7741 SW 20th St
Miami, FL 33155 · single_family · Pending — under contract · 16 days on market
Asking price$685,000
4 beds 3 baths 1,699 sqft
Listed by Ana Perez · Real Realty Investment
Typesingle_family
Built1960
Price / sqft$403
Est. value (own analysis)$845,376
Rent estimate (own analysis)$4,100/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood8/10severe$Air2/10MinorWildfire1/10Minimal
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Statusfor_sale
Listed date2026-08-18
Removed date—
MLSMiamiMLS #A12072990
Coordinates25.75204, -80.32149
Address7741 SW 20th St
CityMiami
StateFL
Zip33155
Listing ID6408411704
Sourceus-real-estate-listings, cached 2026-08-31
ZIP market snapshot (33155)
Typical home value (ZHVI)$716,503
Typical rent (ZORI)$2,758/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $685,000 |
| Down payment (20.0%) | $137,000 |
| Loan amount | $548,000 |
| Closing costs (5.0%) | $34,250 |
| Total cash to close | $171,250 |
| Income | |
| Rent (comp-derived) | $4,100$49,200 |
| Vacancy loss (8.0%) | |
| Effective gross income | $3,772$45,264 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,085$13,015 |
| Insurance (est. scaled by flood & wind risk) | $891$10,686 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $205$2,460 |
| Total operating expenses | $2,180$26,161 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $205$2,460 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 4 | 2 | 1,754 | $7,200 | 2026-08-19 | — | |
| single_family | 4 | 2 | 2,149 | $3,900 | 2026-08-13 | — | |
| single_family | 4 | 2 | 1,499 | $4,100 | 2026-08-11 | — | |
| single_family | 4 | 2 | 1,874 | $3,650 | 2026-06-22 | — | |
| single_family | 4 | 3 | 1,749 | $5,500 | 2026-06-17 | — | |
| single_family | 4 | 2 | 1,652 | $6,000 | 2026-06-02 | — | |
| single_family | 4 | 3 | 1,859 | $4,000 | 2026-04-20 | — | |
| single_family | 4 | 3 | 1,408 | $4,300 | 2026-08-25 | — | |
| single_family | 4 | 2 | 1,413 | $4,000 | 2026-08-28 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 8220 SW 29th St | single_family | 4 | 3 | 1,807 | $855,000 | 2026-08-27 |
| 4145 SW 84th Ct | single_family | 4 | 3 | — | $1,150,000 | 2026-08-26 |
| 8250 SW 28th St | single_family | 4 | 3 | 2,330 | $729,000 | 2026-08-13 |
| 6735 SW 51st St | single_family | 4 | 2 | 2,192 | $1,115,000 | 2026-08-11 |
| 2725 SW 65th Ave | single_family | 4 | 4 | 2,855 | $1,815,000 | 2026-08-11 |
| 6291 SW 50th St | single_family | 4 | 3 | 2,475 | $1,650,000 | 2026-07-27 |
| 1811 SW 83rd Ave | single_family | 4 | 3 | 2,152 | $860,000 | 2026-07-23 |
| 6065 N Waterway Dr | single_family | 4 | 3 | 1,641 | $987,000 | 2026-07-22 |
| 7941 SW 18th Ter | single_family | 4 | 4 | 3,401 | $870,000 | 2026-06-29 |
| 2314 SW 60th Ave | single_family | 4 | 4 | 1,985 | $715,000 | 2026-06-24 |
| 7515 SW 32nd St | single_family | 4 | 2 | 1,556 | $765,000 | 2026-06-24 |
| 5830 SW 51st Ter | single_family | 4 | 3 | 2,270 | $1,500,000 | 2026-06-18 |
| 5701 SW 50th Ter | single_family | 4 | 3 | 2,174 | $1,075,000 | 2026-06-15 |
| 6449 SW 56th St | single_family | 4 | 4 | 2,524 | $2,175,000 | 2026-06-15 |
| 6501 SW 30th St | single_family | 4 | 3 | 2,452 | $899,000 | 2026-06-10 |
| 6881 SW 27th St | single_family | 4 | 2 | 1,753 | $715,000 | 2026-06-08 |
| 7715 SW 21st Ter | single_family | 4 | 2 | 1,747 | $665,000 | 2026-06-08 |
| 6001 SW 28th St | single_family | 4 | 3 | 2,896 | $1,700,000 | 2026-06-02 |
| 2122 SW 58th Ave | single_family | 4 | 3 | 2,511 | $729,000 | 2026-05-29 |
| 6710 SW 48th St | single_family | 4 | 3 | 1,522 | $920,000 | 2026-05-28 |
| 7285 SW 16th Ter | single_family | 4 | 1 | 1,712 | $640,000 | 2026-05-27 |
