1052 NW 25th Ave

Miami, FL 33125 · multi_family · For Sale · 53 days on market
Asking price$699,000
5 beds 3 baths 1,950 sqft
Suggested offer$496,698$202,302 above the est. market value of $496,698.
View on Realtor.com →
Listed by Timothy Haynackie, P.A. · Coldwell Banker Realty
Typemulti_family
Built1956
Price / sqft$358
Est. value (own analysis)$496,698
Rent estimate (building total, own analysis)$5,577/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood4/10moderate$Air2/10MinorWildfire1/10Minimal
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Neighborhood

Show every detail
Statusfor_sale
Listed date2026-07-11
Removed date
MLSMiamiMLS #A12050738
Coordinates25.78261, -80.23775
Address1052 NW 25th Ave
CityMiami
StateFL
Zip33125
Listing ID6261364850
Sourceus-real-estate-listings, cached 2026-08-28

ZIP market snapshot (33125)

Typical home value (ZHVI)$466,681
Typical rent (ZORI)$2,360/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$699,000
Down payment (20.0%)$139,800
Loan amount$559,200
Closing costs (5.0%)$34,950
Total cash to close$174,750
Rent (estimate)$5,577$66,924
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$66,924
Vacancy rate (assumption) assumption8.0%

$66,924 × 8.0% = $5,354

Effective gross income$5,131$61,570
Property tax (placeholder 1.9% of price)$1,107$13,281
Insurance (est. scaled by flood & wind risk)$746$8,947
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$279$3,346
Total operating expenses$2,131$25,574
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$61,570
Total operating expenses derived$25,574

$61,570 − $25,574 = $35,996

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$559,200
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$559,200 amortized at 6.7% over 30 years = $3,594/mo

CapEx reserve (5.0% of GSR)$279$3,346
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$35,996
Annual debt service derived$43,123
Annual CapEx reserve assumption$3,346
Annual PMI assumption$0

($35,996 − $43,123 − $3,346 − $0) ÷ 12 = -$873

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$35,996
Purchase price data$699,000

$35,996 ÷ $699,000 = 5.1%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$10,473
Total cash to close derived$174,750

-$10,473 ÷ $174,750 = -6.0%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$35,996
Annual debt service derived$43,123

$35,996 ÷ $43,123 = 0.83

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$66,924
Purchase price data$699,000

($66,924 ÷ 12) ÷ $699,000 = 0.8%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$699,000
Gross scheduled rent (annual) comp$66,924

$699,000 ÷ $66,924 = 10.4

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$25,574
Effective gross income derived$61,570

$25,574 ÷ $61,570 = 41.5%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$25,574
Annual debt service derived$43,123
Annual PMI assumption$0
Gross scheduled rent (annual) comp$66,924

($25,574 + $43,123 + $0) ÷ $66,924 = 102.6%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

No active rental listings cached yet for this bedroom count.

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
1330 NW 5th Stmulti_family552,690$1,100,0002026-08-07
226 NW 16th Avemulti_family512,637$470,0002026-06-03
2029 NW 5th Stmulti_family512,532$605,0002026-04-21
1209 NW 33rd Avemulti_family532,650$675,0002026-02-27
1120 NW 32nd Ctmulti_family532,346$850,0002025-08-29

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
1130-1132 NW 34th Avemulti_family541,824$739,900
1845 NW 16th Stmulti_family532,871$640,000
935 NW 22nd Ctmulti_family531,758$769,000
2930 NW 12th Stmulti_family532,189$839,000
2160 NW 18th Termulti_family542,552$1,180,000
1055 NW 32nd Ctmulti_family542,287$1,199,000
single_family531,675$1,244,000
3435 NW 4th Stmulti_family531,970$975,000

10-year hold projection

IRR6.6%
Equity multiple2.05x
Total return (10yr)$274,237
YearProperty valueNOICash flowLoan balanceEquity
1$719,970$35,996-$10,473$553,137$166,833
2$741,569$37,203-$9,349$546,658$194,911
3$763,816$38,451-$8,188$539,733$224,083
4$786,731$39,738-$6,988$532,334$254,397
5$810,333$41,068-$5,748$524,426$285,907
6$834,643$42,442-$4,467$515,975$318,668
7$859,682$43,859-$3,144$506,943$352,738
8$885,472$45,324-$1,777$497,292$388,180
9$912,036$46,835-$365$486,978$425,059
10$939,398$48,396$1,094$475,955$463,442
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.