14412 Rosewood Rd

Miami Lakes, FL 33014 · single_family · For Sale · 23 days on market
Asking price$1,500,000
4 beds 3 baths 2,845 sqft
Suggested offer$1,147,872$352,128 above the est. market value of $1,147,872.
View on Realtor.com →
Listed by Eglibeth Sierra · Grand Lion Real Estate Group Llc
Typesingle_family
Built1969
Price / sqft$527
Est. value (own analysis)$1,147,872
Rent estimate (own analysis)$4,200/mo
HOA$33/mo
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Neighborhood

Show every detail
Statusfor_sale
Listed date2026-08-11
Removed date
MLSMiamiMLS #A11975194
Coordinates25.90654, -80.31730
Address14412 Rosewood Rd
CityMiami Lakes
StateFL
Zip33014
Listing ID6310201424
Sourceus-real-estate-listings, cached 2026-08-28

ZIP market snapshot (33014)

Typical home value (ZHVI)$442,718
Typical rent (ZORI)$2,327/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$1,500,000
Down payment (20.0%)$300,000
Loan amount$1,200,000
Closing costs (5.0%)$75,000
Total cash to close$375,000
Rent (comp-derived)$4,200$50,400
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$50,400
Vacancy rate (assumption) assumption8.0%

$50,400 × 8.0% = $4,032

Effective gross income$3,864$46,368
Property tax (placeholder 1.9% of price)$2,375$28,500
Insurance (placeholder 0.8% of price)$1,000$12,000
HOA dues$33$396
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$210$2,520
Total operating expenses$3,618$43,416
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$46,368
Total operating expenses derived$43,416

$46,368 − $43,416 = $2,952

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$1,200,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$1,200,000 amortized at 6.7% over 30 years = $7,712/mo

CapEx reserve (5.0% of GSR)$210$2,520
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$2,952
Annual debt service derived$92,538
Annual CapEx reserve assumption$2,520
Annual PMI assumption$0

($2,952 − $92,538 − $2,520 − $0) ÷ 12 = -$7,676

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$2,952
Purchase price data$1,500,000

$2,952 ÷ $1,500,000 = 0.2%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$92,106
Total cash to close derived$375,000

-$92,106 ÷ $375,000 = -24.6%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$2,952
Annual debt service derived$92,538

$2,952 ÷ $92,538 = 0.03

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$50,400
Purchase price data$1,500,000

($50,400 ÷ 12) ÷ $1,500,000 = 0.3%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$1,500,000
Gross scheduled rent (annual) comp$50,400

$1,500,000 ÷ $50,400 = 29.8

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$43,416
Effective gross income derived$46,368

$43,416 ÷ $46,368 = 93.6%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$43,416
Annual debt service derived$92,538
Annual PMI assumption$0
Gross scheduled rent (annual) comp$50,400

($43,416 + $92,538 + $0) ÷ $50,400 = 269.8%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family422,120$5,2002026-08-27
single_family431,916$4,2002026-05-05
single_family431,910$3,400

15330 Durnford Dr

Miami Lakes, 33014 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage2,120
Listed2026-08-27
Days on market

Asking rent: $5,200

View on Zillow →

7599 W 4th Ct Unit 0

Hialeah, 33014 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,916
Listed2026-05-05
Days on market

Asking rent: $4,200

View on Zillow →

890 W 81st Pl

Hialeah, 33014 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,910
Listed
Days on market

Asking rent: $3,400

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
7290 W 14th Ctsingle_family421,682$685,0002026-08-28
7701 W 16th Ctsingle_family431,791$745,0002026-08-28
7835 W 16th Ctsingle_family431,905$750,0002026-08-13
7200 W 12th Avesingle_family431,325$890,0002026-08-05
6726 Orchid Drsingle_family422,100$950,0002026-07-28
1158 W 70th Plsingle_family421,554$675,0002026-07-16
6901 Loch Ness Drsingle_family421,957$618,0002026-07-13
8064 W 14th Avesingle_family421,701$750,0002026-07-10
655 W 70th Plsingle_family422,198$690,0002026-06-09
15800 Kingsmoor Waysingle_family443,834$1,200,0002026-05-22
14435 Tabebuia Lnsingle_family421,575$760,0002026-05-22
7600 W 12th Avesingle_family421,745$643,0002026-05-13
6320 Pent Plsingle_family432,406$950,0002026-04-28
747 W 78th Stsingle_family443,190$930,0002026-04-27
8075 W 18th Lnsingle_family431,571$750,0002026-04-13
8065 W 14th Ctsingle_family432,003$799,0002026-03-26
7877 W 16th Avesingle_family431,346$695,0002026-03-23
6950 W 10th Avesingle_family421,995$737,5002026-03-20
1300 W 77th Stsingle_family421,638$705,0002026-03-16
690 W 74th Plsingle_family443,470$163,0002026-01-30
1150 W 69th Plsingle_family432,078$610,0002026-01-16
7770 W 8th Avesingle_family421,161$480,0002025-12-19
16511 Stonehaven Rdsingle_family432,094$1,200,0002025-11-24
6975 W 10th Ctsingle_family421,860$720,0002025-11-05
14181 Leaning Pine Drsingle_family421,864$745,0002025-10-22
16111 W Troon Cirsingle_family443,611$2,075,0002025-09-05

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
15331 Turnbull Drsingle_family431,936$1,175,000
15331 Durnford Drsingle_family431,974$990,000
14821 Palmetto Palm Avesingle_family422,221$998,000
7101 E Troon Cirsingle_family443,043$1,925,500
16241 W Troon Cirsingle_family434,164$2,150,000
7961 W 6th Avesingle_family422,120$750,000
790 W 73rd Plsingle_family431,912$679,000
884 W 72nd Plsingle_family431,560$795,999

10-year hold projection

IRR-6.5%
Equity multiple-0.09x
Total return (10yr)-$213,953
YearProperty valueNOICash flowLoan balanceEquity
1$1,545,000$2,952-$92,106$1,186,989$358,011
2$1,591,350$3,258-$91,864$1,173,085$418,265
3$1,639,091$3,578-$91,608$1,158,226$480,864
4$1,688,263$3,913-$91,339$1,142,347$545,916
5$1,738,911$4,264-$91,055$1,125,377$613,534
6$1,791,078$4,632-$90,757$1,107,242$683,836
7$1,844,811$5,017-$90,444$1,087,862$756,949
8$1,900,155$5,419-$90,115$1,067,151$833,004
9$1,957,160$5,839-$89,769$1,045,017$912,143
10$2,015,875$6,279-$89,406$1,021,364$994,511
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.