4430 Nautilus Dr

Miami Beach, FL 33140 · single_family · For Sale · 76 days on market
Asking price$7,295,000
7 beds 7 baths 4,501 sqft
View on Realtor.com →
Listed by Mendel Fellig · COMPASS
Typesingle_family
Built2026
Price / sqft$1621
Est. value (own analysis)$17,376,828
Rent estimate (own analysis)$75,000/mo
HOANone
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Neighborhood

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Statusfor_sale
Listed date2026-06-18
Removed date
MLSMiamiMLS #A12037891
Coordinates25.81828, -80.13556
Address4430 Nautilus Dr
CityMiami Beach
StateFL
Zip33140
Listing ID6397225623
Sourceus-real-estate-listings, cached 2026-08-31

ZIP market snapshot (33140)

Typical home value (ZHVI)$684,558
Typical rent (ZORI)$3,694/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$7,295,000
Down payment (20.0%)$1,459,000
Loan amount$5,836,000
Closing costs (5.0%)$364,750
Total cash to close$1,823,750
Rent (comp-derived)$75,000$900,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$900,000
Vacancy rate (assumption) assumption8.0%

$900,000 × 8.0% = $72,000

Effective gross income$69,000$828,000
Property tax (placeholder 1.9% of price)$11,550$138,605
Insurance (placeholder 0.8% of price)$4,863$58,360
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$3,750$45,000
Total operating expenses$20,164$241,965
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$828,000
Total operating expenses derived$241,965

$828,000 − $241,965 = $586,035

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$5,836,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$5,836,000 amortized at 6.7% over 30 years = $37,504/mo

CapEx reserve (5.0% of GSR)$3,750$45,000
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$586,035
Annual debt service derived$450,045
Annual CapEx reserve assumption$45,000
Annual PMI assumption$0

($586,035 − $450,045 − $45,000 − $0) ÷ 12 = $7,583

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$586,035
Purchase price data$7,295,000

$586,035 ÷ $7,295,000 = 8.0%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived$90,990
Total cash to close derived$1,823,750

$90,990 ÷ $1,823,750 = 5.0%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$586,035
Annual debt service derived$450,045

$586,035 ÷ $450,045 = 1.30

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$900,000
Purchase price data$7,295,000

($900,000 ÷ 12) ÷ $7,295,000 = 1.0%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$7,295,000
Gross scheduled rent (annual) comp$900,000

$7,295,000 ÷ $900,000 = 8.1

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$241,965
Effective gross income derived$828,000

$241,965 ÷ $828,000 = 29.2%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$241,965
Annual debt service derived$450,045
Annual PMI assumption$0
Gross scheduled rent (annual) comp$900,000

($241,965 + $450,045 + $0) ÷ $900,000 = 76.9%

Comparables

Widened to city-wide. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family798,324$95,0002026-08-13
single_family797,356$215,0002026-03-11
single_family788,110$145,0002026-02-02
single_family774,530$20,0002026-05-19
single_family774,822$40,0002026-04-10
single_family786,637$55,0002026-06-18

4 Palm Ave

Miami Beach, 33139 · rent comp

Bedrooms / bathrooms7 bd / 9 ba
Square footage8,324
Listed2026-08-13
Days on market

Asking rent: $95,000

View on Zillow →

310 S Hibiscus Dr

Miami Beach, 33139 · rent comp

Bedrooms / bathrooms7 bd / 9 ba
Square footage7,356
Listed2026-03-11
Days on market

Asking rent: $215,000

View on Zillow →

24 S Hibiscus Dr

Miami Beach, 33139 · rent comp

Bedrooms / bathrooms7 bd / 8 ba
Square footage8,110
Listed2026-02-02
Days on market

Asking rent: $145,000

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2501 Pine Tree Dr

Miami Beach, 33140 · rent comp

Bedrooms / bathrooms7 bd / 7 ba
Square footage4,530
Listed2026-05-19
Days on market

Asking rent: $20,000

View on Zillow →

5812 Alton Rd

Miami Beach, 33140 · rent comp

Bedrooms / bathrooms7 bd / 7 ba
Square footage4,822
Listed2026-04-10
Days on market

Asking rent: $40,000

View on Zillow →

6500 N Bay Rd

Miami Beach, 33141 · rent comp

Bedrooms / bathrooms7 bd / 8 ba
Square footage6,637
Listed2026-06-18
Days on market

Asking rent: $55,000

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
5515 Pine Tree Drsingle_family796,997$23,750,0002026-04-16
5077 N Bay Rdsingle_family777,034$8,750,0002026-02-06
1821 W 27th Stsingle_family776,860$34,000,0002025-10-14
4774 N Bay Rdsingle_family765,983$25,407,0002025-10-08
2288 Sunset Drsingle_family7106,581$25,407,0002025-10-03

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
3100 N Bay Rdsingle_family71010,250$100,000,000
5812 Alton Rdsingle_family774,822$5,250,000
5680 Pine Tree Drsingle_family764,691$3,850,000

10-year hold projection

IRR15.0%
Equity multiple3.30x
Total return (10yr)$5,154,309
YearProperty valueNOICash flowLoan balanceEquity
1$7,513,850$586,035$90,990$5,772,725$1,741,125
2$7,739,266$604,826$108,656$5,705,104$2,034,161
3$7,971,443$624,211$126,888$5,632,840$2,338,603
4$8,210,587$644,208$145,704$5,555,614$2,654,973
5$8,456,904$664,837$165,121$5,473,084$2,983,820
6$8,710,612$686,118$185,160$5,384,887$3,325,724
7$8,971,930$708,070$205,839$5,290,634$3,681,296
8$9,241,088$730,715$227,180$5,189,908$4,051,180
9$9,518,320$754,075$249,202$5,082,264$4,436,056
10$9,803,870$778,171$271,928$4,967,229$4,836,641
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.