14630 SW 148th Ct
Miami, FL 33196 · single_family · Pending — under contract · 95 days on market
Asking price$725,000
4 beds 3 baths 2,153 sqft
Suggested offer$682,323$42,677 above the est. market value of $682,323.
View on Realtor.com →Listed by Annette Armand Pabon · Armand & Assoc Realty Inc
Typesingle_family
Built1981
Price / sqft$337
Est. value (own analysis)$682,323
Rent estimate (own analysis)$3,738/mo
HOA$176/mo
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Statusfor_sale
Listed date2026-05-30
Removed date—
MLSMiamiMLS #A12025728
Coordinates25.63083, -80.43509
Address14630 SW 148th Ct
CityMiami
StateFL
Zip33196
Listing ID6355459948
Sourceus-real-estate-listings, cached 2026-08-28
ZIP market snapshot (33196)
Typical home value (ZHVI)$568,371
Typical rent (ZORI)$2,615/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $725,000 |
| Down payment (20.0%) | $145,000 |
| Loan amount | $580,000 |
| Closing costs (5.0%) | $36,250 |
| Total cash to close | $181,250 |
| Income | |
| Rent (comp-derived) | $3,738$44,850 |
| Vacancy loss (8.0%) | |
| Effective gross income | $3,439$41,262 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,148$13,775 |
| Insurance (placeholder 0.8% of price) | $483$5,800 |
| HOA dues | $176$2,112 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $187$2,243 |
| Total operating expenses | $1,994$23,930 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $187$2,243 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 4 | 2 | 2,368 | $3,875 | 2026-08-16 | — | |
| single_family | 4 | 3 | 2,597 | $5,600 | 2026-08-14 | — | |
| single_family | 4 | 2 | 1,577 | $3,500 | 2026-07-27 | — | |
| single_family | 4 | 3 | 2,541 | $5,800 | 2026-07-22 | — | |
| single_family | 4 | 3 | 2,814 | $3,510 | 2026-07-10 | — | |
| single_family | 4 | 4 | 1,538 | $3,850 | 2026-06-16 | — | |
| single_family | 4 | 3 | 2,512 | $5,500 | 2026-06-05 | — | |
| single_family | 4 | 3 | 2,811 | $5,000 | 2026-08-13 | — | |
| single_family | 4 | 3 | 2,173 | $3,435 | — | — | |
| single_family | 4 | 2 | 2,613 | $3,625 | — | — | |
| single_family | 4 | 3 | 1,908 | $5,100 | 2026-08-25 | — | |
| single_family | 4 | 2 | 1,906 | $3,200 | 2026-08-28 | — | |
| single_family | 4 | 3 | 2,097 | $3,295 | — | — | |
| single_family | 4 | 2 | 2,142 | $3,600 | 2026-08-26 | — | |
| single_family | 4 | 3 | 2,060 | $3,900 | 2026-08-26 | — | |
| single_family | 4 | 3 | 1,568 | $3,450 | 2026-08-29 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 16065 SW 136th Ter | single_family | 4 | 3 | 2,597 | $775,000 | 2026-08-21 |
| 14826 SW 110th Ter | single_family | 4 | 3 | 2,136 | $725,000 | 2026-08-12 |
| 14172 SW 148th Pl | single_family | 4 | 3 | 1,653 | $725,000 | 2026-08-07 |
| 10500 SW 159th Ct | single_family | 4 | 2 | 2,324 | $725,000 | 2026-07-30 |
| 16058 SW 136th Way | single_family | 4 | 3 | 2,597 | $825,000 | 2026-07-24 |
| 14762 SW 143rd Ter | single_family | 4 | 3 | 2,720 | $700,000 | 2026-07-24 |
| 14824 SW 112th St | single_family | 4 | 2 | 2,201 | $785,000 | 2026-07-22 |
| 15330 SW 144th Ter | single_family | 4 | 2 | 2,531 | $850,000 | 2026-07-22 |
| 15804 SW 112th Ter | single_family | 4 | 3 | 2,124 | $414,000 | 2026-07-17 |
| 9435 SW 156th Pl | single_family | 4 | 2 | 2,072 | $680,000 | 2026-07-16 |
| 15596 SW 110th Ter | single_family | 4 | 3 | 2,155 | $760,000 | 2026-07-15 |
| 9586 SW 155th Ave | single_family | 4 | 4 | 2,036 | $847,000 | 2026-07-13 |
| 14918 SW 93rd St | single_family | 4 | 3 | 1,784 | $645,000 | 2026-07-13 |
| 14789 SW 142nd St | single_family | 4 | 2 | 2,193 | $695,000 | 2026-07-09 |
| 10138 SW 161st Ave | single_family | 4 | 3 | 1,908 | $740,000 | 2026-07-07 |
| 15174 SW 111th St | single_family | 4 | 3 | 2,268 | $747,000 | 2026-07-07 |
| 15901 SW 136th Way | single_family | 4 | 3 | 1,977 | $665,000 | 2026-07-07 |
| 15351 SW 146th St | single_family | 4 | 3 | 2,795 | $875,000 | 2026-07-06 |
