3314 NW 9th Ct

Miami, FL 33127 · single_family · For Sale · 85 days on market
Asking price$409,000
3 beds 1 baths 1,020 sqft
Suggested offer$406,500$2,500 above the est. market value of $406,500.
View on Realtor.com →
Listed by Brian Lopez · Epic Choice Realty
Typesingle_family
Built
Price / sqft$401
Est. value (Realtor.com)$406,500
Rent estimate (own analysis)$3,425/mo
HOANone
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Neighborhood

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Statusfor_sale
Listed date2026-06-09
Removed date
MLSMiamiMLS #A12033979
Coordinates25.80769, -80.21132
Address3314 NW 9th Ct
CityMiami
StateFL
Zip33127
Listing ID6296806838
Sourcerealtor, cached 2026-08-21

ZIP market snapshot (33127)

Typical home value (ZHVI)$528,160
Typical rent (ZORI)$2,975/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$409,000
Down payment (20.0%)$81,800
Loan amount$327,200
Closing costs (5.0%)$20,450
Total cash to close$102,250
Rent (comp-derived)$3,425$41,100
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$41,100
Vacancy rate (assumption) assumption8.0%

$41,100 × 8.0% = $3,288

Effective gross income$3,151$37,812
Property tax (real MLS tax bill, from Realtor Search)$373$4,477
Insurance (placeholder 0.8% of price)$273$3,272
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$171$2,055
Total operating expenses$817$9,804
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$37,812
Total operating expenses derived$9,804

$37,812 − $9,804 = $28,008

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$327,200
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$327,200 amortized at 6.7% over 30 years = $2,103/mo

CapEx reserve (5.0% of GSR)$171$2,055
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$28,008
Annual debt service derived$25,232
Annual CapEx reserve assumption$2,055
Annual PMI assumption$0

($28,008 − $25,232 − $2,055 − $0) ÷ 12 = $60

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$28,008
Purchase price data$409,000

$28,008 ÷ $409,000 = 6.8%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived$721
Total cash to close derived$102,250

$721 ÷ $102,250 = 0.7%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$28,008
Annual debt service derived$25,232

$28,008 ÷ $25,232 = 1.11

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$41,100
Purchase price data$409,000

($41,100 ÷ 12) ÷ $409,000 = 0.8%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$409,000
Gross scheduled rent (annual) comp$41,100

$409,000 ÷ $41,100 = 10.0

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$9,804
Effective gross income derived$37,812

$9,804 ÷ $37,812 = 25.9%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$9,804
Annual debt service derived$25,232
Annual PMI assumption$0
Gross scheduled rent (annual) comp$41,100

($9,804 + $25,232 + $0) ÷ $41,100 = 85.2%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family321,060$3,000
single_family321,092$2,8002026-08-12
single_family311,077$2,8502026-08-12
single_family321,176$3,9952026-08-11
single_family321,331$4,5002026-08-10
single_family311,144$3,5002026-08-06
single_family321,080$2,7002026-07-13
single_family32962$4,5002026-07-08
single_family321,100$3,1992026-06-29
single_family321,065$3,7502026-06-26
single_family311,362$5,0002026-06-26
single_family311,146$3,3502026-06-25
single_family321,206$4,2002026-06-03
single_family361,107$7,5002026-05-20
single_family311,332$2,9002026-05-05
single_family321,200$4,2502026-05-04
single_family311,107$3,3002026-08-04
single_family321,192$7,0002024-06-18
single_family331,302$3,100
single_family311,000$2,3502026-08-24
single_family321,060$2,9002026-08-15
single_family321,320$8,5002026-08-30

580 NW 58th St

Miami, 33127 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,060
Listed
Days on market

Asking rent: $3,000

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1138 NW 37th St Unit 1138

Miami, 33127 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,092
Listed2026-08-12
Days on market

