1286 NE 110th St
Miami, FL 33161 · multi_family · For Sale · 41 days on market
Asking price$750,000
5 beds 2 baths 1,868 sqft
Suggested offer$601,772$148,228 above the est. market value of $601,772.
View on Realtor.com →Listed by Issabella Silverstein · RE/MAX Advance Realty II
Typemulti_family
Built1988
Price / sqft$401
Est. value (own analysis)$601,772
Rent estimate (building total, own analysis)$4,359/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood8/10severe$Air2/10MinorWildfire1/10Minimal
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Statusfor_sale
Listed date2026-07-23
Removed date—
MLSMiamiMLS #A12058148
Coordinates25.87635, -80.17194
Address1286 NE 110th St
CityMiami
StateFL
Zip33161
Listing ID6241695249
Sourceus-real-estate-listings, cached 2026-09-01
ZIP market snapshot (33161)
Typical home value (ZHVI)$498,596
Typical rent (ZORI)$2,323/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $750,000 |
| Down payment (20.0%) | $150,000 |
| Loan amount | $600,000 |
| Closing costs (5.0%) | $37,500 |
| Total cash to close | $187,500 |
| Income | |
| Rent (estimate) | $4,359$52,304 |
| Vacancy loss (8.0%) | |
| Effective gross income | $4,010$48,120 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,188$14,250 |
| Insurance (est. scaled by flood & wind risk) | $975$11,700 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $218$2,615 |
| Total operating expenses | $2,380$28,565 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $218$2,615 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
No active rental listings cached yet for this bedroom count.
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 1555 NE 148th St | multi_family | 5 | 3 | 1,967 | $660,000 | 2026-04-22 |
| 14443 S Biscayne River Rd | multi_family | 5 | 2 | 2,384 | $768,000 | 2026-03-19 |
| 780 NE 127th St | multi_family | 5 | 5 | 3,780 | $715,000 | 2026-01-21 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 935 NE 149th St | single_family | 5 | 4 | 2,800 | $1,350,000 | — |
| 1290 NE 110th St | multi_family | 5 | 2 | 1,882 | $750,000 | — |
| 430 NE 145th St | single_family | 5 | 3 | 2,180 | $779,000 | — |
| 348 NE 117th St | single_family | 5 | 3 | 2,513 | $1,385,000 | — |
| multi_family | 5 | 3 | — | $1,100,000 | — | |
| 161 NE 117th St | multi_family | 5 | 3 | 2,138 | $825,000 | — |
| 1053 NE 149th St | single_family | 5 | 5 | 600 | $449,000 | — |
| 1230 NE 148th St | multi_family | 5 | 3 | 1,920 | $685,000 | — |
10-year hold projection
IRR-0.4%
Equity multiple0.94x
Total return (10yr)$86,877
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $772,500 | $19,555 | -$29,330 | $593,495 | $179,005 |
| 2 | $795,675 | $20,284 | -$28,666 | $586,543 | $209,132 |
| 3 | $819,545 | $21,039 | -$27,978 | $579,113 | $240,432 |
| 4 | $844,132 | $21,820 | -$27,265 | $571,174 | $272,958 |
| 5 | $869,456 | $22,629 | -$26,527 | $562,689 | $306,767 |
| 6 | $895,539 | $23,465 | -$25,763 | $553,621 | $341,918 |
| 7 | $922,405 | $24,331 | -$24,971 | $543,931 | $378,474 |
| 8 | $950,078 | $25,226 | -$24,152 | $533,575 | $416,502 |
| 9 | $978,580 | $26,153 | -$23,303 | $522,509 | $456,071 |
| 10 | $1,007,937 | $27,111 | -$22,424 | $510,682 | $497,255 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.