100 SW 26th Rd

Miami, FL 33129 · single_family · For Sale · 173 days on market
Asking price$3,999,999
5 beds 5 baths 5,119 sqft
View on Realtor.com →
Listed by Ashley Alvarez · Sterling One Realty, Inc.
Typesingle_family
Built1951
Price / sqft$781
Est. value (own analysis)$4,339,523
Rent estimate (own analysis)$25,000/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood4/10moderate$Air2/10MinorWildfire1/10Minimal
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Neighborhood

Show every detail
Statusfor_sale
Listed date2026-03-13
Removed date
MLSMiamiMLS #A11982540
Coordinates25.75302, -80.20660
Address100 SW 26th Rd
CityMiami
StateFL
Zip33129
Listing ID6334217841
Sourceus-real-estate-listings, cached 2026-08-29

ZIP market snapshot (33129)

Typical home value (ZHVI)$689,590
Typical rent (ZORI)$3,599/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$3,999,999
Down payment (20.0%)$800,000
Loan amount$3,199,999
Closing costs (5.0%)$200,000
Total cash to close$1,000,000
Rent (comp-derived)$25,000$300,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$300,000
Vacancy rate (assumption) assumption8.0%

$300,000 × 8.0% = $24,000

Effective gross income$23,000$276,000
Property tax (placeholder 1.9% of price)$6,333$76,000
Insurance (est. scaled by flood & wind risk)$4,267$51,200
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$1,250$15,000
Total operating expenses$11,850$142,200
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$276,000
Total operating expenses derived$142,200

$276,000 − $142,200 = $133,800

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$3,199,999
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$3,199,999 amortized at 6.7% over 30 years = $20,564/mo

CapEx reserve (5.0% of GSR)$1,250$15,000
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$133,800
Annual debt service derived$246,769
Annual CapEx reserve assumption$15,000
Annual PMI assumption$0

($133,800 − $246,769 − $15,000 − $0) ÷ 12 = -$10,664

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$133,800
Purchase price data$3,999,999

$133,800 ÷ $3,999,999 = 3.3%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$127,969
Total cash to close derived$1,000,000

-$127,969 ÷ $1,000,000 = -12.8%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$133,800
Annual debt service derived$246,769

$133,800 ÷ $246,769 = 0.54

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$300,000
Purchase price data$3,999,999

($300,000 ÷ 12) ÷ $3,999,999 = 0.6%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$3,999,999
Gross scheduled rent (annual) comp$300,000

$3,999,999 ÷ $300,000 = 13.3

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$142,200
Effective gross income derived$276,000

$142,200 ÷ $276,000 = 51.5%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$142,200
Annual debt service derived$246,769
Annual PMI assumption$0
Gross scheduled rent (annual) comp$300,000

($142,200 + $246,769 + $0) ÷ $300,000 = 129.7%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family533,558$10,8002026-07-25
single_family553,698$25,0002025-11-17
single_family564,250$55,0002025-11-16

244 SW 28th Rd Unit 0

Miami, 33129 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage3,558
Listed2026-07-25
Days on market

Asking rent: $10,800

View on Zillow →

2760 Brickell Ct Unit 2760

Miami, 33129 · rent comp

Bedrooms / bathrooms5 bd / 5 ba
Square footage3,698
Listed2025-11-17
Days on market

Asking rent: $25,000

View on Zillow →

77 SW 18th Ter

Miami, 33129 · rent comp

Bedrooms / bathrooms5 bd / 6 ba
Square footage4,250
Listed2025-11-16
Days on market

Asking rent: $55,000

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
3001 S Miami Avesingle_family543,126$2,650,0002026-08-12
998 SW 11th Stsingle_family542,108$1,370,0002026-05-13
45 SW 19th Rdsingle_family553,178$2,900,0002026-03-27
2323 SW 2nd Avesingle_family554,808$4,850,0002026-03-13
257 SW 32nd Rdsingle_family543,300$2,000,0002026-01-31

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
175 SE 25th Rd Apt 4202condos574,735$10,800,000
125 SW 29th Rdsingle_family574,509$5,800,000
1120 SW 12th Stmulti_family533,304$1,150,000
175 SE 25th Rd Apt 4301condos564,725$10,000,000
35 SW 22nd Rdsingle_family56$6,199,900
2127 Brickell Ave Apt 3602condos564,435$7,200,000
2765 Brickell Ctsingle_family564,236$5,295,000
175 SE 25th St Ph 4302condos574,735$9,100,000

10-year hold projection

IRR1.6%
Equity multiple1.26x
Total return (10yr)$787,203
YearProperty valueNOICash flowLoan balanceEquity
1$4,119,999$133,800-$127,969$3,165,304$954,695
2$4,243,599$138,525-$123,619$3,128,226$1,115,373
3$4,370,907$143,410-$119,119$3,088,603$1,282,304
4$4,502,034$148,459-$114,463$3,046,258$1,455,776
5$4,637,095$153,678-$109,648$3,001,005$1,636,090
6$4,776,208$159,073-$104,666$2,952,645$1,823,563
7$4,919,494$164,650-$99,514$2,900,963$2,018,531
8$5,067,079$170,414-$94,185$2,845,733$2,221,346
9$5,219,091$176,372-$88,673$2,786,710$2,432,381
10$5,375,664$182,529-$82,973$2,723,634$2,652,030
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.