Asking rent: $2,800

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329 NW 44th St Unit 1

Miami, 33127 · rent comp

Bedrooms / bathrooms3 bd / 1 ba
Square footage1,077
Listed2026-08-12
Days on market

Asking rent: $2,850

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70 NW 33rd St

Miami, 33127 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,176
Listed2026-08-11
Days on market

Asking rent: $3,995

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68 NW 47th St

Miami, 33127 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,331
Listed2026-08-10
Days on market

Asking rent: $4,500

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836 NW 29th Ter

Miami, 33127 · rent comp

Bedrooms / bathrooms3 bd / 1 ba
Square footage1,144
Listed2026-08-06
Days on market

Asking rent: $3,500

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61 NW 53rd St

Miami, 33127 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,080
Listed2026-07-13
Days on market

Asking rent: $2,700

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774 NW 49th St

Miami, 33127 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage962
Listed2026-07-08
Days on market

Asking rent: $4,500

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170 NW 49th St

Miami, 33127 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,100
Listed2026-06-29
Days on market

Asking rent: $3,199

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5612 NW 11th Ave

Miami, 33127 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,065
Listed2026-06-26
Days on market

Asking rent: $3,750

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Miami, 33127 · rent comp

Bedrooms / bathrooms3 bd / 1 ba
Square footage1,362
Listed2026-06-26
Days on market

Asking rent: $5,000

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103 NW 35th St

Miami, 33127 · rent comp

Bedrooms / bathrooms3 bd / 1 ba
Square footage1,146
Listed2026-06-25
Days on market

Asking rent: $3,350

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5519 NW 4th Ave

Miami, 33127 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,206
Listed2026-06-03
Days on market

Asking rent: $4,200

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545 NW 47th St

Miami, 33127 · rent comp

Bedrooms / bathrooms3 bd / 6 ba
Square footage1,107
Listed2026-05-20
Days on market

Asking rent: $7,500

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267 NW 33rd St Unit 1

Miami, 33127 · rent comp

Bedrooms / bathrooms3 bd / 1 ba
Square footage1,332
Listed2026-05-05
Days on market

Asking rent: $2,900

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126 NW 48th St Unit 0

Miami, 33127 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,200
Listed2026-05-04
Days on market

Asking rent: $4,250

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228 NW 39th St Unit 0

Miami, 33127 · rent comp

Bedrooms / bathrooms3 bd / 1 ba
Square footage1,107
Listed2026-08-04
Days on market

Asking rent: $3,300

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3902 NW 3rd Ave

Miami, 33127 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,192
Listed2024-06-18
Days on market

Asking rent: $7,000

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1036 NW 47th Ter

Miami, 33127 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,302
Listed
Days on market

Asking rent: $3,100

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818 NW 55th Ter

Miami, 33127 · rent comp

Bedrooms / bathrooms3 bd / 1 ba
Square footage1,000
Listed2026-08-24
Days on market

Asking rent: $2,350

View on Zillow →

590 NW 58th St

Miami, 33127 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,060
Listed2026-08-15
Days on market

Asking rent: $2,900

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500 NW 43rd St

Miami, 33127 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,320
Listed2026-08-30
Days on market

