748 NE 127th St
North Miami, FL 33161 · single_family · For Sale · 9 days on market
Asking price$749,999
3 beds 2 baths 971 sqft
Suggested offer$437,445$312,554 above the est. market value of $437,445.
View on Realtor.com →Listed by Serge Saintil · Lifestyle International Realty
Typesingle_family
Built1945
Price / sqft$772
Est. value (own analysis)$437,445
Rent estimate (own analysis)$3,300/mo
HOANone
1 / 11
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Statusfor_sale
Listed date2026-08-24
Removed date—
MLSMiamiMLS #A12076660
Coordinates25.89195, -80.18346
Address748 NE 127th St
CityNorth Miami
StateFL
Zip33161
Listing ID6348309962
Sourceus-real-estate-listings, cached 2026-09-01
ZIP market snapshot (33161)
Typical home value (ZHVI)$498,596
Typical rent (ZORI)$2,323/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $749,999 |
| Down payment (20.0%) | $150,000 |
| Loan amount | $599,999 |
| Closing costs (5.0%) | $37,500 |
| Total cash to close | $187,500 |
| Income | |
| Rent (comp-derived) | $3,300$39,600 |
| Vacancy loss (8.0%) | |
| Effective gross income | $3,036$36,432 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,188$14,250 |
| Insurance (placeholder 0.8% of price) | $500$6,000 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $165$1,980 |
| Total operating expenses | $1,853$22,230 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $165$1,980 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 3 | 2 | 1,158 | $5,900 | 2026-08-13 | — | |
| single_family | 3 | 1 | 1,250 | $3,300 | 2026-05-26 | — | |
| single_family | 3 | 1 | 1,224 | $4,900 | 2026-04-22 | — | |
| single_family | 3 | 1 | 1,015 | $3,000 | 2026-08-04 | — | |
| single_family | 3 | 2 | 1,275 | $2,800 | — | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 101 NE 110th St | single_family | 3 | 2 | 1,691 | $1,115,000 | 2026-08-31 |
| 1390 NE 150th St | single_family | 3 | 2 | 900 | $510,000 | 2026-08-28 |
| 11534 NE 13th Ave | single_family | 3 | 2 | 1,662 | $700,000 | 2026-08-28 |
| 190 NE 121st Ter | single_family | 3 | 2 | 1,872 | $540,000 | 2026-08-27 |
| 50 NE 110th St | single_family | 3 | 2 | 1,822 | $1,240,000 | 2026-08-26 |
| 351 NE 117th St | single_family | 3 | 2 | 1,371 | $750,000 | 2026-08-26 |
| 1075 NE 120th St | single_family | 3 | 1 | 816 | $907,000 | 2026-08-26 |
| 870 NE 144th St | single_family | 3 | 2 | 1,282 | $550,000 | 2026-08-17 |
| 700 NE 118th St | single_family | 3 | 2 | 1,800 | $800,000 | 2026-08-13 |
| 730 NE 116th St | single_family | 3 | 4 | 2,789 | $1,399,000 | 2026-08-13 |
| 12660 Griffing Blvd | single_family | 3 | 2 | 1,954 | $870,000 | 2026-08-11 |
| 1335 NE 133rd St | single_family | 3 | 1 | 1,387 | $710,000 | 2026-08-06 |
| 842 NE 117th St | single_family | 3 | 2 | 1,668 | $712,500 | 2026-08-06 |
| 560 NE 110th Ter | single_family | 3 | 3 | 1,490 | $695,000 | 2026-08-05 |
| 286 NE 107th St | single_family | 3 | 2 | 2,030 | $1,080,000 | 2026-07-28 |
| 1080 NE 145th St | single_family | 3 | 1 | 1,330 | $530,000 | 2026-07-27 |
| 1100 NE 129th St | single_family | 3 | 2 | 2,050 | $440,000 | 2026-07-24 |
| 955 NE 128th St | single_family | 3 | 1 | 1,421 | $620,000 | 2026-07-20 |
| 895 NE 129th St | single_family | 3 | 1 | 1,245 | $655,000 | 2026-07-20 |
| 665 NE 117th St | single_family | 3 | 2 | 2,460 | $1,225,000 | 2026-07-15 |
| 1240 NE 131st St | single_family | 3 | 2 | 1,431 | $557,000 | 2026-07-15 |
| 2 NE 110th St | single_family | 3 | 2 | 2,056 | $920,000 | 2026-07-15 |
