7262 SW 120th Ave

Miami, FL 33183 · single_family · For Sale · 110 days on market
Asking price$1,995,000
5 beds 4 baths 3,167 sqft
Suggested offer$1,574,316$420,684 above the est. market value of $1,574,316.
View on Realtor.com →
Listed by Alexis Guini · AG Investing Group LLC
Typesingle_family
Built1992
Price / sqft$630
Est. value (own analysis)$1,574,316
Rent estimate (own analysis)$7,900/mo
HOA$265/mo
Wind10/10Extreme$Heat10/10ExtremeFlood3/10moderate$Air2/10MinorWildfire1/10Minimal
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Neighborhood

Show every detail
Statusfor_sale
Listed date2026-05-15
Removed date
MLSMiamiMLS #A12019994
Coordinates25.69952, -80.38820
Address7262 SW 120th Ave
CityMiami
StateFL
Zip33183
Listing ID6356701097
Sourceus-real-estate-listings, cached 2026-09-02

ZIP market snapshot (33183)

Typical home value (ZHVI)$399,570
Typical rent (ZORI)$2,514/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$1,995,000
Down payment (20.0%)$399,000
Loan amount$1,596,000
Closing costs (5.0%)$99,750
Total cash to close$498,750
Rent (comp-derived)$7,900$94,800
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$94,800
Vacancy rate (assumption) assumption8.0%

$94,800 × 8.0% = $7,584

Effective gross income$7,268$87,216
Property tax (placeholder 1.9% of price)$3,159$37,905
Insurance (est. scaled by flood & wind risk)$2,128$25,536
HOA dues$265$3,180
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$395$4,740
Total operating expenses$5,947$71,361
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$87,216
Total operating expenses derived$71,361

$87,216 − $71,361 = $15,855

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$1,596,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$1,596,000 amortized at 6.7% over 30 years = $10,256/mo

CapEx reserve (5.0% of GSR)$395$4,740
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$15,855
Annual debt service derived$123,076
Annual CapEx reserve assumption$4,740
Annual PMI assumption$0

($15,855 − $123,076 − $4,740 − $0) ÷ 12 = -$9,330

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$15,855
Purchase price data$1,995,000

$15,855 ÷ $1,995,000 = 0.8%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$111,961
Total cash to close derived$498,750

-$111,961 ÷ $498,750 = -22.4%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$15,855
Annual debt service derived$123,076

$15,855 ÷ $123,076 = 0.13

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$94,800
Purchase price data$1,995,000

($94,800 ÷ 12) ÷ $1,995,000 = 0.4%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$1,995,000
Gross scheduled rent (annual) comp$94,800

$1,995,000 ÷ $94,800 = 21.0

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$71,361
Effective gross income derived$87,216

$71,361 ÷ $87,216 = 81.8%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$71,361
Annual debt service derived$123,076
Annual PMI assumption$0
Gross scheduled rent (annual) comp$94,800

