16453 SW 75th Ter
Miami, FL 33193 · single_family · For Sale · 54 days on market
Asking price$765,000
4 beds 3 baths 2,293 sqft
Listed by Maritza Miller · Phantom Real Estate
Typesingle_family
Built1999
Price / sqft$334
Est. value (own analysis)$772,443
Rent estimate (own analysis)$4,190/mo
HOA$55/mo
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Statusfor_sale
Listed date2026-07-10
Removed date—
MLSMiamiMLS #A12051412
Coordinates25.69561, -80.46064
Address16453 SW 75th Ter
CityMiami
StateFL
Zip33193
Listing ID6328255321
Sourceus-real-estate-listings, cached 2026-08-28
ZIP market snapshot (33193)
Typical home value (ZHVI)$445,241
Typical rent (ZORI)$2,377/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $765,000 |
| Down payment (20.0%) | $153,000 |
| Loan amount | $612,000 |
| Closing costs (5.0%) | $38,250 |
| Total cash to close | $191,250 |
| Income | |
| Rent (comp-derived) | $4,190$50,280 |
| Vacancy loss (8.0%) | |
| Effective gross income | $3,855$46,258 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,211$14,535 |
| Insurance (placeholder 0.8% of price) | $510$6,120 |
| HOA dues | $55$660 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $210$2,514 |
| Total operating expenses | $1,986$23,829 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $210$2,514 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 4 | 3 | 2,146 | $3,800 | 2026-08-18 | — | |
| single_family | 4 | 3 | 2,528 | $4,500 | 2026-08-08 | — | |
| single_family | 4 | 2 | 2,326 | $4,600 | 2026-08-06 | — | |
| single_family | 4 | 3 | 1,744 | $3,850 | 2026-07-02 | — | |
| single_family | 4 | 3 | 2,376 | $4,200 | 2026-06-16 | — | |
| single_family | 4 | 3 | 2,741 | $4,190 | — | — | |
| single_family | 4 | 3 | 2,315 | $3,620 | — | — | |
| single_family | 4 | 3 | 1,775 | $3,295 | — | — | |
| single_family | 4 | 3 | 2,334 | $6,500 | 2025-11-24 | — | |
| single_family | 4 | 3 | 2,020 | $3,900 | 2026-08-30 | — | |
| single_family | 4 | 3 | 2,530 | $4,825 | 2026-09-02 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 15891 SW 84th St | single_family | 4 | 3 | 2,073 | $700,000 | 2026-09-01 |
| 15260 SW 57th St | single_family | 4 | 2 | 1,465 | $630,500 | 2026-08-28 |
| 7743 SW 157th Pl | single_family | 4 | 2 | 1,693 | $660,000 | 2026-08-25 |
| 15511 SW 59th St | single_family | 4 | 3 | 2,363 | $750,000 | 2026-08-11 |
| 16519 SW 67th Ter | single_family | 4 | 3 | 2,847 | $850,000 | 2026-08-11 |
| 6601 SW 166th Ct | single_family | 4 | 4 | 2,964 | $865,000 | 2026-08-07 |
| 7515 SW 164th Ct | single_family | 4 | 2 | 2,293 | $710,000 | 2026-08-06 |
| 8618 SW 161st Pl | single_family | 4 | 3 | 2,146 | $700,000 | 2026-08-06 |
| 7891 SW 162nd Ct | single_family | 4 | 2 | 1,549 | $615,000 | 2026-07-28 |
| 6502 SW 157th Ct | single_family | 4 | 4 | 2,890 | $800,000 | 2026-07-24 |
| 8216 SW 166th Pl | single_family | 4 | 3 | 2,326 | $875,000 | 2026-07-17 |
| 8007 SW 157th Pl | single_family | 4 | 2 | 1,830 | $615,000 | 2026-07-13 |
| 15463 SW 57th St | single_family | 4 | 4 | 1,790 | $690,000 | 2026-06-30 |
| 6401 SW 162nd Ct | single_family | 4 | 3 | 2,055 | $475,000 | 2026-06-16 |
| 7552 SW 157th Pl | single_family | 4 | 3 | 2,135 | $555,000 | 2026-06-12 |
| 15726 SW 76th Ter | single_family | 4 | 3 | 2,096 | $815,000 | 2026-06-11 |
| 14880 SW 56th Ter | single_family | 4 | 2 | 1,579 | $660,000 | 2026-06-11 |
| 16101 SW 73rd St | single_family | 4 | 2 | 1,872 | $662,000 | 2026-05-29 |
| 6425 SW 164th Ave | single_family | 4 | 3 | 2,481 | $800,000 | 2026-05-29 |
| 15871 SW 82nd St | single_family | 4 | 3 | 2,146 | $615,000 | 2026-05-15 |
| 8172 SW 163rd Ct | single_family | 4 | 3 | 1,955 | $755,000 | 2026-05-13 |