| 725 NE 144th St | single_family | 3 | 2 | 2,182 | $630,000 | 2026-07-13 |
| 1375 NE 130th St | single_family | 3 | 2 | 1,138 | $545,000 | 2026-07-10 |
| 120 NE 123rd St | single_family | 3 | 2 | 1,633 | $575,000 | 2026-07-09 |
| 269 NE 110th Ter | single_family | 3 | 2 | 1,452 | $540,000 | 2026-06-30 |
| 11400 NE 9th Ave | single_family | 3 | 2 | 1,761 | $1,010,000 | 2026-06-29 |
| 1110 NE 130th St | single_family | 3 | 2 | 1,369 | $722,000 | 2026-06-26 |
| 1430 NE 149th St | single_family | 3 | 2 | 1,384 | $723,000 | 2026-06-12 |
| 887 NE 145th St | single_family | 3 | 2 | 1,686 | $565,000 | 2026-06-12 |
| 1201 NE 144th St | single_family | 3 | 2 | 1,220 | $525,000 | 2026-06-12 |
| 1385 NE 130th St | single_family | 3 | 2 | 1,400 | $550,000 | 2026-06-12 |
| 430 NE 110th Ter | single_family | 3 | 2 | 1,010 | $415,000 | 2026-06-12 |
| 720 NE 117th St | single_family | 3 | 2 | 1,622 | $857,500 | 2026-06-10 |
| 795 NE 146th St | single_family | 3 | 2 | 1,294 | $550,000 | 2026-06-05 |
| 14715 N Spur Dr | single_family | 3 | 2 | 2,096 | $825,000 | 2026-05-29 |
| 950 NE 113th St | single_family | 3 | 2 | 1,884 | $1,062,000 | 2026-05-29 |
| 1256 NE 149th St | single_family | 3 | 2 | 875 | $440,000 | 2026-05-22 |
| 1300 NE 137th St | single_family | 3 | 2 | 1,173 | $350,000 | 2026-05-21 |
| 281 NE 112th St | single_family | 3 | 2 | 1,401 | $665,000 | 2026-05-18 |
| 275 NE 115th St | single_family | 3 | 2 | 1,340 | $649,900 | 2026-05-18 |
| 707 NE 113th St | single_family | 3 | 2 | 1,841 | $835,000 | 2026-05-15 |
| 501 NE 110th Ter | single_family | 3 | 2 | 2,375 | $580,000 | 2026-05-14 |
| 871 NE 128th St | single_family | 3 | 3 | 1,900 | $1,275,000 | 2026-05-07 |
| 11377 W Biscayne Canal Rd | single_family | 3 | 3 | 2,002 | $1,800,000 | 2026-05-07 |
| 354 NE 126th St | single_family | 3 | 2 | 1,882 | $670,000 | 2026-05-05 |
| 530 NE 110th Ter | single_family | 3 | 2 | 1,234 | $585,000 | 2026-05-01 |
| 640 NE 115th St | single_family | 3 | 2 | 1,488 | $938,000 | 2026-04-30 |
| 830 NE 140th St | single_family | 3 | 2 | 1,466 | $520,000 | 2026-04-27 |
| 1045 NE 135th St | single_family | 3 | 2 | 1,938 | $490,000 | 2026-04-27 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 10901 NE 3rd Ave | single_family | 3 | 2 | 1,158 | $1,149,999 | — |
| 480 NE 109th St | single_family | 3 | 3 | 1,808 | $1,015,000 | — |
| 1065 NE 107th St | single_family | 3 | 2 | 1,498 | $750,000 | — |
| 1566 NE 110th St | single_family | 3 | 2 | 1,136 | $810,000 | — |
| 1390 NE 150th St | single_family | 3 | 2 | 900 | $510,000 | — |
| 395 NE 112th St | single_family | 3 | 2 | 1,008 | $570,000 | — |
| 11150 Peachtree Dr | single_family | 3 | 2 | 1,114 | $625,000 | — |
| 1258 NE 109th St | single_family | 3 | 2 | 1,861 | $648,995 | — |
10-year hold projection
IRR-2.2%
Equity multiple0.64x
Total return (10yr)$30,983
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $772,499 | $14,202 | -$34,047 | $593,494 | $179,005 |
| 2 | $795,674 | $14,739 | -$33,559 | $586,542 | $209,132 |
| 3 | $819,544 | $15,295 | -$33,054 | $579,112 | $240,432 |
| 4 | $844,130 | $15,871 | -$32,530 | $571,173 | $272,958 |
| 5 | $869,454 | $16,467 | -$31,988 | $562,688 | $306,767 |
| 6 | $895,538 | $17,084 | -$31,426 | $553,620 | $341,918 |
| 7 | $922,404 | $17,722 | -$30,844 | $543,930 | $378,474 |
| 8 | $950,076 | $18,382 | -$30,240 | $533,574 | $416,502 |
| 9 | $978,579 | $19,066 | -$29,616 | $522,507 | $456,071 |
| 10 | $1,007,936 | $19,773 | -$28,969 | $510,680 | $497,256 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.