1821 SW 152nd Ct

Miami, FL 33185 · single_family · Pending — under contract · 32 days on market
Asking price$684,900
4 beds 3 baths 2,128 sqft
View on Realtor.com →
Listed by Summer Brady · Open Exchange Brokerage, LLC
Typesingle_family
Built2005
Price / sqft$322
Est. value (own analysis)$743,310
Rent estimate (own analysis)$4,300/mo
HOANone
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Neighborhood

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Statusfor_sale
Listed date2026-08-01
Removed date
MLSBeachesMLS #B26058990
Coordinates25.74966, -80.44080
Address1821 SW 152nd Ct
CityMiami
StateFL
Zip33185
Listing ID6373330756
Sourceus-real-estate-listings, cached 2026-09-02

ZIP market snapshot (33185)

Typical home value (ZHVI)$677,356
Typical rent (ZORI)$3,519/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$684,900
Down payment (20.0%)$136,980
Loan amount$547,920
Closing costs (5.0%)$34,245
Total cash to close$171,225
Rent (comp-derived)$4,300$51,600
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$51,600
Vacancy rate (assumption) assumption8.0%

$51,600 × 8.0% = $4,128

Effective gross income$3,956$47,472
Property tax (placeholder 1.9% of price)$1,084$13,013
Insurance (placeholder 0.8% of price)$457$5,479
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$215$2,580
Total operating expenses$1,756$21,072
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$47,472
Total operating expenses derived$21,072

$47,472 − $21,072 = $26,400

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$547,920
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$547,920 amortized at 6.7% over 30 years = $3,521/mo

CapEx reserve (5.0% of GSR)$215$2,580
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$26,400
Annual debt service derived$42,253
Annual CapEx reserve assumption$2,580
Annual PMI assumption$0

($26,400 − $42,253 − $2,580 − $0) ÷ 12 = -$1,536

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$26,400
Purchase price data$684,900

$26,400 ÷ $684,900 = 3.9%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$18,433
Total cash to close derived$171,225

-$18,433 ÷ $171,225 = -10.8%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$26,400
Annual debt service derived$42,253

$26,400 ÷ $42,253 = 0.62

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$51,600
Purchase price data$684,900

($51,600 ÷ 12) ÷ $684,900 = 0.6%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$684,900
Gross scheduled rent (annual) comp$51,600

$684,900 ÷ $51,600 = 13.3

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$21,072
Effective gross income derived$47,472

$21,072 ÷ $47,472 = 44.4%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$21,072
Annual debt service derived$42,253
Annual PMI assumption$0
Gross scheduled rent (annual) comp$51,600

($21,072 + $42,253 + $0) ÷ $51,600 = 122.7%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family432,552$5,2002026-08-21
single_family432,526$6,5002026-08-20
single_family431,895$4,3002026-08-20
single_family431,895$4,3002026-08-09
single_family431,839$4,0002026-07-25
single_family421,935$4,0002026-07-06
single_family432,211$4,9002026-06-24
single_family421,708$3,7002026-05-04
single_family432,222$3,895
single_family421,865$3,380
single_family422,679$17,3202025-11-22
single_family432,287$5,200
single_family431,895$4,3002026-08-26
single_family432,552$5,2002026-08-26
single_family422,135$3,5002026-08-28

16001 SW 43rd Ter

Miami, 33185 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,552
Listed2026-08-21
Days on market

Asking rent: $5,200

View on Zillow →

15624 SW 20th St Unit 0

Miami, 33185 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,526
Listed2026-08-20
Days on market

Asking rent: $6,500

View on Zillow →

16427 SW 50th Ter

Miami, 33185 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,895
Listed2026-08-20
Days on market

Asking rent: $4,300

View on Zillow →

15428 SW 50th Ter Unit 15428

Miami, 33185 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,895
Listed2026-08-09
Days on market

Asking rent: $4,300

View on Zillow →

14935 SW 34th St Unit 14935

Miami, 33185 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,839
Listed2026-07-25
Days on market

Asking rent: $4,000

View on Zillow →

15339 SW 32nd Ter Unit 0

Miami, 33185 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,935
Listed2026-07-06
Days on market

Asking rent: $4,000

View on Zillow →

4671 SW 154th Pl

Miami, 33185 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,211
Listed2026-06-24
Days on market

Asking rent: $4,900

View on Zillow →

16266 SW 54th Ter Unit 0

Miami, 33185 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,708
Listed2026-05-04
Days on market

Asking rent: $3,700

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5062 SW 154th Pl

Miami, 33185 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,222
Listed
Days on market

Asking rent: $3,895

View on Zillow →

4633 SW 164th Ct

Miami, 33185 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,865
Listed
Days on market

Asking rent: $3,380

View on Zillow →

5424 SW 154th Pl Unit 5424

Miami, 33185 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage2,679
Listed2025-11-22
Days on market

Asking rent: $17,320

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3634 SW 156th Ct

Miami, 33185 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,287
Listed
Days on market

Asking rent: $5,200

View on Zillow →

15423 SW 50th Ter

Miami, 33185 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,895
Listed2026-08-26
Days on market

Asking rent: $4,300

View on Zillow →

16003 SW 43rd Ln

Miami, 33185 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,552
Listed2026-08-26
Days on market

