10033 NW 126th Ter

Hialeah Gardens, FL 33018 · single_family · For Sale · 24 days on market
Asking price$620,000
4 beds 3 baths 1,515 sqft
Suggested offer$523,039$96,961 above the est. market value of $523,039.
View on Realtor.com →
Listed by Jorge Zubizarreta LLC · NB Elite Realty
Typesingle_family
Built1999
Price / sqft$409
Est. value (own analysis)$523,039
Rent estimate (own analysis)$4,000/mo
HOANone
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Neighborhood

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Statusfor_sale
Listed date2026-08-09
Removed date
MLSMiamiMLS #A12068062
Coordinates25.88836, -80.36214
Address10033 NW 126th Ter
CityHialeah Gardens
StateFL
Zip33018
Listing ID6429836471
Sourceus-real-estate-listings, cached 2026-08-28

ZIP market snapshot (33018)

Typical home value (ZHVI)$530,396
Typical rent (ZORI)$3,006/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$620,000
Down payment (20.0%)$124,000
Loan amount$496,000
Closing costs (5.0%)$31,000
Total cash to close$155,000
Rent (comp-derived)$4,000$48,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$48,000
Vacancy rate (assumption) assumption8.0%

$48,000 × 8.0% = $3,840

Effective gross income$3,680$44,160
Property tax (placeholder 1.9% of price)$982$11,780
Insurance (placeholder 0.8% of price)$413$4,960
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$200$2,400
Total operating expenses$1,595$19,140
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$44,160
Total operating expenses derived$19,140

$44,160 − $19,140 = $25,020

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$496,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$496,000 amortized at 6.7% over 30 years = $3,187/mo

CapEx reserve (5.0% of GSR)$200$2,400
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$25,020
Annual debt service derived$38,249
Annual CapEx reserve assumption$2,400
Annual PMI assumption$0

($25,020 − $38,249 − $2,400 − $0) ÷ 12 = -$1,302

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$25,020
Purchase price data$620,000

$25,020 ÷ $620,000 = 4.0%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$15,629
Total cash to close derived$155,000

-$15,629 ÷ $155,000 = -10.1%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$25,020
Annual debt service derived$38,249

$25,020 ÷ $38,249 = 0.65

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$48,000
Purchase price data$620,000

($48,000 ÷ 12) ÷ $620,000 = 0.6%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$620,000
Gross scheduled rent (annual) comp$48,000

$620,000 ÷ $48,000 = 12.9

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$19,140
Effective gross income derived$44,160

$19,140 ÷ $44,160 = 43.3%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$19,140
Annual debt service derived$38,249
Annual PMI assumption$0
Gross scheduled rent (annual) comp$48,000

($19,140 + $38,249 + $0) ÷ $48,000 = 119.6%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family421,694$3,440
single_family421,770$4,0002026-07-28
single_family421,694$3,8002026-07-01
single_family432,012$5,0002026-08-22
single_family431,990$3,800
single_family431,914$4,000
single_family431,869$4,200

9147 NW 111th Ter

Hialeah Gardens, 33018 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,694
Listed
Days on market

Asking rent: $3,440

View on Zillow →

8731 NW 153rd Ter

Miami Lakes, 33018 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,770
Listed2026-07-28
Days on market

Asking rent: $4,000

View on Zillow →

8814 NW 109th Ter

Hialeah Gardens, 33018 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,694
Listed2026-07-01
Days on market

Asking rent: $3,800

View on Zillow →

3567 W 110th Ter

Hialeah, 33018 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,012
Listed2026-08-22
Days on market

Asking rent: $5,000

View on Zillow →

3431 W 109th Pl

Hialeah, 33018 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,990
Listed
Days on market

Asking rent: $3,800

View on Zillow →

10409 W 32nd Ln

Hialeah, 33018 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,914
Listed
Days on market

Asking rent: $4,000

View on Zillow →

3409 W 92nd Pl

Hialeah, 33018 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,869
Listed
Days on market

