14332 Ardoch Pl
Miami Lakes, FL 33016 · single_family · For Sale · 114 days on market
Asking price$2,970,000
5 beds 8 baths 5,664 sqft
Suggested offer$2,173,900$796,100 above the est. market value of $2,173,900.
View on Realtor.com →Listed by Nancy Acosta · Vision Realty Of Miami
Typesingle_family
Built1989
Price / sqft$524
Est. value (own analysis)$2,173,900
Rent estimate (own analysis)$7,750/mo
HOA$42/mo
Wind10/10Extreme$Heat10/10ExtremeAir2/10MinorFlood1/10minimal$Wildfire1/10Minimal
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Statusfor_sale
Listed date2026-05-11
Removed date—
MLSMiamiMLS #A12016819
Coordinates25.90320, -80.33726
Address14332 Ardoch Pl
CityMiami Lakes
StateFL
Zip33016
Listing ID6230415041
Sourceus-real-estate-listings, cached 2026-08-27
ZIP market snapshot (33016)
Typical home value (ZHVI)$295,375
Typical rent (ZORI)$2,365/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $2,970,000 |
| Down payment (20.0%) | $594,000 |
| Loan amount | $2,376,000 |
| Closing costs (5.0%) | $148,500 |
| Total cash to close | $742,500 |
| Income | |
| Rent (comp-derived) | $7,750$93,000 |
| Vacancy loss (8.0%) | |
| Effective gross income | $7,130$85,560 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $4,703$56,430 |
| Insurance (est. scaled by flood & wind risk) | $2,970$35,640 |
| HOA dues | $42$504 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $388$4,650 |
| Total operating expenses | $8,102$97,224 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $388$4,650 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 5 | 5 | 3,544 | $5,500 | 2026-08-01 | — | |
| single_family | 5 | 3 | 3,153 | $7,000 | 2026-07-27 | — | |
| single_family | 5 | 5 | 5,664 | $9,999 | — | — | |
| single_family | 5 | 3 | 2,494 | $8,500 | 2026-08-29 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 16048 NW 82nd Pl | single_family | 5 | 3 | 3,122 | $1,200,000 | 2026-08-20 |
| 16214 NW 82nd Pl | single_family | 5 | 6 | 4,269 | $1,200,000 | 2026-08-19 |
| 8305 NW 157th Ter | single_family | 5 | 4 | 3,299 | $1,475,000 | 2026-07-30 |
| 8560 NW 164th St | single_family | 5 | 4 | 4,262 | $1,399,000 | 2026-07-17 |
| 7813 NW 165th St | single_family | 5 | 4 | 3,933 | $1,646,000 | 2026-06-23 |
| 7993 NW 161st Ter | single_family | 5 | 4 | 2,889 | $1,450,000 | 2026-06-04 |
| 6215537309 | single_family | 5 | 4 | 2,594 | $1,435,000 | 2026-05-21 |
| 15560 NW 83rd Pl | single_family | 5 | 3 | 3,447 | $1,695,000 | 2026-05-07 |
| 8123 NW 161st Ter | single_family | 5 | 4 | 2,889 | $1,100,000 | 2026-04-27 |
| 8204 NW 165th St | single_family | 5 | 4 | — | $1,000,000 | 2026-04-22 |
| 16524 NW 77th Path | single_family | 5 | 3 | 3,412 | $1,125,000 | 2026-03-02 |
| 16421 NW 83rd Ct | single_family | 5 | 5 | 3,536 | $975,000 | 2026-02-27 |
| 16533 NW 77th Path | single_family | 5 | 3 | 3,392 | $1,300,000 | 2026-01-15 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 15951 NW 79th Ct | single_family | 5 | 4 | 2,889 | $1,550,000 | — |
| 16763 NW 77th Path | single_family | 5 | 6 | 3,676 | $1,975,000 | — |
| 16022 NW 83rd Ct | single_family | 5 | 5 | 2,940 | $2,499,990 | — |
| 5445 W 27th Ln | single_family | 5 | 2 | 2,086 | $595,000 | — |
| 16101 NW 79th Ct | single_family | 5 | 4 | 3,232 | $1,250,000 | — |
| 16422 NW 83rd Pl | single_family | 5 | 4 | 3,767 | $1,350,000 | — |
| 16232 NW 79th Ave | single_family | 5 | 5 | 3,569 | $1,429,999 | — |
| 8135 NW 164th Ter | single_family | 5 | 5 | 3,544 | $1,249,900 | — |
10-year hold projection
IRR-8.0%
Equity multiple-0.35x
Total return (10yr)-$617,609
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $3,059,100 | -$11,664 | -$199,540 | $2,350,239 | $708,861 |
| 2 | $3,150,873 | -$11,528 | -$199,520 | $2,322,709 | $828,164 |
| 3 | $3,245,399 | -$11,375 | -$199,487 | $2,293,288 | $952,111 |
| 4 | $3,342,761 | -$11,206 | -$199,439 | $2,261,847 | $1,080,914 |
| 5 | $3,443,044 | -$11,019 | -$199,377 | $2,228,247 | $1,214,797 |
| 6 | $3,546,335 | -$10,813 | -$199,299 | $2,192,339 | $1,353,996 |
| 7 | $3,652,725 | -$10,587 | -$199,205 | $2,153,966 | $1,498,760 |
| 8 | $3,762,307 | -$10,341 | -$199,094 | $2,112,957 | $1,649,350 |
| 9 | $3,875,176 | -$10,073 | -$198,965 | $2,069,133 | $1,806,044 |
| 10 | $3,991,432 | -$9,783 | -$198,816 | $2,022,299 | $1,969,133 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.