| 16269 SW 78th Ter | single_family | 4 | 2 | 1,654 | $700,000 | 2026-04-29 |
| 16283 SW 83rd St | single_family | 4 | 2 | 1,837 | $600,000 | 2026-04-24 |
| 16131 SW 79th Ter | single_family | 4 | 3 | 2,324 | $820,000 | 2026-04-10 |
| 16158 SW 68th Ter | single_family | 4 | 3 | 1,739 | $630,000 | 2026-03-30 |
| 6934 SW 164th Ct | single_family | 4 | 2 | 1,708 | $529,900 | 2026-03-13 |
| 16317 SW 79th Ter | single_family | 4 | 2 | 1,851 | $650,000 | 2026-03-12 |
| 14766 SW 81st St | single_family | 4 | 2 | 1,872 | $650,000 | 2026-03-11 |
| 6483 SW 166th Ct | single_family | 4 | 3 | 2,451 | $700,000 | 2026-03-05 |
| 5818506355 | single_family | 4 | 3 | 2,013 | $630,000 | 2026-02-26 |
| 15251 SW 56th Ter | single_family | 4 | 3 | 2,026 | $750,000 | 2026-02-19 |
| 14825 SW 56th Ter | single_family | 4 | 2 | 1,784 | $460,000 | 2026-02-19 |
| 14868 SW 56th Ter | single_family | 4 | 2 | 1,915 | $620,000 | 2026-02-17 |
| 16491 SW 64th Ter | single_family | 4 | 3 | 2,825 | $825,000 | 2026-02-10 |
| 16111 SW 79th Ter | single_family | 4 | 3 | 2,231 | $740,000 | 2026-01-30 |
| 7682 SW 157th Ct | single_family | 4 | 3 | 2,054 | $649,000 | 2026-01-22 |
| 6420 SW 157th Pl | single_family | 4 | 3 | 2,399 | $820,000 | 2026-01-08 |
| 15788 SW 77th St | single_family | 4 | 2 | 1,632 | $650,000 | 2026-01-06 |
| 7251 SW 158th Pl | single_family | 4 | 2 | 2,135 | $635,000 | 2026-01-05 |
| 6919 SW 155th Ave | single_family | 4 | 2 | 1,890 | $773,000 | 2026-01-05 |
| 7451 SW 157th Ct | single_family | 4 | 3 | 2,140 | $580,000 | 2025-12-16 |
| 16173 SW 72nd Ter | single_family | 4 | 3 | 2,212 | $693,000 | 2025-12-11 |
| 6437 SW 158th Psge | single_family | 4 | 4 | 3,017 | $800,000 | 2025-12-05 |
| 6348 SW 151st Pl | single_family | 4 | 2 | 1,718 | $649,000 | 2025-12-03 |
| 6102 SW 159th Ct | single_family | 4 | 3 | 2,351 | $910,000 | 2025-11-24 |
| 7621 SW 147th Ct | single_family | 4 | 3 | 2,203 | $790,000 | 2025-11-24 |
| 6274741428 | single_family | 4 | 3 | 1,396 | $560,000 | 2025-11-20 |
| 14820 SW 63rd St | single_family | 4 | 3 | 2,003 | $870,000 | 2025-11-18 |
| 16032 SW 63rd Ter | single_family | 4 | 3 | 2,271 | $675,000 | 2025-11-06 |
| 6630 SW 159th Pl | single_family | 4 | 2 | 1,857 | $670,000 | 2025-10-30 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 6732 SW 166th Ct | single_family | 4 | 3 | 2,528 | $250,000 | — |
| 16011 SW 87th Ter | single_family | 4 | 3 | 1,790 | $550,000 | — |
| 6903 SW 158th Ave | single_family | 4 | 4 | 2,830 | $825,000 | — |
| 15905 SW 83rd Ter | single_family | 4 | 4 | 2,051 | $699,000 | — |
| 8246 SW 147th Ct | single_family | 4 | 2 | 1,425 | $599,990 | — |
| 16474 SW 84th St | single_family | 4 | 3 | 2,080 | $725,000 | — |
| 6931 SW 159th Pl | single_family | 4 | 3 | 1,987 | $689,000 | — |
| 14851 SW 59th St | single_family | 4 | 2 | 1,544 | $699,950 | — |
10-year hold projection
IRR0.6%
Equity multiple1.09x
Total return (10yr)$117,417
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $787,950 | $22,429 | -$27,280 | $605,365 | $182,585 |
| 2 | $811,589 | $23,221 | -$26,551 | $598,273 | $213,315 |
| 3 | $835,936 | $24,039 | -$25,796 | $590,695 | $245,241 |
| 4 | $861,014 | $24,886 | -$25,016 | $582,597 | $278,417 |
| 5 | $886,845 | $25,761 | -$24,209 | $573,942 | $312,903 |
| 6 | $913,450 | $26,665 | -$23,374 | $564,693 | $348,757 |
| 7 | $940,854 | $27,600 | -$22,510 | $554,809 | $386,044 |
| 8 | $969,079 | $28,566 | -$21,617 | $544,246 | $424,833 |
| 9 | $998,151 | $29,564 | -$20,693 | $532,958 | $465,193 |
| 10 | $1,028,096 | $30,597 | -$19,738 | $520,895 | $507,201 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.