1458 SW 150th Ave

Miami, FL 33194 · single_family · For Sale · 29 days on market
Asking price$865,900
4 beds 3 baths 2,223 sqft
Suggested offer$708,092$157,808 above the est. market value of $708,092.
View on Realtor.com →
Listed by Vania Herrera · EXP Realty, LLC
Typesingle_family
Built2003
Price / sqft$390
Est. value (own analysis)$708,092
Rent estimate (own analysis)$4,500/mo
HOANone
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Neighborhood

Show every detail
Statusfor_sale
Listed date2026-08-04
Removed date
MLSMiamiMLS #A12065285
Coordinates25.75323, -80.43902
Address1458 SW 150th Ave
CityMiami
StateFL
Zip33194
Listing ID6348064447
Sourceus-real-estate-listings, cached 2026-08-28

ZIP market snapshot (33194)

Median sale price$790,000
Median days on market (sale)42
Active sale listings20
Median rent$3,500/mo
Median days on market (rent)24
Active rental listings23
Real ZIP-wide statistics from RentCast, as of 2026-09 (fetched 2026-09-03) — this is the whole ZIP's market, not specific to this property. Re-analyzing spends one of the account's 50 free monthly lookups. Our own log shows at least 6 of the 50 free monthly RentCast requests used — that only counts calls made through this app, so it can undercount. RentCast's own account dashboard has the real total.
Re-analyze ZIP 33194 (≥6 of 50 per our log)

Underwriting (buy-and-hold, default assumptions)

Purchase price$865,900
Down payment (20.0%)$173,180
Loan amount$692,720
Closing costs (5.0%)$43,295
Total cash to close$216,475
Rent (comp-derived)$4,500$54,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$54,000
Vacancy rate (assumption) assumption8.0%

$54,000 × 8.0% = $4,320

Effective gross income$4,140$49,680
Property tax (placeholder 1.9% of price)$1,371$16,452
Insurance (placeholder 0.8% of price)$577$6,927
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$225$2,700
Total operating expenses$2,173$26,079
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$49,680
Total operating expenses derived$26,079

$49,680 − $26,079 = $23,601

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$692,720
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$692,720 amortized at 6.7% over 30 years = $4,452/mo

CapEx reserve (5.0% of GSR)$225$2,700
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$23,601
Annual debt service derived$53,419
Annual CapEx reserve assumption$2,700
Annual PMI assumption$0

($23,601 − $53,419 − $2,700 − $0) ÷ 12 = -$2,710

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$23,601
Purchase price data$865,900

$23,601 ÷ $865,900 = 2.7%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$32,519
Total cash to close derived$216,475

-$32,519 ÷ $216,475 = -15.0%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$23,601
Annual debt service derived$53,419

$23,601 ÷ $53,419 = 0.44

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$54,000
Purchase price data$865,900

($54,000 ÷ 12) ÷ $865,900 = 0.5%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$865,900
Gross scheduled rent (annual) comp$54,000

$865,900 ÷ $54,000 = 16.0

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$26,079
Effective gross income derived$49,680

$26,079 ÷ $49,680 = 52.5%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$26,079
Annual debt service derived$53,419
Annual PMI assumption$0
Gross scheduled rent (annual) comp$54,000

($26,079 + $53,419 + $0) ÷ $54,000 = 147.2%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family432,627$5,7002026-08-15
single_family432,459$4,5002026-08-14
single_family432,666$4,5002026-04-27
single_family431,900$3,190

1421 SW 153rd Path

Miami, 33194 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,627
Listed2026-08-15
Days on market

Asking rent: $5,700

View on Zillow →

14918 SW 15th Ln Unit 0

Miami, 33194 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,459
Listed2026-08-14
Days on market

Asking rent: $4,500

View on Zillow →

15650 SW 11th Ter Unit 0

Miami, 33194 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,666
Listed2026-04-27
Days on market

Asking rent: $4,500

View on Zillow →

15050 SW 9th Ter

Miami, 33194 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,900
Listed
Days on market

Asking rent: $3,190

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
867 SW 155th Ctsingle_family422,338$769,0002026-06-10
14980 SW 15th Lnsingle_family443,531$975,0002026-04-29
15062 SW 11th Stsingle_family432,223$685,0002026-04-15
876 SW 155th Ctsingle_family432,558$935,0002026-03-18
1455 SW 155th Ctsingle_family431,909$830,0002026-01-09
15030 SW 9th Tersingle_family431,985$528,0002025-12-16

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
1308 SW 154th Avesingle_family432,028$850,000
15664 SW 12th Tersingle_family432,659$790,000
1331 SW 153rd Pathsingle_family432,589$999,000
15441 SW 11th Tersingle_family422,028$870,000
15651 SW 14th Stsingle_family432,703$909,900
1551 SW 154th Ctsingle_family432,360$895,000
14918 SW 10th Stsingle_family432,459$1,100,000

10-year hold projection

IRR0.0%
Equity multiple1.00x
Total return (10yr)$113,826
YearProperty valueNOICash flowLoan balanceEquity
1$891,877$23,601-$32,519$685,209$206,668
2$918,633$24,439-$31,748$677,183$241,450
3$946,192$25,306-$30,950$668,605$277,587
4$974,578$26,202-$30,125$659,439$315,140
5$1,003,815$27,129-$29,271$649,642$354,173
6$1,033,930$28,086-$28,388$639,174$394,756
7$1,064,948$29,077-$27,474$627,986$436,962
8$1,096,896$30,100-$26,529$616,030$480,867
9$1,129,803$31,158-$25,551$603,253$526,551
10$1,163,697$32,252-$24,540$589,598$574,099
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.