($71,361 + $123,076 + $0) ÷ $94,800 = 205.1%

Comparables

Widened to city-wide. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family542,905$5,7252026-09-01
single_family533,002$12,0002026-08-19
single_family564,212$11,0002026-08-19
single_family533,050$5,9992026-08-18
single_family542,612$7,3002026-08-15
single_family553,827$12,0002026-08-15
single_family532,480$3,8752026-08-15
single_family532,176$9,0002026-08-13
single_family532,200$5,2502026-08-13
single_family553,456$5,9002026-08-12
single_family544,188$11,0002026-08-10
single_family542,323$5,7002026-08-06
single_family533,116$4,850
single_family573,782$19,0002026-07-23
single_family532,547$7,9002026-07-20
single_family532,711$4,5502026-07-19
single_family532,598$4,8002026-07-18
single_family532,781$14,5002026-07-18
single_family543,073$5,0002026-07-18
single_family582,326$8,2002026-07-13
single_family543,073$5,0002026-07-13
single_family532,733$6,3002026-07-12
single_family542,598$4,6002026-07-08
single_family533,001$5,2002026-07-07
single_family533,502$11,5002026-07-06
single_family532,406$4,4002026-07-03
single_family563,716$6,0002026-07-02
single_family543,349$5,7002026-07-02
single_family543,200$17,5002026-07-01
single_family543,889$14,0002026-06-29
single_family543,294$5,9952026-08-24
single_family522,597$13,5002026-06-25
single_family554,136$11,5002026-06-24
single_family554,197$19,9002026-06-17
single_family543,114$16,0002026-06-17
single_family543,518$13,9502026-06-17
single_family542,092$9,5002026-06-16
single_family553,696$8,2502026-06-05
single_family544,269$14,0002026-06-05
single_family532,598$3,2152026-08-18
single_family553,721$21,5002026-05-27
single_family552,838$7,2502026-05-22
single_family533,727$8,5002026-05-13
single_family542,740$3,9502026-07-31
single_family543,082$8,0002026-07-31
single_family574,173$49,0002026-07-28
single_family532,369$4,2502023-04-07
single_family533,780$15,0002024-10-29
single_family532,376$3,680
single_family542,916$6,0002026-08-23
single_family563,996$16,5002025-06-27
single_family544,084$17,0002025-11-14
single_family554,205$8,5002025-08-26
single_family554,119$18,5002026-04-01
single_family554,057$14,9502026-04-20
single_family532,946$5,000
single_family542,916$6,0002026-08-25
single_family532,589$4,795
single_family533,114$5,900
single_family543,843$8,250
single_family534,185$15,000
single_family553,803$7,5002025-10-20
single_family543,103$10,000
single_family553,629$25,000
single_family532,719$4,750
single_family554,205$8,5002025-11-27
single_family543,160$21,0002026-08-27
single_family542,470$7,500
single_family532,442$6,5002026-08-30
single_family532,480$3,875
single_family532,446$7,0002026-09-01

15813 SW 140th St

Miami, 33196 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage2,905
Listed2026-09-01
Days on market

Asking rent: $5,725

View on Zillow →

5801 SW 44th Ter

Miami, 33155 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage3,002
Listed2026-08-19
Days on market

Asking rent: $12,000

View on Zillow →

8283 SW 120th Ter

Miami, 33156 · rent comp

Bedrooms / bathrooms5 bd / 6 ba
Square footage4,212
Listed2026-08-19
Days on market

Asking rent: $11,000

View on Zillow →

8250 SW 116th St

Miami, 33156 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage3,050
Listed2026-08-18
Days on market

Asking rent: $5,999

View on Zillow →

19706 SW 130th Ave Unit 0

Miami, 33177 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage2,612
Listed2026-08-15
Days on market

Asking rent: $7,300

View on Zillow →

11898 SW 74th Ter

Miami, 33183 · rent comp

Bedrooms / bathrooms5 bd / 5 ba
Square footage3,827
Listed2026-08-15
Days on market

Asking rent: $12,000

View on Zillow →

15157 SW 95th St Unit 15157

Miami, 33196 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,480
Listed2026-08-15
Days on market

Asking rent: $3,875

View on Zillow →

6790 SW 105th Ave

Miami, 33173 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,176
Listed2026-08-13
Days on market

Asking rent: $9,000

View on Zillow →

2802 SW 149th Pl

Miami, 33185 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,200
Listed2026-08-13
Days on market

Asking rent: $5,250

View on Zillow →

13248 SW 188th Ter Unit 0

Miami, 33177 · rent comp

Bedrooms / bathrooms5 bd / 5 ba
Square footage3,456
Listed2026-08-12
Days on market

Asking rent: $5,900

View on Zillow →

9717 SW 111th Ter

Miami, 33176 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage4,188
Listed2026-08-10
Days on market

Asking rent: $11,000

View on Zillow →

9461 SW 62nd St

Miami, 33173 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage2,323
Listed2026-08-06
Days on market

