14900 SW 10th St
Miami, FL 33194 · single_family · For Sale · 30 days on market
Asking price$1,280,000
5 beds 4 baths 3,117 sqft
Suggested offer$953,553$326,447 above the est. market value of $953,553.
View on Realtor.com →Listed by Felipe Carmona · Carmona Realty Group, Llc
Typesingle_family
Built2004
Price / sqft$411
Est. value (own analysis)$953,553
Rent estimate (own analysis)$8,100/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeWildfire7/10SevereAir2/10MinorFlood1/10minimal$
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Statusfor_sale
Listed date2026-08-03
Removed date—
MLSMiamiMLS #A12064585
Coordinates25.75712, -80.43697
Address14900 SW 10th St
CityMiami
StateFL
Zip33194
Listing ID6357306400
Sourceus-real-estate-listings, cached 2026-08-28
ZIP market snapshot (33194)
No market data analyzed yet for ZIP 33194.
Analyze ZIP 33194 (≥0 of 50 per our log, shared with every property in this ZIP)Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $1,280,000 |
| Down payment (20.0%) | $256,000 |
| Loan amount | $1,024,000 |
| Closing costs (5.0%) | $64,000 |
| Total cash to close | $320,000 |
| Income | |
| Rent (comp-derived) | $8,100$97,200 |
| Vacancy loss (8.0%) | |
| Effective gross income | $7,452$89,424 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $2,027$24,320 |
| Insurance (est. scaled by flood & wind risk) | $1,280$15,360 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $405$4,860 |
| Total operating expenses | $3,712$44,540 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $405$4,860 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Widened to city-wide. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 5 | 4 | 2,905 | $5,725 | 2026-09-01 | — | |
| single_family | 5 | 3 | 3,002 | $12,000 | 2026-08-19 | — | |
| single_family | 5 | 3 | 3,050 | $5,999 | 2026-08-18 | — | |
| single_family | 5 | 5 | 3,827 | $12,000 | 2026-08-15 | — | |
| single_family | 5 | 3 | 2,480 | $3,875 | 2026-08-15 | — | |
| single_family | 5 | 3 | 2,176 | $9,000 | 2026-08-13 | — | |
| single_family | 5 | 3 | 2,200 | $5,250 | 2026-08-13 | — | |
| single_family | 5 | 4 | 4,188 | $11,000 | 2026-08-10 | — | |
| single_family | 5 | 4 | 2,323 | $5,700 | 2026-08-06 | — | |
| single_family | 5 | 3 | 2,547 | $7,900 | 2026-07-20 | — | |
| single_family | 5 | 3 | 2,711 | $4,550 | 2026-07-19 | — | |
| single_family | 5 | 3 | 2,781 | $14,500 | 2026-07-18 | — | |
| single_family | 5 | 4 | 3,073 | $5,000 | 2026-07-18 | — | |
| single_family | 5 | 8 | 2,326 | $8,200 | 2026-07-13 | — | |
| single_family | 5 | 4 | 3,073 | $5,000 | 2026-07-13 | — | |
| single_family | 5 | 3 | 2,733 | $6,300 | 2026-07-12 | — | |
| single_family | 5 | 3 | 3,001 | $5,200 | 2026-07-07 | — | |
| single_family | 5 | 3 | 3,502 | $11,500 | 2026-07-06 | — | |
| single_family | 5 | 6 | 3,716 | $6,000 | 2026-07-02 | — | |
| single_family | 5 | 4 | 3,889 | $14,000 | 2026-06-29 | — | |
| single_family | 5 | 4 | 3,294 | $5,995 | 2026-08-24 | — | |
| single_family | 5 | 2 | 2,597 | $13,500 | 2026-06-25 | — | |
| single_family | 5 | 5 | 4,136 | $11,500 | 2026-06-24 | — | |
| single_family | 5 | 5 | 4,197 | $19,900 | 2026-06-17 | — | |
| single_family | 5 | 4 | 3,518 | $13,950 | 2026-06-17 | — | |
