1435 SW 78th Ct
Miami, FL 33144 · single_family · For Sale · 8 days on market
Asking price$875,000
4 beds 3 baths 1,598 sqft
Suggested offer$624,769$250,231 above the est. market value of $624,769.
View on Realtor.com →Listed by Felipe Carmona · Carmona Realty Group, Llc
Typesingle_family
Built1958
Price / sqft$548
Est. value (own analysis)$624,769
Rent estimate (own analysis)$4,000/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood4/10moderate$Air2/10MinorWildfire1/10Minimal
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Statusfor_sale
Listed date2026-08-25
Removed date—
MLSMiamiMLS #A12077551
Coordinates25.75634, -80.32186
Address1435 SW 78th Ct
CityMiami
StateFL
Zip33144
Listing ID6411392979
Sourceus-real-estate-listings, cached 2026-08-31
ZIP market snapshot (33144)
Typical home value (ZHVI)$626,128
Typical rent (ZORI)$2,322/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $875,000 |
| Down payment (20.0%) | $175,000 |
| Loan amount | $700,000 |
| Closing costs (5.0%) | $43,750 |
| Total cash to close | $218,750 |
| Income | |
| Rent (comp-derived) | $4,000$48,000 |
| Vacancy loss (8.0%) | |
| Effective gross income | $3,680$44,160 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,385$16,625 |
| Insurance (est. scaled by flood & wind risk) | $933$11,200 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $200$2,400 |
| Total operating expenses | $2,519$30,225 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $200$2,400 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Widened to city-wide. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 4 | 2 | 1,697 | $4,000 | 2026-08-20 | — | |
| single_family | 4 | 3 | 1,895 | $4,300 | 2026-08-20 | — | |
| single_family | 4 | 2 | 1,754 | $7,200 | 2026-08-19 | — | |
| single_family | 4 | 3 | 1,940 | $4,300 | 2026-08-19 | — | |
| single_family | 4 | 3 | 2,103 | $8,500 | 2026-08-18 | — | |
| single_family | 4 | 3 | 1,584 | $3,600 | 2026-08-18 | — | |
| single_family | 4 | 2 | 1,190 | $3,495 | 2026-08-18 | — | |
| single_family | 4 | 3 | 2,146 | $3,800 | 2026-08-18 | — | |
| single_family | 4 | 2 | 1,647 | $4,500 | 2026-08-17 | — | |
| single_family | 4 | 3 | 1,696 | $7,500 | 2026-08-14 | — | |
| single_family | 4 | 3 | 1,900 | $10,000 | 2026-08-14 | — | |
| single_family | 4 | 2 | 1,650 | $3,500 | 2026-08-14 | — | |
| single_family | 4 | 2 | 2,149 | $3,900 | 2026-08-13 | — | |
| single_family | 4 | 2 | 1,930 | $4,350 | 2026-08-13 | — | |
| single_family | 4 | 3 | 1,323 | $3,995 | 2026-08-13 | — | |
| single_family | 4 | 2 | 2,115 | $3,800 | 2026-08-13 | — | |
| single_family | 4 | 2 | 1,518 | $4,000 | 2026-08-13 | — | |
| single_family | 4 | 2 | 1,627 | $3,850 | 2026-08-12 | — | |
| single_family | 4 | 4 | 2,080 | $9,450 | 2026-08-12 | — | |
| single_family | 4 | 2 | 1,473 | $3,950 | 2026-08-12 | — | |
| single_family | 4 | 2 | 2,053 | $4,500 | 2026-08-11 | — | |
| single_family | 4 | 2 | 1,499 | $4,100 | 2026-08-11 | — | |
| single_family | 4 | 3 | 2,152 | $4,000 | 2026-08-10 | — | |
