| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $2,200,000 |
| Down payment (20.0%) | $440,000 |
| Loan amount | $1,760,000 |
| Closing costs (5.0%) | $110,000 |
| Total cash to close | $550,000 |
| Income | |
| Rent (comp-derived) | $6,850$82,200 |
| Vacancy loss (8.0%) | |
| Effective gross income | $6,302$75,624 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $3,483$41,800 |
| Insurance (est. scaled by flood & wind risk) | $2,200$26,400 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $343$4,110 |
| Total operating expenses | $6,026$72,310 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $343$4,110 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 4 | 3 | 2,847 | $7,200 | 2026-07-11 | — | |
| single_family | 4 | 4 | 2,803 | $5,200 | 2026-08-19 | — | |
| single_family | 4 | 3 | 2,847 | $6,500 | 2026-07-27 | — | |
| single_family | 4 | 4 | 2,905 | $7,700 | 2026-05-23 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 8748 NW 143rd Ter | single_family | 4 | 3 | 2,087 | $600,000 | 2026-08-20 |
| 8946 NW 176th Ln | single_family | 4 | 3 | 3,238 | $1,340,000 | 2026-08-12 |
| 8822 NW 112th Ter | single_family | 4 | 3 | 1,393 | $560,000 | 2026-08-11 |
| 8915 NW 161st Ter | single_family | 4 | 3 | 2,847 | $1,220,000 | 2026-08-07 |
| 3577 W 106th Ter | single_family | 4 | 3 | 2,642 | $769,000 | 2026-07-29 |
| 19610 NW 88th Ct | single_family | 4 | 3 | 2,269 | $750,000 | 2026-07-24 |
| 6423412209 | single_family | 4 | 2 | 1,642 | $577,000 | 2026-07-23 |
| 8724 NW 189th Ter | single_family | 4 | 3 | 3,280 | $730,000 | 2026-07-21 |
| 16911 NW 87th Ct | single_family | 4 | 2 | 1,888 | $785,000 | 2026-07-14 |
| 8847 NW 180th Ter | single_family | 4 | 3 | 2,124 | $695,000 | 2026-07-06 |
| 7387 W 30th Ct | single_family | 4 | 2 | 1,349 | $570,000 | 2026-07-02 |
| 3525 W 94th St | single_family | 4 | 3 | 2,528 | $740,000 | 2026-06-26 |
| 14461 NW 88th Pl | single_family | 4 | 2 | 1,669 | $610,000 | 2026-06-24 |
| 3494 W 103rd Ter | single_family | 4 | 4 | 2,642 | $700,000 | 2026-06-18 |
| 7250 W 30th Ave | single_family | 4 | 2 | 1,379 | $585,000 | 2026-06-09 |
| 3541 W 104th Ter | single_family | 4 | 4 | 2,571 | $680,000 | 2026-05-29 |
| 8723 NW 161st Ter | single_family | 4 | 3 | 2,847 | $1,100,000 | 2026-05-28 |
| 8891 NW 178th Ln | single_family | 4 | 3 | 2,878 | $1,090,000 | 2026-05-27 |
| 8975 NW 161st Ter | single_family | 4 | 3 | 2,847 | $1,250,000 | 2026-05-20 |
| 8914 NW 168th St | single_family | 4 | 3 | 1,874 | $800,000 | 2026-05-20 |
| 6843276574 | single_family | 4 | 4 | 2,622 | $750,000 | 2026-05-18 |
| 19720 NW 87th Pl | single_family | 4 | 3 | 2,611 | $700,000 | 2026-05-14 |
| 3524 W 106th St | single_family | 4 | 4 | 2,642 | $705,000 | 2026-05-07 |
| 18061 NW 87th Ct | single_family | 4 | 4 | 2,878 | $1,150,000 | 2026-05-04 |
| 18091 NW 87th Ct | single_family | 4 | 4 | 2,803 | $932,000 | 2026-05-04 |
| 10521 W 35th Way | single_family | 4 | 3 | 2,462 | $700,000 | 2026-04-29 |
| 9125 NW 172nd Ter | single_family | 4 | 3 | 2,103 | $880,000 | 2026-04-07 |
