 | — |
| 9255 SW 125th Ave Apt 310R | condos | 2 | 2 | 965 | $285,000 | — |
| 11855 SW 99th St | townhomes | 2 | 2 | 1,192 | $399,999 | — |
| 13504 SW 102nd Ln | townhomes | 2 | 2 | 1,222 | $475,000 | — |
| 11209 SW 125th Pl | townhomes | 2 | 2 | 1,101 | $400,000 | — |
| 13250 SW 88th Ter N Unit 303 | condos | 2 | 2 | 939 | $295,000 | — |
| 12455 SW 93rd Ter Unit 403T | condos | 2 | 2 | 965 | $315,000 | — |
10-year hold projection
IRR1.5%
Equity multiple1.25x
Total return (10yr)$96,226
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $512,940 | $16,512 | -$16,101 | $394,080 | $118,860 |
| 2 | $528,328 | $17,099 | -$15,561 | $389,464 | $138,864 |
| 3 | $544,178 | $17,705 | -$15,003 | $384,531 | $159,647 |
| 4 | $560,503 | $18,332 | -$14,426 | $379,259 | $181,244 |
| 5 | $577,318 | $18,981 | -$13,828 | $373,625 | $203,694 |
| 6 | $594,638 | $19,651 | -$13,210 | $367,604 | $227,034 |
| 7 | $612,477 | $20,344 | -$12,571 | $361,170 | $251,308 |
| 8 | $630,852 | $21,060 | -$11,909 | $354,293 | $276,558 |
| 9 | $649,777 | $21,800 | -$11,225 | $346,945 | $302,832 |
| 10 | $669,270 | $22,566 | -$10,518 | $339,092 | $330,178 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.