Asking rent: $5,200

View on Zillow →

16264 SW 55th Ter Unit 0

Miami, 33185 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage2,135
Listed2026-08-28
Days on market

Asking rent: $3,500

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
1690 SW 154th Avesingle_family422,338$1,000,0002026-08-18
16479 SW 50th Tersingle_family432,368$760,0002026-08-17
16572 SW 43rd Lnsingle_family431,899$750,0002026-08-05
15490 SW 47th Stsingle_family432,133$685,0002026-07-31
14954 SW 38th Tersingle_family421,622$279,9002026-07-30
14729 SW 53rd Tersingle_family422,096$708,0002026-07-28
16528 SW 44th Stsingle_family432,399$850,0002026-07-24
16252 SW 42nd Tersingle_family432,266$870,0002026-07-24
14941 SW 45th Tersingle_family442,529$835,0002026-07-23
5239 SW 153rd Avesingle_family422,004$685,0002026-07-23
2720 SW 156th Plsingle_family443,286$771,0002026-07-17
5051 SW 163rd Ctsingle_family432,795$850,0002026-07-09
2921 SW 152nd Avesingle_family442,065$850,0002026-07-03
3502 SW 156th Ctsingle_family421,788$649,9992026-06-25
15079 SW 30th Stsingle_family442,921$900,0002026-06-23
15327 SW 55th Tersingle_family422,060$780,0002026-06-22
15763 SW 43rd Stsingle_family432,328$890,0002026-06-15
4540 SW 151st Plsingle_family432,572$730,0002026-06-05
3002 SW 147th Ctsingle_family432,580$950,0002026-06-04
5324 SW 164th Ctsingle_family432,338$1,065,0002026-06-02
15000 SW 45th Lnsingle_family432,714$1,000,0002026-05-28
4429 SW 165th Ctsingle_family432,512$900,0002026-05-23
15382 SW 16th Tersingle_family421,486$665,0002026-05-22
4342 SW 159th Pathsingle_family432,332$865,0002026-05-22
3436 SW 152nd Passsingle_family432,008$675,0002026-05-21
4235 SW 148th Plsingle_family442,043$660,0002026-05-21
3801 SW 149th Avesingle_family432,591$1,120,0002026-05-19
15364 SW 32nd Tersingle_family432,523$730,0002026-04-30
16673 SW 44th Stsingle_family432,640$815,0002026-04-28
15351 SW 36th Stsingle_family421,733$440,0002026-04-28
15274 SW 36th Tersingle_family422,011$845,0002026-04-23
3480 SW 149th Avesingle_family432,946$850,0002026-04-23
16030 SW 42nd Tersingle_family432,328$825,0002026-04-22
6732193986single_family432,223$635,0002026-04-20
15525 SW 26th Tersingle_family443,243$849,0002026-04-15
3164 SW 147th Plsingle_family442,723$1,075,0002026-04-13
3511 SW 154th Ctsingle_family421,405$650,0002026-04-06
15464 SW 18th Lnsingle_family432,437$805,0002026-04-06
3061 SW 147th Ctsingle_family432,525$850,0002026-03-25
16272 SW 42nd Tersingle_family442,630$910,0002026-03-19
5226 SW 160th Avesingle_family432,566$1,000,0002026-03-13
15591 SW 45th Tersingle_family452,767$825,0002026-03-12
4318 SW 164th Ctsingle_family431,899$680,0002026-03-12
14815 SW 28th Lnsingle_family431,979$770,0002026-03-10
4241 SW 154th Plsingle_family422,060$834,0002026-03-10
15601 SW 31st Lnsingle_family432,997$720,0002026-03-09
15217 SW 36th Tersingle_family432,011$680,0002026-03-06
3401 SW 149th Avesingle_family442,299$845,0002026-03-06
15863 SW 55th Tersingle_family432,510$885,0002026-02-26
14989 SW 22nd Stsingle_family433,043$1,025,0002026-02-24

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
1733 SW 151st Plsingle_family443,043$1,197,000
15624 SW 20th Stsingle_family442,526$950,000
15429 SW 36th Tersingle_family432,287$739,900
15144 SW 20th Stsingle_family443,043$860,000
3121 SW 156th Avesingle_family432,997$1,100,000
4863 SW 148th Ctsingle_family432,261$699,999
townhomes431,718$590,000
15753 SW 43rd Stsingle_family432,328$890,000

10-year hold projection

IRR3.1%
Equity multiple1.49x
Total return (10yr)$173,811
YearProperty valueNOICash flowLoan balanceEquity
1$705,447$26,400-$18,433$541,979$163,468
2$726,610$27,297-$17,600$535,631$190,980
3$748,409$28,224-$16,740$528,846$219,563
4$770,861$29,181-$15,850$521,596$249,265
5$793,987$30,170-$14,931$513,847$280,139
6$817,806$31,192-$13,980$505,567$312,240
7$842,341$32,247-$12,998$496,718$345,623
8$867,611$33,336-$11,984$487,261$380,350
9$893,639$34,462-$10,935$477,155$416,484
10$920,448$35,624-$9,851$466,355$454,094
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.