7450 SW 130th Ave

Miami, FL 33183 · single_family · For Sale · 26 days on market
Asking price$715,000
4 beds 3 baths 2,003 sqft
Suggested offer$708,200$6,800 above the est. market value of $708,200.
View on Realtor.com →
Listed by Felitia Guobadia · Miami Blue Real Estate Service
Typesingle_family
Built
Price / sqft$357
Est. value (Realtor.com)$708,200
Rent estimate (own analysis)$4,375/mo
HOA$67/mo
Wind10/10Extreme$Heat10/10ExtremeFlood2/10minor$Air2/10MinorWildfire2/10Minor
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Neighborhood

Show every detail
Statusfor_sale
Listed date2026-08-07
Removed date
MLSBeachesMLS #B26061471
Coordinates25.69711, -80.40434
Address7450 SW 130th Ave
CityMiami
StateFL
Zip33183
Listing ID6248778927
Sourcerealtor, cached 2026-08-21

ZIP market snapshot (33183)

Typical home value (ZHVI)$399,570
Typical rent (ZORI)$2,514/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$715,000
Down payment (20.0%)$143,000
Loan amount$572,000
Closing costs (5.0%)$35,750
Total cash to close$178,750
Rent (comp-derived)$4,375$52,500
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$52,500
Vacancy rate (assumption) assumption8.0%

$52,500 × 8.0% = $4,200

Effective gross income$4,025$48,300
Property tax (real MLS tax bill, from Realtor Search)$293$3,510
Insurance (est. scaled by flood & wind risk)$715$8,580
HOA dues$67$804
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$219$2,625
Total operating expenses$1,293$15,519
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$48,300
Total operating expenses derived$15,519

$48,300 − $15,519 = $32,781

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$572,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$572,000 amortized at 6.7% over 30 years = $3,676/mo

CapEx reserve (5.0% of GSR)$219$2,625
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$32,781
Annual debt service derived$44,110
Annual CapEx reserve assumption$2,625
Annual PMI assumption$0

($32,781 − $44,110 − $2,625 − $0) ÷ 12 = -$1,163

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$32,781
Purchase price data$715,000

$32,781 ÷ $715,000 = 4.6%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$13,954
Total cash to close derived$178,750

-$13,954 ÷ $178,750 = -7.8%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$32,781
Annual debt service derived$44,110

$32,781 ÷ $44,110 = 0.74

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$52,500
Purchase price data$715,000

($52,500 ÷ 12) ÷ $715,000 = 0.6%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$715,000
Gross scheduled rent (annual) comp$52,500

$715,000 ÷ $52,500 = 13.6

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$15,519
Effective gross income derived$48,300

$15,519 ÷ $48,300 = 32.1%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$15,519
Annual debt service derived$44,110
Annual PMI assumption$0
Gross scheduled rent (annual) comp$52,500

($15,519 + $44,110 + $0) ÷ $52,500 = 113.6%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family421,616$3,8002026-08-09
single_family432,622$18,4032026-07-10
single_family421,681$4,3502026-07-10
single_family431,796$5,5002026-06-05
single_family421,786$4,4002026-05-01
single_family421,694$3,6502026-07-18

6330 SW 135th Ave Unit 39

Miami, 33183 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,616
Listed2026-08-09
Days on market

Asking rent: $3,800

View on Zillow →

12401 SW 77th St Unit 12401

Miami, 33183 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,622
Listed2026-07-10
Days on market

Asking rent: $18,403

View on Zillow →

13231 SW 68th St

Miami, 33183 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,681
Listed2026-07-10
Days on market

Asking rent: $4,350

View on Zillow →

13611 SW 77th St Unit Home

Miami, 33183 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,796
Listed2026-06-05
Days on market

Asking rent: $5,500

View on Zillow →

13412 SW 68th Ter Unit 0

Miami, 33183 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,786
Listed2026-05-01
Days on market

Asking rent: $4,400

View on Zillow →

6227 SW 132nd Pl

Miami, 33183 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,694
Listed2026-07-18
Days on market

