15520 SW 302nd St
Homestead, FL 33033 · single_family · Pending — under contract · 163 days on market
Asking price$570,000
0 beds — baths 1,346 sqft
Suggested offer$386,221$183,779 above the est. market value of $386,221.
View on Realtor.com →Listed by Fadel Brieva · Lam International Realty Llc
Typesingle_family
Built1980
Price / sqft$423
Est. value (own analysis)$386,221
Rent estimate (Zillow ZIP avg)$2,539/mo
HOANone
1 / 21
Show every detail
Statusfor_sale
Listed date2026-03-23
Removed date—
MLSBeachesMLS #B26005731
Coordinates25.48682, -80.44321
Address15520 SW 302nd St
CityHomestead
StateFL
Zip33033
Listing ID6356529288
Sourceus-real-estate-listings, cached 2026-08-28
ZIP market snapshot (33033)
Typical home value (ZHVI)$436,367
Typical rent (ZORI)$2,539/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $570,000 |
| Down payment (20.0%) | $114,000 |
| Loan amount | $456,000 |
| Closing costs (5.0%) | $28,500 |
| Total cash to close | $142,500 |
| Income | |
| Rent (ZIP avg, ZORI — not bedroom-specific) | $2,539$30,473 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,336$28,035 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $903$10,830 |
| Insurance (placeholder 0.8% of price) | $380$4,560 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $127$1,524 |
| Total operating expenses | $1,409$16,914 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $127$1,524 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Widened to city-wide. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 0 | 1 | 2,176 | $1,300 | 2026-07-08 | — | |
| single_family | 0 | 1 | 1,864 | $1,500 | 2026-08-03 | — |
Widened to any bedroom count in ZIP. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 174 NE 32nd Ter | single_family | 4 | 2 | 2,818 | $450,000 | 2026-08-25 |
| 159 NE 17th Ave | single_family | 5 | 3 | 2,645 | $664,000 | 2026-08-24 |
| 14521 SW 297th St | single_family | 3 | 1 | 1,056 | $435,000 | 2026-08-21 |
| 216 NE 36th Ter | single_family | 5 | 4 | 2,379 | $520,000 | 2026-08-21 |
| 2371 SE 1st Ct | single_family | 4 | 3 | 2,228 | $670,000 | 2026-08-20 |
| 2395 SE 7th Pl | single_family | 3 | 2 | 1,548 | $415,000 | 2026-08-20 |
| 633 SE 35th Ter | single_family | 5 | 4 | 3,196 | $640,000 | 2026-08-19 |
| 175 NE 26th Ave | single_family | 5 | 3 | 2,550 | $660,000 | 2026-08-19 |
| 16345 SW 303rd St | single_family | 4 | 2 | 1,586 | $520,000 | 2026-08-18 |
| 156 SE 22nd Ter | single_family | 4 | 3 | 2,463 | $665,000 | 2026-08-17 |
| 2105 NE 40th Ave | single_family | 3 | 2 | 1,787 | $475,000 | 2026-08-17 |
| 1211 NE 40th Rd | single_family | 4 | 3 | 2,213 | $467,500 | 2026-08-17 |
| 29100 Alabama Rd | single_family | 5 | 3 | 1,660 | $545,000 | 2026-08-15 |
| 14405 SW 298th Ter | single_family | 4 | 3 | 1,876 | $460,000 | 2026-08-14 |
| 3910 NE 10th Dr | single_family | 4 | 2 | 1,442 | $420,000 | 2026-08-14 |
| 14285 SW 287th St | single_family | 4 | 2 | 1,449 | $525,000 | 2026-08-14 |
| 2915 SE 4th Pl | single_family | 3 | 2 | 1,654 | $499,000 | 2026-08-14 |
| 2882 NE 4th St | single_family | 4 | 3 | 3,057 | $654,000 | 2026-08-13 |
| 526 SE 35th Ave | single_family | 3 | 3 | 2,342 | $480,000 | 2026-08-11 |
| 423 SE 33rd Ter | single_family | 3 | 3 | 1,968 | $465,000 | 2026-08-11 |
