6220 SW 144th St
Coral Gables, FL 33158 · single_family · For Sale · 111 days on market
Asking price$3,195,000
5 beds 5 baths 4,675 sqft
Suggested offer$2,682,927$512,073 above the est. market value of $2,682,927.
View on Realtor.com →Listed by Rafael Rodriguez · BHHS EWM Realty
Typesingle_family
Built1994
Price / sqft$683
Est. value (own analysis)$2,682,927
Rent estimate (own analysis)$25,000/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood8/10severe$Air2/10MinorWildfire1/10Minimal
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Statusfor_sale
Listed date2026-05-14
Removed date—
MLSMiamiMLS #A12019005
Coordinates25.63728, -80.29378
Address6220 SW 144th St
CityCoral Gables
StateFL
Zip33158
Listing ID6272086036
Sourceus-real-estate-listings, cached 2026-08-28
ZIP market snapshot (33158)
Typical home value (ZHVI)$1,383,443
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $3,195,000 |
| Down payment (20.0%) | $639,000 |
| Loan amount | $2,556,000 |
| Closing costs (5.0%) | $159,750 |
| Total cash to close | $798,750 |
| Income | |
| Rent (comp-derived) | $25,000$300,000 |
| Vacancy loss (8.0%) | |
| Effective gross income | $23,000$276,000 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $5,059$60,705 |
| Insurance (est. scaled by flood & wind risk) | $4,154$49,842 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $1,250$15,000 |
| Total operating expenses | $10,462$125,547 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $1,250$15,000 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Widened to city-wide. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 5 | 5 | 4,003 | $17,500 | 2026-07-15 | — | |
| single_family | 5 | 4 | 3,224 | $14,800 | 2026-08-24 | — | |
| single_family | 5 | 5 | 4,336 | $23,500 | 2026-08-26 | — | |
| single_family | 5 | 4 | 3,757 | $20,000 | 2026-06-28 | — | |
| single_family | 5 | 7 | 4,820 | $30,000 | 2026-08-03 | — | |
| single_family | 5 | 8 | 6,184 | $35,000 | 2026-06-05 | — | |
| single_family | 5 | 6 | 4,486 | $31,500 | 2026-08-05 | — | |
| single_family | 5 | 5 | 4,735 | $33,000 | 2026-01-05 | — | |
| single_family | 5 | 4 | 3,729 | $25,000 | 2026-05-15 | — | |
| single_family | 5 | 5 | 5,688 | $20,000 | 2026-04-01 | — | |
| single_family | 5 | 4 | 3,734 | $16,000 | 2026-05-29 | — | |
| single_family | 5 | 5 | 4,313 | $29,500 | 2026-05-08 | — | |
| single_family | 5 | 5 | 3,836 | $26,000 | 2025-11-03 | — | |
| single_family | 5 | 7 | 5,783 | $35,000 | 2026-03-31 | — | |
| single_family | 5 | 5 | 4,675 | $15,900 | 2026-06-08 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 13650 SW 82nd Ct | single_family | 5 | 6 | 5,051 | $3,000,000 | 2026-08-11 |
| 14590 SW 84th Ct | single_family | 5 | 3 | 3,087 | $1,275,000 | 2026-07-28 |
| 13820 SW 73rd Ave | single_family | 5 | 3 | 2,926 | $1,725,000 | 2026-07-24 |
| 6740 SW 144th St | single_family | 5 | 3 | 3,026 | $1,360,000 | 2026-07-09 |
| 13693 Deering Bay Dr | single_family | 5 | 7 | 6,071 | $4,550,000 | 2026-06-29 |
| 14323 SW 80th Ave | single_family | 5 | 5 | 3,578 | $2,200,000 | 2026-06-25 |
| 8521 SW 145th St | single_family | 5 | 4 | 4,633 | $2,650,000 | 2026-06-25 |
| 6910 SW 145th Ter | single_family | 5 | 5 | 4,870 | $3,600,000 | 2026-06-18 |
| 6975 SW 149th Ter | single_family | 5 | 3 | 2,304 | $1,625,000 | 2026-06-17 |
| 8461 SW 147th Ter | single_family | 5 | 3 | 2,152 | $1,071,000 | 2026-06-15 |
| 8230 SW 150th Dr | single_family | 5 | 4 | 3,485 | $2,000,000 | 2026-06-09 |
| 7695 SW 142nd St | single_family | 5 | 4 | 2,266 | $1,200,000 | 2026-05-28 |
| 7900 SW 143rd St | single_family | 5 | 3 | 2,864 | $1,200,000 | 2026-05-27 |
| 13681 Deering Bay Dr | single_family | 5 | 6 | 5,438 | $3,050,000 | 2026-05-19 |
| 13671 SW Deering Bay Dr | single_family | 5 | 9 | 6,476 | $4,675,000 | 2026-04-13 |
| 7560 SW 144th St | single_family | 5 | 5 | 2,482 | $1,620,000 | 2026-03-24 |
| 13605 SW 73rd Ave | single_family | 5 | 3 | 3,436 | $1,500,000 | 2026-01-15 |
| 6950 SW 146th St | single_family | 5 | 3 | 4,149 | $1,300,000 | 2026-01-07 |
| 7505 SW 141st St | single_family | 5 | 4 | 4,273 | $2,400,000 | 2025-11-19 |
| 6730 SW 141st St | single_family | 5 | 5 | 3,966 | $2,400,000 | 2025-10-30 |
| 6840 N Cartee Rd | single_family | 5 | 3 | 2,871 | $2,237,500 | 2025-09-12 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 13626 Deering Bay Dr | townhomes | 5 | 6 | 3,276 | $2,375,000 | — |
| 7605 SW 147th St | single_family | 5 | 3 | 3,160 | $1,695,000 | — |
| 8522 SW 148th Ter | single_family | 5 | 3 | 2,181 | $1,300,000 | — |
| 14311 SW 74th Ct | single_family | 5 | 3 | 2,288 | $1,325,000 | — |
| 13700 SW 74th Ct | single_family | 5 | 3 | — | $1,649,000 | — |
| 6952 SW 149th Ter | single_family | 5 | 4 | 3,122 | $1,675,000 | — |
| 15144 SW 72nd Ct | single_family | 5 | 4 | 3,200 | $2,200,000 | — |
| 6721 SW 140th St | single_family | 5 | 5 | 5,079 | $3,300,000 | — |
10-year hold projection
IRR5.3%
Equity multiple1.85x
Total return (10yr)$1,097,673
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $3,290,850 | $150,453 | -$61,653 | $2,528,287 | $762,563 |
| 2 | $3,389,576 | $155,594 | -$56,887 | $2,498,672 | $890,904 |
| 3 | $3,491,263 | $160,906 | -$51,960 | $2,467,022 | $1,024,241 |
| 4 | $3,596,001 | $166,392 | -$46,868 | $2,433,199 | $1,162,801 |
| 5 | $3,703,881 | $172,060 | -$41,604 | $2,397,054 | $1,306,827 |
| 6 | $3,814,997 | $177,915 | -$36,163 | $2,358,426 | $1,456,571 |
| 7 | $3,929,447 | $183,962 | -$30,539 | $2,317,146 | $1,612,301 |
| 8 | $4,047,330 | $190,209 | -$24,728 | $2,273,031 | $1,774,300 |
| 9 | $4,168,750 | $196,662 | -$18,721 | $2,225,886 | $1,942,864 |
| 10 | $4,293,813 | $203,326 | -$12,513 | $2,175,504 | $2,118,308 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.