| 8725 NW 148th Ter | single_family | 4 | 2 | 1,942 | $735,000 | 2026-04-03 |
| 3412 W 103rd Ter | single_family | 4 | 3 | 2,462 | $700,000 | 2026-04-02 |
| 9067 NW 182nd Ter | single_family | 4 | 3 | 2,124 | $820,000 | 2026-03-30 |
| 3203 W 70th Ter | single_family | 4 | 2 | 1,488 | $601,425 | 2026-03-30 |
| 14820 NW 87th Ct | single_family | 4 | 3 | 2,620 | $840,000 | 2026-03-20 |
| 8886 NW 187th St | single_family | 4 | 2 | 2,728 | $925,000 | 2026-03-09 |
| 8935 NW 164th St | single_family | 4 | 3 | 1,523 | $715,000 | 2026-03-09 |
| 7685 W 30th Ln | single_family | 4 | 2 | 1,452 | $512,167 | 2026-03-04 |
| 8776 W 33rd Ave | single_family | 4 | 4 | 2,622 | $794,900 | 2026-02-26 |
| 3523 W 105th Pl | single_family | 4 | 3 | 2,462 | $680,000 | 2026-02-17 |
| 10800 W 35th Way | single_family | 4 | 2 | 2,012 | $750,000 | 2026-02-05 |
| 16852 NW 88th Path | single_family | 4 | 2 | 1,874 | $925,000 | 2026-02-03 |
| 7416 W 32nd Ave | single_family | 4 | 2 | 1,610 | $594,000 | 2026-01-30 |
| 7328 W 29th Ln | single_family | 4 | 2 | 1,409 | $560,000 | 2026-01-28 |
| 8885 NW 175th St | single_family | 4 | 3 | 2,133 | $825,000 | 2026-01-22 |
| 8767 NW 139th Ter | single_family | 4 | 3 | 2,732 | $720,000 | 2026-01-14 |
| 10541 W 35th Way | single_family | 4 | 3 | 2,406 | $680,000 | 2026-01-12 |
| 12373 NW 98th Ave | single_family | 4 | 3 | 1,724 | $583,000 | 2026-01-06 |
| 3325 W 86th Ter | single_family | 4 | 3 | 2,622 | $650,000 | 2026-01-02 |
| 8985 NW 148th St | single_family | 4 | 2 | 2,167 | $700,000 | 2025-12-29 |
| 8705 NW 150th Ter | single_family | 4 | 3 | 2,616 | $765,000 | 2025-12-19 |
| 8714 NW 153rd Ter | single_family | 4 | 3 | 2,464 | $750,000 | 2025-12-05 |
| 9182 NW 148th St | single_family | 4 | 3 | 1,890 | $1,000,000 | 2025-11-21 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| condo_townhome_rowhome_coop | 4 | 3 | 1,240 | $495,000 | — | |
| 10033 NW 126th Ter | single_family | 4 | 3 | 1,515 | $620,000 | — |
| 8875 NW 161st Ter | single_family | 4 | 4 | 2,543 | $1,049,000 | — |
| 16732 NW 89th Pl | single_family | 4 | 3 | 2,415 | $1,185,000 | — |
| 14172 NW 87th Ct | single_family | 4 | 3 | 1,806 | $835,000 | — |
| 8900 NW 161st Ter | single_family | 4 | 3 | 2,847 | $1,295,000 | — |
| 16012 NW 91st Ct | townhomes | 4 | 4 | 1,908 | $624,900 | — |
| 9023 NW 161st Ter | single_family | 4 | 3 | 2,847 | $1,250,000 | — |
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $2,266,000 | $3,314 | -$136,519 | $1,740,918 | $525,082 |
| 2 | $2,333,980 | $3,775 | -$136,161 | $1,720,525 | $613,455 |
| 3 | $2,403,999 | $4,259 | -$135,782 | $1,698,732 | $705,267 |
| 4 | $2,476,119 | $4,766 | -$135,382 | $1,675,442 | $800,677 |
| 5 | $2,550,403 | $5,299 | -$134,961 | $1,650,554 | $899,849 |
| 6 | $2,626,915 | $5,857 | -$134,516 | $1,623,955 | $1,002,960 |
| 7 | $2,705,723 | $6,442 | -$134,048 | $1,595,531 | $1,110,192 |
| 8 | $2,786,894 | $7,054 | -$133,554 | $1,565,154 | $1,221,740 |
| 9 | $2,870,501 | $7,696 | -$133,035 | $1,532,692 | $1,337,809 |
| 10 | $2,956,616 | $8,367 | -$132,489 | $1,498,000 | $1,458,616 |