| single_family | 5 | 4 | 2,092 | $9,500 | 2026-06-16 | — | |
| single_family | 5 | 5 | 3,696 | $8,250 | 2026-06-05 | — | |
| single_family | 5 | 3 | 3,727 | $8,500 | 2026-05-13 | — | |
| single_family | 5 | 5 | 3,593 | $8,500 | 2026-08-03 | — | |
| single_family | 5 | 4 | 3,082 | $8,000 | 2026-07-31 | — | |
| single_family | 5 | 3 | 2,369 | $4,250 | 2023-04-07 | — | |
| single_family | 5 | 3 | 3,780 | $15,000 | 2024-10-29 | — | |
| single_family | 5 | 3 | 2,376 | $3,680 | — | — | |
| single_family | 5 | 4 | 2,916 | $6,000 | 2026-08-23 | — | |
| single_family | 5 | 4 | 4,084 | $17,000 | 2025-11-14 | — | |
| single_family | 5 | 5 | 4,205 | $8,500 | 2025-08-26 | — | |
| single_family | 5 | 5 | 4,119 | $18,500 | 2026-04-01 | — | |
| single_family | 5 | 5 | 4,057 | $14,950 | 2026-04-20 | — | |
| single_family | 5 | 3 | 2,946 | $5,000 | — | — | |
| single_family | 5 | 4 | 2,916 | $6,000 | 2026-08-25 | — | |
| single_family | 5 | 3 | 2,589 | $4,795 | — | — | |
| single_family | 5 | 3 | 3,114 | $5,900 | — | — | |
| single_family | 5 | 4 | 3,843 | $8,250 | — | — | |
| single_family | 5 | 3 | 4,185 | $15,000 | — | — | |
| single_family | 5 | 4 | 3,103 | $10,000 | — | — | |
| single_family | 5 | 3 | 2,719 | $4,750 | — | — | |
| single_family | 5 | 5 | 4,205 | $8,500 | 2025-11-27 | — | |
| single_family | 5 | 3 | 2,442 | $6,500 | 2026-08-30 | — | |
| single_family | 5 | 3 | 2,480 | $3,875 | — | — | |
| single_family | 5 | 3 | 2,446 | $7,000 | 2026-09-01 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 15579 SW 10th Ln | single_family | 5 | 3 | 2,604 | $630,000 | 2026-08-14 |
| 15641 SW 8th Ln | single_family | 5 | 3 | 2,765 | $930,000 | 2025-10-15 |
| 14995 SW 12th Ln | single_family | 5 | 4 | 3,412 | $1,230,000 | 2025-10-08 |
| 1411 SW 149th Pl | single_family | 5 | 4 | 3,412 | $940,000 | 2025-09-17 |
Widened to city-wide. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 14234 SW 75th Ter | single_family | 5 | 4 | 1,656 | $915,000 | — |
| 3045 SW 124th Ct | single_family | 5 | 2 | 2,155 | $873,000 | — |
| 14671 SW 20th St | single_family | 5 | 5 | 2,925 | $1,350,000 | — |
| 701 Tamiami Canal Rd | single_family | 5 | 3 | 1,911 | $665,000 | — |
| 10934 SW 137th Ct | single_family | 5 | 5 | 3,122 | $849,999 | — |
| 10331 SW 164th Ct | single_family | 5 | 3 | 2,532 | $750,000 | — |
| 320 SW 125th Ave | single_family | 5 | 6 | 3,919 | $3,250,000 | — |
| 10040 SW 124th St | single_family | 5 | 6 | 4,039 | $3,500,000 | — |
10-year hold projection
IRR2.1%
Equity multiple1.34x
Total return (10yr)$274,689
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $1,318,400 | $44,884 | -$38,942 | $1,012,898 | $305,502 |
| 2 | $1,357,952 | $46,453 | -$37,494 | $1,001,033 | $356,919 |
| 3 | $1,398,691 | $48,075 | -$35,997 | $988,353 | $410,338 |
| 4 | $1,440,651 | $49,751 | -$34,448 | $974,803 | $465,849 |
| 5 | $1,483,871 | $51,484 | -$32,847 | $960,322 | $523,549 |
| 6 | $1,528,387 | $53,274 | -$31,191 | $944,847 | $583,540 |
| 7 | $1,574,239 | $55,124 | -$29,478 | $928,309 | $645,930 |
| 8 | $1,621,466 | $57,036 | -$27,707 | $910,635 | $710,831 |
| 9 | $1,670,110 | $59,012 | -$25,875 | $891,748 | $778,362 |
| 10 | $1,720,213 | $61,054 | -$23,982 | $871,563 | $848,650 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.