| 15465 SW 114th St | single_family | 4 | 3 | — | $950,000 | 2026-07-01 |
| 15500 SW 99th Ln | single_family | 4 | 3 | 2,628 | $750,000 | 2026-06-30 |
| 14461 SW 152nd Ct | single_family | 4 | 3 | 2,153 | $720,000 | 2026-06-30 |
| 15374 SW 141st Ter | single_family | 4 | 2 | 2,458 | $650,000 | 2026-06-29 |
| 15965 SW 98th St | single_family | 4 | 3 | 2,312 | $852,500 | 2026-06-26 |
| 11504 SW 152nd Ct | single_family | 4 | 3 | 2,549 | $776,250 | 2026-06-26 |
| 14170 SW 152nd Pl | single_family | 4 | 3 | 2,166 | $750,000 | 2026-06-26 |
| 9329 SW 151st Ave | single_family | 4 | 2 | 2,060 | $650,000 | 2026-06-25 |
| 9108 SW 165th Pl | single_family | 4 | 2 | 2,005 | $632,000 | 2026-06-17 |
| 14231 SW 161st Pl | single_family | 4 | 2 | 1,768 | $715,000 | 2026-06-15 |
| 15542 SW 112th Dr | single_family | 4 | 3 | 2,511 | $665,000 | 2026-06-09 |
| 17116 SW 92nd St | single_family | 4 | 3 | 2,460 | $750,000 | 2026-06-08 |
| 15877 SW 136th Way | single_family | 4 | 3 | 1,977 | $665,000 | 2026-06-05 |
| 14133 SW 152nd Ct | single_family | 4 | 4 | 2,351 | $740,000 | 2026-05-15 |
| 9253 SW 149th Pl | single_family | 4 | 3 | 1,784 | $500,000 | 2026-05-15 |
| 15139 SW 153rd Ct | single_family | 4 | 3 | 2,743 | $1,300,000 | 2026-05-15 |
| 10889 SW 149th Pl | single_family | 4 | 3 | 2,255 | $625,000 | 2026-05-13 |
| 11581 SW 151st Pl | single_family | 4 | 3 | 2,776 | $799,000 | 2026-05-11 |
| 9141 SW 162nd Ct | single_family | 4 | 2 | 1,577 | $590,000 | 2026-05-11 |
| 9526 SW 155th Ave | single_family | 4 | 2 | 1,875 | $652,500 | 2026-05-06 |
| 15932 SW 146th Ter | single_family | 4 | 2 | 1,930 | $600,000 | 2026-05-04 |
| 15025 SW 96th Ter | single_family | 4 | 4 | 2,733 | $760,000 | 2026-05-04 |
| 15563 SW 115th St | single_family | 4 | 6 | 2,504 | $1,165,000 | 2026-05-01 |
| 15313 SW 138th Ter | single_family | 4 | 2 | 2,269 | $675,000 | 2026-04-30 |
| 10102 SW 158th Ct | single_family | 4 | 3 | 2,416 | $873,800 | 2026-04-28 |
| 14723 SW 142nd St | single_family | 4 | 3 | 2,193 | $710,000 | 2026-04-28 |
| 9102 SW 170th Ct | single_family | 4 | 3 | 3,000 | $806,000 | 2026-04-27 |
| 15416 SW 99th Ln | single_family | 4 | 3 | 2,628 | $750,000 | 2026-04-24 |
| 14404 SW 158th Ct | single_family | 4 | 3 | 2,062 | $650,000 | 2026-04-24 |
| 9465 SW 155th Ave | single_family | 4 | 3 | 2,353 | $720,000 | 2026-04-17 |
| 10831 SW 152nd Ct | single_family | 4 | 2 | 1,905 | $699,000 | 2026-04-16 |
| 14152 SW 154th Ct | single_family | 4 | 3 | 2,515 | $670,000 | 2026-04-13 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 16162 SW 143rd St | single_family | 4 | 4 | 2,310 | $990,000 | — |
| 10135 SW 156th Ave | single_family | 4 | 2 | 2,243 | $799,000 | — |
| 14161 SW 153rd Ave | single_family | 4 | 3 | 2,249 | $830,000 | — |
| 13659 SW 158th Ave | townhomes | 4 | 4 | 2,152 | $649,900 | — |
| 10051 SW 147th Pl | single_family | 4 | 3 | 2,272 | $740,000 | — |
| 15234 SW 140th St | single_family | 4 | 2 | 2,368 | $789,500 | — |
| 15233 SW 141st St | single_family | 4 | 3 | 2,142 | $785,000 | — |
| 14750 SW 152nd Ct | single_family | 4 | 3 | 3,004 | $995,000 | — |
10-year hold projection
IRR-0.9%
Equity multiple0.85x
Total return (10yr)$68,220
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $746,750 | $17,333 | -$29,637 | $573,711 | $173,039 |
| 2 | $769,153 | $17,972 | -$29,053 | $566,991 | $202,161 |
| 3 | $792,227 | $18,634 | -$28,449 | $559,809 | $232,418 |
| 4 | $815,994 | $19,319 | -$27,823 | $552,134 | $263,860 |
| 5 | $840,474 | $20,027 | -$27,175 | $543,932 | $296,542 |
| 6 | $865,688 | $20,760 | -$26,504 | $535,167 | $330,521 |
| 7 | $891,659 | $21,518 | -$25,809 | $525,799 | $365,859 |
| 8 | $918,408 | $22,302 | -$25,090 | $515,789 | $402,619 |
| 9 | $945,961 | $23,114 | -$24,345 | $505,091 | $440,870 |
| 10 | $974,339 | $23,953 | -$23,575 | $493,658 | $480,681 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.