6466 SW 130th Pl Apt 902

Miami, FL 33183 · townhomes · For Sale · 117 days on market
Asking price$367,000
3 beds 2 baths 1,150 sqft
Suggested offer$361,034$5,966 above the est. market value of $361,034.
View on Realtor.com →
Listed by Nicholas Pereira P.A. · Resilience International Realty LLC
Typetownhomes
Built2000
Price / sqft$319
Est. value (own analysis)$361,034
Rent estimate (own analysis)$2,900/mo
HOA$277/mo
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Neighborhood

Show every detail
Statusfor_sale
Listed date2026-05-08
Removed date
MLSMiamiMLS #A12015265
Coordinates25.70716, -80.40644
Address6466 SW 130th Pl Apt 902
CityMiami
StateFL
Zip33183
Listing ID6437077038
Sourceus-real-estate-listings, cached 2026-09-02

ZIP market snapshot (33183)

Typical home value (ZHVI)$399,570
Typical rent (ZORI)$2,514/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$367,000
Down payment (20.0%)$73,400
Loan amount$293,600
Closing costs (5.0%)$18,350
Total cash to close$91,750
Rent (comp-derived)$2,900$34,800
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$34,800
Vacancy rate (assumption) assumption8.0%

$34,800 × 8.0% = $2,784

Effective gross income$2,668$32,016
Property tax (placeholder 1.9% of price)$581$6,973
Insurance (placeholder 0.8% of price)$245$2,936
HOA dues$277$3,324
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$145$1,740
Total operating expenses$1,248$14,973
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$32,016
Total operating expenses derived$14,973

$32,016 − $14,973 = $17,043

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$293,600
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$293,600 amortized at 6.7% over 30 years = $1,887/mo

CapEx reserve (5.0% of GSR)$145$1,740
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$17,043
Annual debt service derived$22,641
Annual CapEx reserve assumption$1,740
Annual PMI assumption$0

($17,043 − $22,641 − $1,740 − $0) ÷ 12 = -$612

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$17,043
Purchase price data$367,000

$17,043 ÷ $367,000 = 4.6%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$7,338
Total cash to close derived$91,750

-$7,338 ÷ $91,750 = -8.0%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$17,043
Annual debt service derived$22,641

$17,043 ÷ $22,641 = 0.75

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$34,800
Purchase price data$367,000

($34,800 ÷ 12) ÷ $367,000 = 0.8%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$367,000
Gross scheduled rent (annual) comp$34,800

$367,000 ÷ $34,800 = 10.5

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$14,973
Effective gross income derived$32,016

$14,973 ÷ $32,016 = 46.8%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$14,973
Annual debt service derived$22,641
Annual PMI assumption$0
Gross scheduled rent (annual) comp$34,800

($14,973 + $22,641 + $0) ÷ $34,800 = 108.1%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
townhomes321,183$3,0002026-08-14
townhomes331,150$2,8002026-07-16
townhomes331,360$2,8752026-07-14
townhomes331,471$3,4002026-07-13
townhomes321,083$2,8252026-06-18
townhomes331,523$2,9002026-06-08
townhomes331,308$3,1002026-08-30

12713 SW 70th Ln

Miami, 33183 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,183
Listed2026-08-14
Days on market

Asking rent: $3,000

View on Zillow →

13469 SW 62nd St Apt 2

Miami, 33183 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,150
Listed2026-07-16
Days on market

Asking rent: $2,800

View on Zillow →

13314 SW 60th Ter

Miami, 33183 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,360
Listed2026-07-14
Days on market

Asking rent: $2,875

View on Zillow →

14293 Kendale Lakes Cir Unit 14293

Miami, 33183 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,471
Listed2026-07-13
Days on market

Asking rent: $3,400

View on Zillow →

5813 SW 140th Ave Unit 5813

Miami, 33183 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,083
Listed2026-06-18
Days on market

Asking rent: $2,825

View on Zillow →

6475 SW 129th Ave

Miami, 33183 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,523
Listed2026-06-08
Days on market

Asking rent: $2,900

View on Zillow →

Miami, 33183 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,308
Listed2026-08-30
Days on market

Asking rent: $3,100

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
13546 SW 63rd Ln Unit H-Wtownhomes321,167$525,0002026-08-10
13539 SW 62nd St Unit 128townhomes331,150$420,0002026-08-03
14357 SW 62nd Sttownhomes321,934$525,0002026-07-31
6725 SW 137th Ct Unit 14Dtownhomes321,200$400,0002026-07-29
5835 SW 144th Circle Pltownhomes321,337$480,0002026-07-20
14105 SW 66th St # 14105townhomes321,628$430,0002026-07-15
13877 SW 62nd Tertownhomes331,308$472,9002026-07-10
13900 Kendale Lakes Drtownhomes321,109$365,0002026-07-07
14245 SW 57th Ln Unit 9-2townhomes331,515$435,0002026-06-30
14273 Kendale Lakes Cirtownhomes331,471$470,0002026-06-12
14019 SW 67th Tertownhomes331,592$520,0002026-05-08
13916 SW 56th Lntownhomes311,083$340,0002026-04-30
6374 SW 139th Cttownhomes321,628$375,0002026-04-21
14371 Kendale Lakes Cirtownhomes331,471$436,0002026-04-13
6400 SW 138th Ct Apt 203townhomes331,471$385,0002026-03-31
11964 SW 81st Lntownhomes321,800$570,0002026-03-25
13935 SW 84th St Unit 905townhomes331,510$345,0002026-03-20
14205 SW 57th Ln Unit 5Atownhomes331,300$343,0002026-03-06
13351 SW 59th Tertownhomes331,360$415,0002026-02-24
13915 SW 56th Lntownhomes311,083$389,0002026-02-18
6501 SW 136th Cttownhomes321,800$560,0002026-02-10

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
14020 SW 83rd Stsingle_family321,472$815,000
13863 SW 62nd Tertownhomes331,308$449,000
6834 SW 127th Pltownhomes331,472$559,999
8351 SW 124th Ave Apt 106condos331,857$520,000
13517 SW 59th Lntownhomes321,290$469,000
8520 SW 133rd Ave Rd Apt 406condos321,040$295,500
11969 SW 81st Sttownhomes321,746$595,000
7241 SW 137th Ctsingle_family321,776$720,000

10-year hold projection

IRR5.1%
Equity multiple1.82x
Total return (10yr)$123,299
YearProperty valueNOICash flowLoan balanceEquity
1$378,010$17,043-$7,338$290,417$87,593
2$389,350$17,629-$6,795$287,015$102,335
3$401,031$18,235-$6,234$283,379$117,651
4$413,062$18,860-$5,654$279,494$133,567
5$425,454$19,507-$5,055$275,342$150,111
6$438,217$20,175-$4,435$270,905$167,312
7$451,364$20,865-$3,794$266,164$185,200
8$464,905$21,577-$3,132$261,096$203,808
9$478,852$22,314-$2,447$255,681$223,171
10$493,217$23,074-$1,740$249,894$243,323
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.