| single_family | 4 | 1 | 1,048 | $2,500 | 2026-08-10 | — | |
| single_family | 4 | 2 | 1,793 | $3,850 | 2026-08-10 | — | |
| single_family | 4 | 2 | 1,616 | $3,800 | 2026-08-09 | — | |
| single_family | 4 | 3 | 1,895 | $4,300 | 2026-08-09 | — | |
| single_family | 4 | 3 | 1,937 | $5,300 | 2026-08-07 | — | |
| single_family | 4 | 2 | 1,634 | $4,950 | 2026-08-07 | — | |
| single_family | 4 | 3 | 1,922 | $3,500 | 2026-08-07 | — | |
| single_family | 4 | 2 | 1,534 | $4,900 | 2026-08-05 | — | |
| single_family | 4 | 2 | 1,577 | $3,500 | 2026-07-27 | — | |
| single_family | 4 | 2 | 1,486 | $4,500 | 2026-07-27 | — | |
| single_family | 4 | 3 | 1,839 | $4,000 | 2026-07-25 | — | |
| single_family | 4 | 3 | 1,675 | $3,350 | — | — | |
| single_family | 4 | 3 | 1,655 | $5,300 | 2026-07-22 | — | |
| single_family | 4 | 2 | 1,149 | $3,250 | 2026-07-20 | — | |
| single_family | 4 | 3 | 1,812 | $4,000 | 2026-07-18 | — | |
| single_family | 4 | 2 | 1,825 | $4,500 | 2026-07-17 | — | |
| single_family | 4 | 2 | 1,408 | $5,000 | 2026-07-15 | — | |
| single_family | 4 | 1 | 1,225 | $2,800 | 2026-07-15 | — | |
| single_family | 4 | 3 | 1,957 | $12,000 | 2026-07-14 | — | |
| single_family | 4 | 2 | 1,681 | $4,350 | 2026-07-10 | — | |
| single_family | 4 | 2 | 1,252 | $3,799 | 2026-07-08 | — | |
| single_family | 4 | 2 | 1,602 | $5,300 | 2026-07-07 | — | |
| single_family | 4 | 2 | 1,935 | $4,000 | 2026-07-06 | — | |
| single_family | 4 | 3 | 1,989 | $3,500 | 2026-07-06 | — | |
| single_family | 4 | 3 | 2,000 | $4,600 | 2026-07-06 | — | |
| single_family | 4 | 3 | 1,744 | $3,850 | 2026-07-02 | — | |
| single_family | 4 | 2 | 1,799 | $6,500 | 2026-07-01 | — | |
| single_family | 4 | 3 | 2,045 | $9,000 | 2026-06-30 | — | |
| single_family | 4 | 2 | 2,037 | $5,900 | 2026-06-26 | — | |
| single_family | 4 | 2 | 1,377 | $3,230 | 2026-06-26 | — | |
| single_family | 4 | 3 | 1,703 | $5,000 | 2026-06-25 | — | |
| single_family | 4 | 2 | 1,874 | $3,650 | 2026-06-22 | — | |
| single_family | 4 | 3 | 1,717 | $9,000 | 2026-06-19 | — | |
| single_family | 4 | 3 | 1,802 | $3,850 | 2026-06-19 | — | |
| single_family | 4 | 2 | 1,500 | $2,600 | 2026-06-19 | — | |
| single_family | 4 | 3 | 1,749 | $5,500 | 2026-06-17 | — | |
| single_family | 4 | 2 | 1,740 | $4,800 | 2026-06-17 | — | |
| single_family | 4 | 4 | 1,538 | $3,850 | 2026-06-16 | — | |
| single_family | 4 | 3 | 1,585 | $3,800 | 2026-06-12 | — | |
| single_family | 4 | 4 | 1,701 | $4,250 | 2026-06-10 | — | |
| single_family | 4 | 2 | 1,550 | $4,200 | 2026-06-10 | — | |
| single_family | 4 | 3 | 1,588 | $6,000 | 2026-06-09 | — | |
| single_family | 4 | 3 | 1,534 | $3,210 | 2026-06-06 | — | |
| single_family | 4 | 3 | 1,796 | $5,500 | 2026-06-05 | — | |
| single_family | 4 | 2 | 1,652 | $6,000 | 2026-06-02 | — | |
| single_family | 4 | 2 | 1,400 | $4,300 | 2026-05-26 | — | |
| single_family | 4 | 3 | 1,788 | $7,600 | 2026-05-24 | — | |
| single_family | 4 | 2 | 1,955 | $10,000 | 2026-05-22 | — | |
| single_family | 4 | 3 | 2,050 | $10,000 | 2026-05-21 | — | |
| single_family | 4 | 3 | 2,075 | $8,750 | 2026-05-21 | — | |
