1345 NW 25th St

Miami, FL 33142 · multi_family · For Sale · 13 days on market
Asking price$565,000
5 beds 3 baths 2,505 sqft
View on Realtor.com →
Listed by Miguel Fuentes · Fausto Commercial Realty Consultants Inc
Typemulti_family
Built1963
Price / sqft$226
Est. value (own analysis)$807,562
Rent estimate (building total, own analysis)$6,288/mo
HOANone
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Neighborhood

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Statusfor_sale
Listed date2026-08-21
Removed date
MLSMiamiMLS #A12075181
Coordinates25.80007, -80.21819
Address1345 NW 25th St
CityMiami
StateFL
Zip33142
Listing ID6350553622
Sourceus-real-estate-listings, cached 2026-08-31

ZIP market snapshot (33142)

Typical home value (ZHVI)$430,103
Typical rent (ZORI)$2,350/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$565,000
Down payment (20.0%)$113,000
Loan amount$452,000
Closing costs (5.0%)$28,250
Total cash to close$141,250
Rent (estimate)$6,288$75,451
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$75,451
Vacancy rate (assumption) assumption8.0%

$75,451 × 8.0% = $6,036

Effective gross income$5,785$69,415
Property tax (placeholder 1.9% of price)$895$10,735
Insurance (placeholder 0.8% of price)$377$4,520
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$314$3,773
Total operating expenses$1,586$19,028
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$69,415
Total operating expenses derived$19,028

$69,415 − $19,028 = $50,387

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$452,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$452,000 amortized at 6.7% over 30 years = $2,905/mo

CapEx reserve (5.0% of GSR)$314$3,773
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$50,387
Annual debt service derived$34,856
Annual CapEx reserve assumption$3,773
Annual PMI assumption$0

($50,387 − $34,856 − $3,773 − $0) ÷ 12 = $980

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$50,387
Purchase price data$565,000

$50,387 ÷ $565,000 = 8.9%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived$11,758
Total cash to close derived$141,250

$11,758 ÷ $141,250 = 8.3%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$50,387
Annual debt service derived$34,856

$50,387 ÷ $34,856 = 1.45

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$75,451
Purchase price data$565,000

($75,451 ÷ 12) ÷ $565,000 = 1.1%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$565,000
Gross scheduled rent (annual) comp$75,451

$565,000 ÷ $75,451 = 7.5

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$19,028
Effective gross income derived$69,415

$19,028 ÷ $69,415 = 27.4%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$19,028
Annual debt service derived$34,856
Annual PMI assumption$0
Gross scheduled rent (annual) comp$75,451

($19,028 + $34,856 + $0) ÷ $75,451 = 71.4%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

No active rental listings cached yet for this bedroom count.

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
3001 NW 22nd Ctmulti_family531,855$630,0002026-04-10
2967 NW 30th Stmulti_family532,916$520,0002026-04-07
9596861224multi_family531,855$630,0002026-03-27
3011 NW 14th Avemulti_family531,866$620,0002026-03-12
2121 NW 27th Stmulti_family532,248$350,0002025-12-16
2501 NW 24th Ctmulti_family512,000$625,0002025-12-01

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
4245 NW 24th Avemulti_family521,701$609,000
4769 NW 17th Avemulti_family542,242$625,000
3389 NW 14th Avemulti_family532,241$995,000
1274 NW 55th Tersingle_family542,292$760,000
2428 NW 28th Stmulti_family531,662$649,000
1436 NW 51st Termulti_family521,548$598,900
1490/1492 NW 38th Stmulti_family531,840$585,000
1523 NW 38th Stsingle_family521,472$615,000

10-year hold projection

IRR17.7%
Equity multiple3.69x
Total return (10yr)$453,361
YearProperty valueNOICash flowLoan balanceEquity
1$581,950$50,387$11,758$447,099$134,851
2$599,409$51,994$13,271$441,862$157,546
3$617,391$53,651$14,832$436,265$181,125
4$635,912$55,361$16,442$430,284$205,628
5$654,990$57,124$18,104$423,892$231,098
6$674,640$58,943$19,818$417,061$257,578
7$694,879$60,819$21,587$409,762$285,117
8$715,725$62,753$23,413$401,960$313,765
9$737,197$64,749$25,297$393,623$343,573
10$759,313$66,807$27,240$384,714$374,599
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.