Asking rent: $5,700

View on Zillow →

20943 SW 133rd Ave

Miami, 33177 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage3,116
Listed
Days on market

Asking rent: $4,850

View on Zillow →

5000 SW 73rd Ter

Miami, 33143 · rent comp

Bedrooms / bathrooms5 bd / 7 ba
Square footage3,782
Listed2026-07-23
Days on market

Asking rent: $19,000

View on Zillow →

3654 SW 150th Ct

Miami, 33185 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,547
Listed2026-07-20
Days on market

Asking rent: $7,900

View on Zillow →

16119 SW 61st Ln

Miami, 33193 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,711
Listed2026-07-19
Days on market

Asking rent: $4,550

View on Zillow →

12745 SW 204th Ln

Miami, 33177 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,598
Listed2026-07-18
Days on market

Asking rent: $4,800

View on Zillow →

10425 SW 62nd St Unit 0

Miami, 33173 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,781
Listed2026-07-18
Days on market

Asking rent: $14,500

View on Zillow →

15639 SW 11th Ter

Miami, 33194 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage3,073
Listed2026-07-18
Days on market

Asking rent: $5,000

View on Zillow →

6790 SW 54th St

Miami, 33155 · rent comp

Bedrooms / bathrooms5 bd / 8 ba
Square footage2,326
Listed2026-07-13
Days on market

Asking rent: $8,200

View on Zillow →

15631 SW 11th Ter

Miami, 33194 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage3,073
Listed2026-07-13
Days on market

Asking rent: $5,000

View on Zillow →

4450 SW 164th Ave Unit 0

Miami, 33185 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,733
Listed2026-07-12
Days on market

Asking rent: $6,300

View on Zillow →

20255 SW 129th Ave

Miami, 33177 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage2,598
Listed2026-07-08
Days on market

Asking rent: $4,600

View on Zillow →

15431 SW 39th Ter

Miami, 33185 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage3,001
Listed2026-07-07
Days on market

Asking rent: $5,200

View on Zillow →

14121 SW 97th Ave

Miami, 33176 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage3,502
Listed2026-07-06
Days on market

Asking rent: $11,500

View on Zillow →

11461 SW 193rd St Unit 0

Miami, 33157 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,406
Listed2026-07-03
Days on market

Asking rent: $4,400

View on Zillow →

14747 SW 38th Ter

Miami, 33185 · rent comp

Bedrooms / bathrooms5 bd / 6 ba
Square footage3,716
Listed2026-07-02
Days on market

Asking rent: $6,000

View on Zillow →

21189 SW 127th Ct

Miami, 33177 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage3,349
Listed2026-07-02
Days on market

Asking rent: $5,700

View on Zillow →

3545 Florida Ave

Miami, 33133 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage3,200
Listed2026-07-01
Days on market

Asking rent: $17,500

View on Zillow →

8925 SW 102nd Ter Unit 0

Miami, 33176 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage3,889
Listed2026-06-29
Days on market

Asking rent: $14,000

View on Zillow →

15561 SW 31st Ln # 0

Miami, 33185 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage3,294
Listed2026-08-24
Days on market

Asking rent: $5,995

View on Zillow →

8480 SW 66th St Unit 0

Miami, 33143 · rent comp

Bedrooms / bathrooms5 bd / 2 ba
Square footage2,597
Listed2026-06-25
Days on market

Asking rent: $13,500

View on Zillow →

11305 SW 93rd Ct

Miami, 33176 · rent comp

Bedrooms / bathrooms5 bd / 5 ba
Square footage4,136
Listed2026-06-24
Days on market

Asking rent: $11,500

View on Zillow →

19701 NE 16th Pl

Miami, 33179 · rent comp

Bedrooms / bathrooms5 bd / 5 ba
Square footage4,197
Listed2026-06-17
Days on market

Asking rent: $19,900

View on Zillow →

3326 Elizabeth St

Miami, 33133 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage3,114
Listed2026-06-17
Days on market