| 16452 SW 293rd St | single_family | 3 | 2 | 1,508 | $550,000 | 2026-08-10 |
| 589 SE 34th Ter | single_family | 5 | 3 | 2,492 | $530,000 | 2026-08-10 |
| 14985 Leisure Dr | single_family | 1 | 1 | 625 | $360,000 | 2026-08-07 |
| 16110 SW 300th St | single_family | 3 | 2 | 1,483 | $496,000 | 2026-08-07 |
| 3090 SE 7th Pl | single_family | 4 | 3 | 2,060 | $495,000 | 2026-08-07 |
| 690 SE 22nd Ln | single_family | 2 | 2 | 1,183 | $350,000 | 2026-08-06 |
| 14850 SW 297th St | single_family | 3 | 2 | 1,058 | $450,000 | 2026-08-06 |
| 3785 NE 2nd St | single_family | 3 | 2 | 1,616 | $405,000 | 2026-08-05 |
| 15805 SW 300th Ter | single_family | 4 | 3 | 1,212 | $530,000 | 2026-08-05 |
| 4113 NE 22nd Ln | single_family | 5 | 3 | 2,494 | $538,500 | 2026-08-04 |
| 14700 SW 302nd St | single_family | 3 | 1 | 1,260 | $525,000 | 2026-08-04 |
| 15621 SW 302nd St | single_family | 3 | 1 | 1,525 | $522,000 | 2026-08-03 |
| 30624 SW 152nd Ct | single_family | 3 | 2 | 1,100 | $499,900 | 2026-08-03 |
| 3954 NE 13th Dr | single_family | 4 | 2 | 1,260 | $405,000 | 2026-08-03 |
| 28905 SW 163rd Ct | single_family | 4 | 3 | 2,199 | $650,000 | 2026-07-31 |
| 3179 NE 4th St | single_family | 4 | 3 | 1,762 | $479,900 | 2026-07-31 |
| 4182 NE 20th St | single_family | 6 | 4 | 2,980 | $600,000 | 2026-07-30 |
| 4149 NE 30th St | single_family | 3 | 2 | 1,443 | $430,000 | 2026-07-29 |
| 1209 NE 32nd Ave | single_family | 3 | 2 | 1,380 | $390,000 | 2026-07-28 |
| 29813 SW 158th Ct | single_family | 3 | 2 | 1,283 | $450,000 | 2026-07-28 |
| 29978 SW 158th Pl | single_family | 3 | 2 | 1,283 | $485,000 | 2026-07-27 |
| 144 NE 32nd Ter | single_family | 5 | 3 | 3,276 | $630,000 | 2026-07-27 |
| 695 SE 30th Dr | single_family | 4 | 3 | 2,060 | $545,000 | 2026-07-27 |
| 3110 SE 4th Pl | single_family | 3 | 2 | 1,613 | $450,000 | 2026-07-24 |
| 391 NE 33rd Ter | single_family | 4 | 3 | 1,762 | $445,000 | 2026-07-24 |
| 707 SE 22nd Dr | single_family | 2 | 2 | 1,171 | $280,000 | 2026-07-24 |
| 29935 SW 143rd Ct | single_family | 4 | 2 | 1,216 | $475,000 | 2026-07-23 |
| 14435 SW 289th St | single_family | 3 | 2 | 1,116 | $510,000 | 2026-07-23 |
| 15814 SW 305th Ter | single_family | 4 | 2 | 1,416 | $450,000 | 2026-07-23 |
| 15940 SW 283rd St | single_family | 4 | 2 | 1,765 | $655,000 | 2026-07-23 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
No other cached listings nearby for this bedroom count yet.
10-year hold projection
IRR-2.0%
Equity multiple0.67x
Total return (10yr)$27,100
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $587,100 | $11,121 | -$25,567 | $451,056 | $136,044 |
| 2 | $604,713 | $11,540 | -$25,187 | $445,772 | $158,941 |
| 3 | $622,854 | $11,973 | -$24,793 | $440,126 | $182,728 |
| 4 | $641,540 | $12,421 | -$24,385 | $434,092 | $207,448 |
| 5 | $660,786 | $12,884 | -$23,962 | $427,643 | $233,143 |
| 6 | $680,610 | $13,364 | -$23,524 | $420,752 | $259,858 |
| 7 | $701,028 | $13,861 | -$23,071 | $413,387 | $287,641 |
| 8 | $722,059 | $14,375 | -$22,601 | $405,517 | $316,542 |
| 9 | $743,721 | $14,906 | -$22,115 | $397,106 | $346,615 |
| 10 | $766,032 | $15,457 | -$21,611 | $388,118 | $377,915 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.