Asking rent: $3,650

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
14250 SW 85th Stsingle_family431,763$850,0002026-08-10
14241 SW 83rd Stsingle_family421,864$900,0002026-07-08
13242 SW 62nd Tersingle_family421,726$550,0002026-06-12
14245 SW 75th Tersingle_family421,824$570,0002026-06-10
7104 SW 132nd Ctsingle_family421,330$660,0002026-06-01
13741 SW 72nd Tersingle_family421,757$820,0002026-05-29
13274 SW 62nd Tersingle_family421,694$650,0002026-05-26
12930 SW 83rd Stsingle_family422,135$760,0002026-05-12
7755 SW 127th Ctsingle_family422,097$815,0002026-05-06
6103 SW 130th Avesingle_family421,880$630,0002026-05-01
13800 SW 73rd Stsingle_family431,300$670,0002026-04-30
13100 SW 83rd Stsingle_family421,385$722,5002026-04-17
14530 SW 77th Stsingle_family421,895$780,0002026-04-13
12005 SW 64th Stsingle_family434,545$4,150,0002026-04-10
14634 SW 59th Tersingle_family422,070$660,0002026-03-23
13605 SW 73rd Tersingle_family421,537$680,0002026-03-12
12728 SW 64th Tersingle_family431,819$750,0002026-02-09
7202 SW 123rd Plsingle_family44$1,650,0002026-01-28
12745 SW 64th Tersingle_family431,819$725,0002026-01-28
13061 SW 56th Tersingle_family421,850$585,0002026-01-27
7464 SW 128th Ctsingle_family421,543$725,0002026-01-12
13860 SW 74th Stsingle_family431,772$750,0002025-12-30
7230 SW 131st Avesingle_family421,612$700,0002025-12-29
14263 SW 76th Stsingle_family421,809$800,0002025-12-24
7302 SW 134th Plsingle_family421,650$785,0002025-12-23
14250 SW 71st Lnsingle_family422,238$845,0002025-12-16
7435 SW 146th Ctsingle_family421,836$725,0002025-12-15
12617 SW 73rd Tersingle_family442,830$1,500,0002025-11-26
11919 SW 72nd Tersingle_family432,548$1,420,0002025-11-06
7315 SW 127th Ctsingle_family431,612$640,0002025-11-04
6740 SW 135th Avesingle_family431,681$765,0002025-10-23
12022 SW 77th Tersingle_family433,832$1,800,0002025-10-23
5701 SW 130th Plsingle_family432,226$555,0002025-10-20
13250 SW 67th Stsingle_family42$670,0002025-10-14
7791 SW 138th Plsingle_family421,825$628,2002025-10-03
12743 SW 61st Tersingle_family431,819$650,0002025-09-29
13500 SW 79th Stsingle_family423,152$950,0002025-09-12
13940 SW 74th Stsingle_family431,881$1,060,0002025-09-08

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
12019 SW 77th Tersingle_family443,129$1,549,000
13611 SW 77th Stsingle_family431,796$899,000
14359 Kendale Lakes Cirtownhomes431,934$459,777
5672 SW 130th Avesingle_family441,892$675,000
14011 SW 74th Tersingle_family421,873$939,900
12900 SW 81st Stsingle_family422,052$765,000
14101 SW 66th St Apt A2townhomes441,641$479,000
13391 SW 78th Stsingle_family421,684$799,000

10-year hold projection

IRR5.2%
Equity multiple1.82x
Total return (10yr)$240,383
YearProperty valueNOICash flowLoan balanceEquity
1$736,450$32,781-$13,954$565,798$170,652
2$758,544$33,842-$12,959$559,171$199,373
3$781,300$34,937-$11,931$552,088$229,212
4$804,739$36,066-$10,870$544,519$260,220
5$828,881$37,232-$9,775$536,430$292,451
6$853,747$38,435-$8,645$527,785$325,962
7$879,360$39,675-$7,479$518,547$360,813
8$905,741$40,956-$6,275$508,674$397,066
9$932,913$42,277-$5,032$498,124$434,789
10$960,900$43,639-$3,749$486,849$474,051
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.