Asking rent: $16,000

View on Zillow →

7300 SW 77th Ave

Miami, 33143 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage3,518
Listed2026-06-17
Days on market

Asking rent: $13,950

View on Zillow →

1920 SW 67th Ave

Miami, 33147 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage2,092
Listed2026-06-16
Days on market

Asking rent: $9,500

View on Zillow →

7705 SW 66th St Unit 0

Miami, 33143 · rent comp

Bedrooms / bathrooms5 bd / 5 ba
Square footage3,696
Listed2026-06-05
Days on market

Asking rent: $8,250

View on Zillow →

6340 SW 80th St

Miami, 33143 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage4,269
Listed2026-06-05
Days on market

Asking rent: $14,000

View on Zillow →

20365 SW 129th Avenue Dr

Miami, 33177 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,598
Listed2026-08-18
Days on market

Asking rent: $3,215

View on Zillow →

3741 Kumquat Ave

Miami, 33133 · rent comp

Bedrooms / bathrooms5 bd / 5 ba
Square footage3,721
Listed2026-05-27
Days on market

Asking rent: $21,500

View on Zillow →

13305 SW 190th Ter Unit 13305

Miami, 33177 · rent comp

Bedrooms / bathrooms5 bd / 5 ba
Square footage2,838
Listed2026-05-22
Days on market

Asking rent: $7,250

View on Zillow →

12425 SW 43rd St

Miami, 33175 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage3,727
Listed2026-05-13
Days on market

Asking rent: $8,500

View on Zillow →

13510 SW 177th Ter

Miami, 33177 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage2,740
Listed2026-07-31
Days on market

Asking rent: $3,950

View on Zillow →

13661 SW 160th Ct

Miami, 33196 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage3,082
Listed2026-07-31
Days on market

Asking rent: $8,000

View on Zillow →

3600 Stewart Ave

Miami, 33133 · rent comp

Bedrooms / bathrooms5 bd / 7 ba
Square footage4,173
Listed2026-07-28
Days on market

Asking rent: $49,000

View on Zillow →

9311 SW 38th St

Miami, 33165 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,369
Listed2023-04-07
Days on market

Asking rent: $4,250

View on Zillow →

7350 SW 31st St

Miami, 33155 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage3,780
Listed2024-10-29
Days on market

Asking rent: $15,000

View on Zillow →

16147 SW 143rd St

Miami, 33196 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,376
Listed
Days on market

Asking rent: $3,680

View on Zillow →

16237 SW 44th Ter Unit 0

Miami, 33185 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage2,916
Listed2026-08-23
Days on market

Asking rent: $6,000

View on Zillow →

14875 SW 212th St

Miami, 33187 · rent comp

Bedrooms / bathrooms5 bd / 6 ba
Square footage3,996
Listed2025-06-27
Days on market

Asking rent: $16,500

View on Zillow →

7521 SW 56th St

Miami, 33155 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage4,084
Listed2025-11-14
Days on market

Asking rent: $17,000

View on Zillow →

14680 SW 17th St

Miami, 33175 · rent comp

Bedrooms / bathrooms5 bd / 5 ba
Square footage4,205
Listed2025-08-26
Days on market

Asking rent: $8,500

View on Zillow →

19708 NE 14th Ave

Miami, 33179 · rent comp

Bedrooms / bathrooms5 bd / 5 ba
Square footage4,119
Listed2026-04-01
Days on market

Asking rent: $18,500

View on Zillow →

19602 NE 14th Ct Unit 0

Miami, 33179 · rent comp

Bedrooms / bathrooms5 bd / 5 ba
Square footage4,057
Listed2026-04-20
Days on market

Asking rent: $14,950

View on Zillow →

15387 SW 21st Ln

Miami, 33185 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,946
Listed
Days on market

Asking rent: $5,000

View on Zillow →

16237 SW 44th Ter # 0

Miami, 33185 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage2,916
Listed2026-08-25
Days on market