Asking rent: $8,500

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
3314 NW 9th Ctsingle_family311,020$385,0002026-08-21
352 NW 41st Stsingle_family321,600$572,0002026-08-14
5621 NW 11th Avesingle_family321,590$710,0002026-07-29
1118 NW 47th Stsingle_family321,204$450,0002026-07-24
1037 NW 30th Stsingle_family322,094$390,0002026-07-23
745 NW 46th Stsingle_family311,350$439,0002026-07-17
1151 NW 45th Stsingle_family321,287$625,0002026-07-14
109 NW 48th Stsingle_family311,385$850,0002026-07-10
412 NW 41st Stsingle_family321,500$1,300,0002026-07-09
401 NW 59th Tersingle_family311,144$370,0002026-07-06
154 NW 61st Stsingle_family321,250$369,0002026-06-25
1044 NW 60th Stsingle_family311,168$600,0002026-06-23
34 NW 34th Tersingle_family311,372$950,0002026-06-23
911 NW 45th Stsingle_family32878$525,0002026-06-23
529 NW 42nd Stsingle_family321,630$675,0002026-06-05
490 NW 47th Stsingle_family311,204$650,0002026-06-02
575 NW 49th Stsingle_family321,172$630,0002026-06-01
512 NW 48th Stsingle_family311,624$450,0002026-05-28
3518 NW 11th Avesingle_family322,017$550,0002026-05-25
1079 NW 25th Stsingle_family33$289,9002026-05-22
5426 NW 3rd Avesingle_family321,198$345,0002026-05-21
4020 NW 12th Avesingle_family31936$420,0002026-05-18
210 NW 43rd Stsingle_family311,016$2,650,0002026-05-13
1011 NW 44th Stsingle_family332,147$780,0002026-05-12
1017 NW 47th Stsingle_family321,200$620,0002026-05-04
61 NW 53rd Stsingle_family331,080$630,0002026-05-01
1161 NW 45th Stsingle_family321,494$355,0002026-04-24
891 NW 32nd Stsingle_family32$500,0002026-04-20
1101 NW 30th Stsingle_family321,188$510,0002026-04-17
763 NW 41st Stsingle_family311,125$525,0002026-04-10
351 NW 51st Stsingle_family321,767$510,0002026-04-02
5210 NW 5th Avesingle_family321,599$630,0002026-03-31
244 NW 43rd Stsingle_family321,884$760,0002026-03-31
4701 NW 10th Avesingle_family321,448$535,0002026-03-19
1101 NW 40th Stsingle_family311,622$468,0002026-03-06
5521 NW 10th Avesingle_family31875$425,0002026-02-16
475 NW 42nd Stsingle_family321,461$840,0002026-02-13
1170 NW 59th Stsingle_family321,086$495,0002026-02-11
6590185035single_family321,168$369,0002026-02-11
4334 NW 3rd Avesingle_family311,174$530,0002026-01-30
507 NW 42nd Stsingle_family321,712$690,0002025-12-31
1010 NW 57th Stsingle_family321,406$422,8002025-12-19
738 NW 47th Stsingle_family311,231$310,0002025-12-19
266 NW 42nd Stsingle_family311,028$799,0002025-12-05
165 NW 46th Stsingle_family321,202$700,0002025-11-27
354 NW 43rd Stsingle_family331,981$1,250,0002025-11-26
265 NW 44th Stsingle_family321,486$790,0002025-11-24
130 NW 48th Stsingle_family321,558$699,0002025-11-17
3324 NW 10th Avesingle_family321,059$649,0002025-11-05
530 NW 46th Stsingle_family321,300$750,0002025-10-22

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
1130 NW 57th Stsingle_family321,131$469,900
single_family321,269$549,950
5510 NW 1st Avesingle_family331,178$870,000
1191 NW 49th Stsingle_family32955$470,000
1137 NW 55th Stsingle_family321,063$550,000
1121 NW 57th Stsingle_family321,309$616,000
736 NW 41st Stsingle_family321,277$569,000
583 NW 47th Tersingle_family321,182$747,500

10-year hold projection

IRR11.6%
Equity multiple2.80x
Total return (10yr)$237,661
YearProperty valueNOICash flowLoan balanceEquity
1$421,270$28,008$721$323,652$97,618
2$433,908$28,897$1,559$319,861$114,047
3$446,925$29,814$2,423$315,809$131,116
4$460,333$30,760$3,315$311,480$148,853
5$474,143$31,736$4,235$306,852$167,291
6$488,367$32,742$5,185$301,908$186,460
7$503,018$33,780$6,165$296,623$206,395
8$518,109$34,850$7,175$290,976$227,133
9$533,652$35,954$8,218$284,941$248,712
10$549,662$37,092$9,294$278,491$271,171
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.