9125 SW 77th Ave Unit 103
Miami, FL 33156 · condos · For Sale · 397 days on market
Asking price$300,000
3 beds 2 baths 1,190 sqft
Listed by Scott Lehr · Real Estate Sales Force
Typecondos
Built1971
Price / sqft$252
Est. value (own analysis)$350,645
Rent estimate (own analysis)$3,515/mo
HOA$509/mo
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Statusfor_sale
Listed date2025-08-01
Removed date—
MLSMiamiMLS #A11850833
Coordinates25.68589, -80.31885
Address9125 SW 77th Ave Unit 103
CityMiami
StateFL
Zip33156
Listing ID6344142474
Sourceus-real-estate-listings, cached 2026-08-31
ZIP market snapshot (33156)
Typical home value (ZHVI)$1,543,591
Typical rent (ZORI)$2,706/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $300,000 |
| Down payment (20.0%) | $60,000 |
| Loan amount | $240,000 |
| Closing costs (5.0%) | $15,000 |
| Total cash to close | $75,000 |
| Income | |
| Rent (comp-derived) | $3,515$42,180 |
| Vacancy loss (8.0%) | |
| Effective gross income | $3,234$38,806 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $475$5,700 |
| Insurance (placeholder 0.8% of price) | $200$2,400 |
| HOA dues | $509$6,108 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $176$2,109 |
| Total operating expenses | $1,360$16,317 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $176$2,109 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| condos | 3 | 2 | 1,385 | $4,200 | 2026-08-04 | — | |
| condos | 3 | 2 | 1,205 | $2,600 | 2026-07-18 | — | |
| condos | 3 | 2 | 1,280 | $2,600 | 2026-06-26 | — | |
| condos | 3 | 2 | 1,262 | $2,700 | 2026-06-02 | — | |
| condos | 3 | 2 | 1,350 | $3,700 | — | — | |
| apartment | 3 | 2 | 1,345 | $3,515 | — | — | |
| apartment | 3 | 2 | 1,345 | $3,554 | — | — | |
| apartment | 3 | 2 | 1,345 | $3,628 | — | — | |
| apartment | 3 | 2 | 1,398 | $3,659 | — | — | |
| apartment | 3 | 2 | 1,500 | $4,650 | 2026-08-26 | — | |
| condos | 3 | 2 | 1,269 | $3,200 | 2026-08-10 | — | |
| condos | 3 | 3 | 1,150 | $3,000 | 2026-04-22 | — | |
| condos | 3 | 2 | 1,269 | $2,950 | 2026-08-31 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 7917 SW 104th St Unit 201F | condos | 3 | 2 | 1,269 | $373,500 | 2026-08-25 |
| 7925 SW 104th St Unit 202E | condos | 3 | 2 | 1,269 | $335,000 | 2026-07-20 |
| 7616 SW 102nd St Unit 411 | condos | 3 | 3 | 1,738 | $765,000 | 2026-07-15 |
| 7275 SW 90th St Unit C719 | condos | 3 | 3 | 1,705 | $499,000 | 2026-06-26 |
| 7542 SW 102nd St Unit 209 | condos | 3 | 3 | 1,738 | $770,000 | 2026-06-16 |
| 8601 SW 94th St Apt 104W | condos | 3 | 2 | 1,054 | $311,500 | 2026-06-08 |
| 8601 SW 94th St Unit 125W | condos | 3 | 2 | 1,054 | $326,000 | 2026-06-05 |
| 9001 SW 77th Ave Apt C709 | condos | 3 | 2 | 1,205 | $290,000 | 2026-05-19 |
| 9001 SW 77th Ave Apt C608 | condos | 3 | 2 | 1,205 | $270,000 | 2026-03-02 |
| 8277 SW 128th St Apt 108 | condos | 3 | 2 | 1,086 | $320,000 | 2025-11-14 |
| 8650 SW 67th Ave Apt 1022 | condos | 3 | 3 | 1,290 | $400,000 | 2025-09-11 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 9125 SW 77th Ave Unit 802 | condos | 3 | 2 | 1,280 | $408,000 | — |
| 7820 SW 89th Ln | single_family | 3 | 4 | 2,246 | $1,499,999 | — |
| 7265 SW 89th St Apt A314 | condos | 3 | 2 | 1,529 | $595,000 | — |
| 10830 SW 79th Ave | single_family | 3 | 2 | 1,771 | $1,220,000 | — |
| 10625 SW 79th Pl | single_family | 3 | 2 | 1,942 | $1,290,900 | — |
| 11054 SW 79th Path | townhomes | 3 | 3 | 2,249 | $1,099,000 | — |
| 7711 SW 94th Ter | townhomes | 3 | 3 | 1,368 | $649,000 | — |
| 8430 SW 88th St | single_family | 3 | 2 | 2,047 | $1,399,999 | — |
10-year hold projection
IRR13.2%
Equity multiple3.04x
Total return (10yr)$192,255
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $309,000 | $22,489 | $1,872 | $237,398 | $71,602 |
| 2 | $318,270 | $23,245 | $2,576 | $234,617 | $83,653 |
| 3 | $327,818 | $24,026 | $3,302 | $231,645 | $96,173 |
| 4 | $337,653 | $24,832 | $4,054 | $228,470 | $109,183 |
| 5 | $347,782 | $25,665 | $4,830 | $225,076 | $122,706 |
| 6 | $358,216 | $26,525 | $5,631 | $221,449 | $136,767 |
| 7 | $368,962 | $27,413 | $6,460 | $217,573 | $151,389 |
| 8 | $380,031 | $28,330 | $7,316 | $213,431 | $166,600 |
| 9 | $391,432 | $29,277 | $8,200 | $209,004 | $182,428 |
| 10 | $403,175 | $30,255 | $9,113 | $204,273 | $198,902 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.