Asking rent: $6,000

View on Zillow →

1522 SW 144th Ave

Miami, 33184 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,589
Listed
Days on market

Asking rent: $4,795

View on Zillow →

15051 SW 18th Ter

Miami, 33185 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage3,114
Listed
Days on market

Asking rent: $5,900

View on Zillow →

9866 SW 111th Ter

Miami, 33176 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage3,843
Listed
Days on market

Asking rent: $8,250

View on Zillow →

6801 NW 113th Ct

Miami, 33178 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage4,185
Listed
Days on market

Asking rent: $15,000

View on Zillow →

14954 SW 176th St

Miami, 33187 · rent comp

Bedrooms / bathrooms5 bd / 5 ba
Square footage3,803
Listed2025-10-20
Days on market

Asking rent: $7,500

View on Zillow →

450 NW 130th Ave

Miami, 33182 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage3,103
Listed
Days on market

Asking rent: $10,000

View on Zillow →

3782 El Prado Blvd Unit 1

Miami, 33133 · rent comp

Bedrooms / bathrooms5 bd / 5 ba
Square footage3,629
Listed
Days on market

Asking rent: $25,000

View on Zillow →

8877 SW 36th St

Miami, 33165 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,719
Listed
Days on market

Asking rent: $4,750

View on Zillow →

14680 SW 17th St # 1

Miami, 33175 · rent comp

Bedrooms / bathrooms5 bd / 5 ba
Square footage4,205
Listed2025-11-27
Days on market

Asking rent: $8,500

View on Zillow →

3596 Main Hwy

Miami, 33133 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage3,160
Listed2026-08-27
Days on market

Asking rent: $21,000

View on Zillow →

3823 Thomas Ave

Miami, 33133 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage2,470
Listed
Days on market

Asking rent: $7,500

View on Zillow →

2216 SW 62nd Ave Unit 0

Miami, 33155 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,442
Listed2026-08-30
Days on market

Asking rent: $6,500

View on Zillow →

15157 SW 95th St # 0

Miami, 33196 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,480
Listed
Days on market

Asking rent: $3,875

View on Zillow →

2601 SW 143rd Ave

Miami, 33175 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,446
Listed2026-09-01
Days on market

Asking rent: $7,000

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
5991 SW 118th Avesingle_family533,031$234,1002026-06-24
7233 SW 122nd Plsingle_family543,797$2,200,0002026-04-24
12175 SW 80th Stsingle_family555,387$2,800,0002026-04-06
13951 SW 72nd Tersingle_family532,651$850,0002026-02-17
7441 SW 125th Avesingle_family543,246$1,540,0002026-02-13
7362 SW 120th Avesingle_family543,032$1,675,0002026-01-23

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
14234 SW 75th Tersingle_family541,656$915,000
7333 SW 122nd Plsingle_family543,774$2,050,000
11929 SW 72nd Tersingle_family543,184$1,950,000
14544 SW 76th Stsingle_family541,806$890,000
7761 SW 122nd Avesingle_family545,190$1,999,000
8211 SW 122nd Avesingle_family543,884$3,050,000

10-year hold projection

IRR-5.1%
Equity multiple0.16x
Total return (10yr)-$159,814
YearProperty valueNOICash flowLoan balanceEquity
1$2,054,850$15,855-$111,961$1,578,696$476,154
2$2,116,496$16,687-$111,247$1,560,203$556,292
3$2,179,990$17,554-$110,502$1,540,441$639,550
4$2,245,390$18,455-$109,725$1,519,321$726,069
5$2,312,752$19,393-$108,915$1,496,751$816,000
6$2,382,134$20,369-$108,070$1,472,632$909,503
7$2,453,598$21,384-$107,189$1,446,856$1,006,743
8$2,527,206$22,439-$106,271$1,419,309$1,107,897
9$2,603,023$23,536-$105,315$1,389,872$1,213,151
10$2,681,113$24,677-$104,319$1,358,412$1,322,701
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.