| single_family | 4 | 3 | 1,680 | $4,000 | 2026-05-20 | — | |
| single_family | 4 | 2 | 1,420 | $900 | 2026-05-08 | — | |
| single_family | 4 | 1 | 1,226 | $2,800 | 2026-05-07 | — | |
| single_family | 4 | 2 | 1,250 | $3,950 | 2026-05-05 | — | |
| single_family | 4 | 2 | 1,434 | $3,600 | 2026-05-05 | — | |
| single_family | 4 | 2 | 1,708 | $3,700 | 2026-05-04 | — | |
| single_family | 4 | 2 | 1,786 | $4,400 | 2026-05-01 | — | |
| single_family | 4 | 2 | 1,427 | $4,200 | 2026-08-04 | — | |
| single_family | 4 | 2 | 1,876 | $4,950 | 2026-08-04 | — | |
| single_family | 4 | 3 | 1,468 | $5,250 | 2026-08-04 | — | |
| single_family | 4 | 2 | 1,436 | $4,000 | 2026-08-03 | — | |
| single_family | 4 | 2 | 1,649 | $4,900 | 2026-08-03 | — | |
| single_family | 4 | 2 | 1,421 | $3,600 | 2026-08-01 | — | |
| single_family | 4 | 3 | 1,100 | $3,900 | 2026-07-31 | — | |
| single_family | 4 | 1 | 1,267 | $3,800 | 2026-07-31 | — | |
| single_family | 4 | 2 | 1,734 | $3,600 | 2026-07-30 | — | |
| single_family | 4 | 1 | 1,200 | $3,000 | 2026-07-29 | — | |
| single_family | 4 | 1 | 1,070 | $2,700 | 2026-07-29 | — | |
| single_family | 4 | 4 | 2,017 | $5,600 | 2026-07-28 | — | |
| single_family | 4 | 2 | 1,663 | $3,800 | 2026-07-28 | — | |
| single_family | 4 | 3 | 1,192 | $4,750 | 2026-07-28 | — | |
| single_family | 4 | 3 | 2,100 | $4,099 | 2026-07-27 | — | |
| single_family | 4 | 3 | 1,859 | $4,000 | 2026-04-20 | — | |
| single_family | 4 | 2 | 1,684 | $2,830 | — | — | |
| single_family | 4 | 3 | 2,114 | $3,335 | — | — | |
| single_family | 4 | 2 | 1,865 | $3,380 | — | — | |
| single_family | 4 | 2 | 2,109 | $3,460 | — | — | |
| single_family | 4 | 2 | 1,949 | $3,190 | — | — | |
| single_family | 4 | 3 | 1,900 | $3,190 | — | — | |
| single_family | 4 | 2 | 1,752 | $3,655 | — | — | |
| single_family | 4 | 3 | 1,775 | $3,295 | — | — | |
| single_family | 4 | 4 | 1,938 | $5,200 | 2026-08-23 | — | |
| single_family | 4 | 2 | 1,729 | $4,800 | 2026-03-11 | — | |
| single_family | 4 | 2 | 1,574 | $3,400 | 2026-08-21 | — | |
| single_family | 4 | 3 | 2,016 | $3,800 | 2026-03-04 | — | |
| single_family | 4 | 2 | 1,843 | $3,900 | 2026-02-25 | — | |
| single_family | 4 | 3 | 1,717 | $5,000 | 2026-02-23 | — | |
| single_family | 4 | 3 | 1,960 | $4,250 | 2026-05-18 | — | |
| single_family | 4 | 3 | 1,910 | $4,500 | 2026-03-11 | — | |
| single_family | 4 | 3 | 1,347 | $3,450 | 2026-04-03 | — | |
| single_family | 4 | 2 | 2,073 | $6,900 | 2025-04-02 | — | |
| single_family | 4 | 2 | 1,363 | $3,675 | 2026-01-31 | — | |
| single_family | 4 | 2 | 1,781 | $6,500 | 2026-04-15 | — | |
| single_family | 4 | 2 | 1,330 | $3,700 | — | — | |
| single_family | 4 | 3 | 2,122 | $6,200 | — | — | |
| single_family | 4 | 2 | 2,027 | $3,600 | — | — | |
| single_family | 4 | 2 | 1,330 | $3,200 | — | — | |
| single_family | 4 | 2 | 1,436 | $4,200 | — | — | |
| single_family | 4 | 2 | 2,027 | $3,850 | — | — | |
| single_family | 4 | 2 | 2,000 | $3,300 | — | — | |