| 5747 SW 31st St | single_family | 4 | 1 | 1,836 | $1,100,000 | 2026-05-27 |
| 2523 Red Rd | single_family | 4 | 3 | 2,833 | $2,475,000 | 2026-05-26 |
| 8631 SW 16th Ter | single_family | 4 | 3 | 2,218 | $875,000 | 2026-05-20 |
| 8311 SW 47th St | single_family | 4 | 3 | 2,150 | $1,050,000 | 2026-05-19 |
| 6421 Miller Dr | single_family | 4 | 2 | 2,048 | $1,120,000 | 2026-05-18 |
| 8571 SW 30th St | single_family | 4 | 3 | 2,408 | $700,000 | 2026-05-15 |
| 2030 SW 60th Ave | single_family | 4 | 2 | 1,860 | $850,000 | 2026-05-14 |
| 6415 SW 39th St | single_family | 4 | 2 | 1,591 | $825,000 | 2026-05-14 |
| 5790 SW 34th St | single_family | 4 | 3 | 3,118 | $2,010,000 | 2026-05-07 |
| 2735 SW 65th Ave | single_family | 4 | 4 | 2,358 | $1,300,000 | 2026-05-05 |
| 5801 SW 35th St | single_family | 4 | 2 | 3,128 | $2,499,900 | 2026-04-24 |
| 7550 SW 28th Street Rd | single_family | 4 | 2 | 1,655 | $670,000 | 2026-04-20 |
| 2007 SW 60th Ave | single_family | 4 | 3 | 1,553 | $535,000 | 2026-04-15 |
| 6625 SW 45th St | single_family | 4 | 4 | 1,922 | $1,125,000 | 2026-03-27 |
| 7120 SW 56th St | single_family | 4 | 3 | 1,900 | $1,420,000 | 2026-03-23 |
| 8440 SW 27th Ter | single_family | 4 | 2 | 1,606 | $838,000 | 2026-03-16 |
| 5760 SW 56th St | single_family | 4 | 4 | 2,171 | $1,500,000 | 2026-03-16 |
| 6086 SW 20th St | single_family | 4 | 2 | 1,640 | $745,000 | 2026-03-06 |
| 2102 SW 58th Ct | single_family | 4 | 2 | 1,573 | $585,000 | 2026-03-05 |
| 8371 SW 32nd Ter | single_family | 4 | 2 | 1,703 | $765,000 | 2026-02-27 |
| 8551 SW 30th St | single_family | 4 | 3 | 2,248 | $845,000 | 2026-02-27 |
| 7580 SW 29th St | single_family | 4 | 3 | 1,648 | $820,000 | 2026-02-27 |
| 8670 SW 27th Ln | single_family | 4 | 2 | 1,344 | $700,000 | 2026-02-26 |
| 6440 SW 44th St | single_family | 4 | 3 | 2,152 | $1,500,000 | 2026-02-23 |
| 6701 SW 48th St | single_family | 4 | 3 | 1,805 | $1,275,000 | 2026-02-10 |
| 7420 SW 31st St | single_family | 4 | 2 | 1,711 | $680,000 | 2026-02-09 |
| 4950 SW 63rd Ave | single_family | 4 | 4 | 3,239 | $2,600,000 | 2026-02-05 |
| 6411 SW 22nd St | single_family | 4 | 2 | 1,476 | $785,000 | 2026-02-05 |
| 3051 SW 84th Ct | single_family | 4 | 3 | 2,241 | $800,000 | 2026-02-04 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 6385 SW 25th St | single_family | 4 | 2 | — | $920,000 | — |
| 7151 SW 42nd St | single_family | 4 | 3 | 1,292 | $800,000 | — |
| 6140 SW 45th St | single_family | 4 | 2 | 1,615 | $950,000 | — |
| 7135 SW 19th St | single_family | 4 | 2 | 1,534 | $739,500 | — |
| 6776 SW 22nd St | townhomes | 4 | 3 | 2,062 | $669,000 | — |
| 5400 SW 63rd Ct | single_family | 4 | 3 | 2,822 | $1,700,000 | — |
| 5889 SW 17th St | single_family | 4 | 3 | 2,318 | $1,395,000 | — |
| 8625 SW 42nd St | single_family | 4 | 2 | 1,779 | $820,000 | — |
10-year hold projection
IRR0.1%
Equity multiple1.02x
Total return (10yr)$92,818
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $705,550 | $19,103 | -$25,616 | $542,058 | $163,492 |
| 2 | $726,717 | $19,807 | -$24,974 | $535,709 | $191,008 |
| 3 | $748,518 | $20,535 | -$24,309 | $528,923 | $219,595 |
| 4 | $770,974 | $21,289 | -$23,620 | $521,672 | $249,302 |
| 5 | $794,103 | $22,068 | -$22,906 | $513,922 | $280,181 |
| 6 | $817,926 | $22,875 | -$22,168 | $505,640 | $312,286 |
| 7 | $842,464 | $23,709 | -$21,403 | $496,790 | $345,674 |
| 8 | $867,738 | $24,572 | -$20,612 | $487,331 | $380,406 |
| 9 | $893,770 | $25,464 | -$19,792 | $477,224 | $416,546 |
| 10 | $920,583 | $26,388 | -$18,944 | $466,422 | $454,161 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.