Asking rent: $4,200

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
8748 NW 143rd Tersingle_family432,087$600,0002026-08-20
8946 NW 176th Lnsingle_family433,238$1,340,0002026-08-12
8822 NW 112th Tersingle_family431,393$560,0002026-08-11
8915 NW 161st Tersingle_family432,847$1,220,0002026-08-07
3577 W 106th Tersingle_family432,642$769,0002026-07-29
19610 NW 88th Ctsingle_family432,269$750,0002026-07-24
6423412209single_family421,642$577,0002026-07-23
8724 NW 189th Tersingle_family433,280$730,0002026-07-21
16911 NW 87th Ctsingle_family421,888$785,0002026-07-14
8847 NW 180th Tersingle_family432,124$695,0002026-07-06
7387 W 30th Ctsingle_family421,349$570,0002026-07-02
3525 W 94th Stsingle_family432,528$740,0002026-06-26
14461 NW 88th Plsingle_family421,669$610,0002026-06-24
3494 W 103rd Tersingle_family442,642$700,0002026-06-18
7250 W 30th Avesingle_family421,379$585,0002026-06-09
3541 W 104th Tersingle_family442,571$680,0002026-05-29
8723 NW 161st Tersingle_family432,847$1,100,0002026-05-28
8891 NW 178th Lnsingle_family432,878$1,090,0002026-05-27
8975 NW 161st Tersingle_family432,847$1,250,0002026-05-20
8914 NW 168th Stsingle_family431,874$800,0002026-05-20
6843276574single_family442,622$750,0002026-05-18
19720 NW 87th Plsingle_family432,611$700,0002026-05-14
3524 W 106th Stsingle_family442,642$705,0002026-05-07
18061 NW 87th Ctsingle_family442,878$1,150,0002026-05-04
18091 NW 87th Ctsingle_family442,803$932,0002026-05-04
10521 W 35th Waysingle_family432,462$700,0002026-04-29
9125 NW 172nd Tersingle_family432,103$880,0002026-04-07
8725 NW 148th Tersingle_family421,942$735,0002026-04-03
3412 W 103rd Tersingle_family432,462$700,0002026-04-02
9067 NW 182nd Tersingle_family432,124$820,0002026-03-30
3203 W 70th Tersingle_family421,488$601,4252026-03-30
14820 NW 87th Ctsingle_family432,620$840,0002026-03-20
8886 NW 187th Stsingle_family422,728$925,0002026-03-09
8935 NW 164th Stsingle_family431,523$715,0002026-03-09
7685 W 30th Lnsingle_family421,452$512,1672026-03-04
8776 W 33rd Avesingle_family442,622$794,9002026-02-26
3523 W 105th Plsingle_family432,462$680,0002026-02-17
10800 W 35th Waysingle_family422,012$750,0002026-02-05
16852 NW 88th Pathsingle_family421,874$925,0002026-02-03
7416 W 32nd Avesingle_family421,610$594,0002026-01-30
7328 W 29th Lnsingle_family421,409$560,0002026-01-28
8885 NW 175th Stsingle_family432,133$825,0002026-01-22
8767 NW 139th Tersingle_family432,732$720,0002026-01-14
10541 W 35th Waysingle_family432,406$680,0002026-01-12
12373 NW 98th Avesingle_family431,724$583,0002026-01-06
3325 W 86th Tersingle_family432,622$650,0002026-01-02
8985 NW 148th Stsingle_family422,167$700,0002025-12-29
8705 NW 150th Tersingle_family432,616$765,0002025-12-19
8714 NW 153rd Tersingle_family432,464$750,0002025-12-05
9182 NW 148th Stsingle_family431,890$1,000,0002025-11-21

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
condo_townhome_rowhome_coop431,240$495,000
8875 NW 161st Tersingle_family442,543$1,049,000
16732 NW 89th Plsingle_family432,415$1,185,000
14172 NW 87th Ctsingle_family431,806$835,000
8900 NW 161st Tersingle_family432,847$1,295,000
16012 NW 91st Cttownhomes441,908$624,900
9023 NW 161st Tersingle_family432,847$1,250,000
3567 W 110th Tersingle_family432,012$735,000

10-year hold projection

IRR3.6%
Equity multiple1.57x
Total return (10yr)$169,497
YearProperty valueNOICash flowLoan balanceEquity
1$638,600$25,020-$15,629$490,622$147,978
2$657,758$25,866-$14,843$484,875$172,883
3$677,491$26,740-$14,030$478,734$198,757
4$697,815$27,643-$13,191$472,170$225,645
5$718,750$28,575-$12,323$465,156$253,594
6$740,312$29,538-$11,426$457,660$282,652
7$762,522$30,533-$10,500$449,649$312,872
8$785,397$31,560-$9,542$441,089$344,309
9$808,959$32,620-$8,553$431,940$377,019
10$833,228$33,716-$7,531$422,163$411,065
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.