| single_family | 4 | 3 | 1,910 | $3,300 | — | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 7893 SW 9th Ter | single_family | 4 | 3 | 1,816 | $710,000 | 2026-08-11 |
| 7191 SW 15th St | single_family | 4 | 2 | 1,008 | $560,000 | 2026-07-13 |
| 300 SW 71st Ave | single_family | 4 | 3 | 1,624 | $725,000 | 2026-06-23 |
| 605 SW 73rd Ct | single_family | 4 | 2 | 1,566 | $640,000 | 2026-06-23 |
| 1425 SW 85th Ave | single_family | 4 | 2 | 1,620 | $650,000 | 2026-06-22 |
| 6061 SW 13th St | single_family | 4 | 3 | 2,597 | $1,400,000 | 2026-05-20 |
| 6810 SW 1st St | single_family | 4 | 2 | 1,350 | $502,000 | 2026-05-15 |
| 315 SW 63rd Ave | single_family | 4 | 3 | 1,657 | $510,000 | 2026-05-13 |
| 7801 SW 9th Ter | single_family | 4 | 3 | 1,752 | $680,000 | 2026-04-23 |
| 7880 SW 14th Ter | single_family | 4 | 3 | 2,261 | $740,000 | 2026-04-10 |
| 110 Flagami Blvd | single_family | 4 | 3 | 1,580 | $595,000 | 2026-03-31 |
| 8001 SW 14th Ter | single_family | 4 | 3 | 1,680 | $696,900 | 2026-03-30 |
| 7110 SW 13th Ter | single_family | 4 | 3 | 1,570 | $625,000 | 2026-03-26 |
| 606 SW 58th Ct | single_family | 4 | 3 | 2,134 | $753,000 | 2026-03-26 |
| 8490 Grand Canal Dr | single_family | 4 | 3 | 2,376 | $840,000 | 2026-03-02 |
| 670 Flagami Blvd | single_family | 4 | 2 | 1,486 | $675,000 | 2026-02-20 |
| 1325 SW 78th Ave | single_family | 4 | 2 | 1,658 | $389,000 | 2025-12-23 |
| 8220 SW 12th Ter | single_family | 4 | 2 | 1,395 | $670,000 | 2025-10-30 |
| 1401 SW 57th Ave | single_family | 4 | 2 | 2,261 | $846,800 | 2025-10-28 |
| 724 Tamiami Canal Rd | single_family | 4 | 3 | 1,590 | $567,111 | 2025-09-30 |
| 1245 SW 85th Ave | single_family | 4 | 2 | 1,837 | $800,000 | 2025-09-17 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 331 Tamiami Canal Rd | single_family | 4 | 2 | 1,557 | $489,999 | — |
| 8215 Grand Canal Dr | single_family | 4 | 5 | 4,567 | $1,999,999 | — |
| 5757 SW 3rd St | single_family | 4 | 3 | 2,667 | $998,000 | — |
| 1421-1419 SW 76 Ct | single_family | 4 | 2 | 2,247 | $837,000 | — |
| 1419 SW 76th Ct | multi_family | 4 | 3 | 2,247 | $837,000 | — |
| single_family | 4 | 3 | — | $2,500,000 | — | |
| 717 Tamiami Canal Rd | single_family | 4 | 3 | 1,740 | $650,000 | — |
| 255 Central Blvd | single_family | 4 | 3 | 1,569 | $850,000 | — |
10-year hold projection
IRR-3.0%
Equity multiple0.51x
Total return (10yr)$6,060
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $901,250 | $13,935 | -$42,446 | $692,410 | $208,840 |
| 2 | $928,288 | $14,504 | -$41,937 | $684,300 | $243,988 |
| 3 | $956,136 | $15,094 | -$41,408 | $675,632 | $280,504 |
| 4 | $984,820 | $15,706 | -$40,859 | $666,369 | $318,451 |
| 5 | $1,014,365 | $16,340 | -$40,290 | $656,470 | $357,895 |
| 6 | $1,044,796 | $16,997 | -$39,699 | $645,891 | $398,905 |
| 7 | $1,076,140 | $17,678 | -$39,086 | $634,586 | $441,554 |
| 8 | $1,108,424 | $18,383 | -$38,450 | $622,504 | $485,920 |
| 9 | $1,141,677 | $19,114 | -$37,791 | $609,593 | $532,084 |
| 10 | $1,175,927 | $19,872 | -$37,106 | $595,795 | $580,132 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.