13715 SW 84th St Apt F

Miami, FL 33183 · townhomes · For Sale · 303 days on market
Asking price$428,500
3 beds 3 baths 1,629 sqft
View on Realtor.com →
Listed by Carlos Antoni · Luft Realty
Typetownhomes
Built1974
Price / sqft$263
Est. value (own analysis)$511,413
Rent estimate (own analysis)$3,200/mo
HOA$589/mo
Wind10/10Extreme$Heat10/10ExtremeAir2/10MinorFlood1/10minimal$Wildfire1/10Minimal
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Neighborhood

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Statusfor_sale
Listed date2025-11-03
Removed date
MLSMiamiMLS #A11906939
Coordinates25.68944, -80.41731
Address13715 SW 84th St Apt F
CityMiami
StateFL
Zip33183
Listing ID6216581153
Sourceus-real-estate-listings, cached 2026-09-02

ZIP market snapshot (33183)

Typical home value (ZHVI)$399,570
Typical rent (ZORI)$2,514/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$428,500
Down payment (20.0%)$85,700
Loan amount$342,800
Closing costs (5.0%)$21,425
Total cash to close$107,125
Rent (comp-derived)$3,200$38,400
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$38,400
Vacancy rate (assumption) assumption8.0%

$38,400 × 8.0% = $3,072

Effective gross income$2,944$35,328
Property tax (placeholder 1.9% of price)$678$8,142
Insurance (est. scaled by flood & wind risk)$429$5,142
HOA dues$589$7,068
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$160$1,920
Total operating expenses$1,856$22,272
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$35,328
Total operating expenses derived$22,272

$35,328 − $22,272 = $13,057

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$342,800
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$342,800 amortized at 6.7% over 30 years = $2,203/mo

CapEx reserve (5.0% of GSR)$160$1,920
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$13,057
Annual debt service derived$26,435
Annual CapEx reserve assumption$1,920
Annual PMI assumption$0

($13,057 − $26,435 − $1,920 − $0) ÷ 12 = -$1,275

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$13,057
Purchase price data$428,500

$13,057 ÷ $428,500 = 3.0%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$15,299
Total cash to close derived$107,125

-$15,299 ÷ $107,125 = -14.3%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$13,057
Annual debt service derived$26,435

$13,057 ÷ $26,435 = 0.49

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$38,400
Purchase price data$428,500

($38,400 ÷ 12) ÷ $428,500 = 0.7%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$428,500
Gross scheduled rent (annual) comp$38,400

$428,500 ÷ $38,400 = 11.2

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$22,272
Effective gross income derived$35,328

$22,272 ÷ $35,328 = 63.0%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$22,272
Annual debt service derived$26,435
Annual PMI assumption$0
Gross scheduled rent (annual) comp$38,400

($22,272 + $26,435 + $0) ÷ $38,400 = 126.8%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
townhomes341,737$2,7002026-08-21
townhomes331,770$3,4002026-08-20
townhomes321,183$3,0002026-08-14
townhomes331,628$3,2502026-08-10
townhomes331,857$3,3002026-07-27
townhomes331,560$3,1502026-07-17
townhomes331,150$2,8002026-07-16
townhomes331,360$2,8752026-07-14
townhomes331,471$3,4002026-07-13
townhomes331,743$3,5002026-07-08
townhomes331,737$3,0002026-07-07
townhomes331,800$3,6002026-06-30
townhomes331,592$3,4502026-06-19
townhomes321,083$2,8252026-06-18
townhomes331,523$2,9002026-06-08
townhomes321,800$3,4502026-08-03
townhomes331,641$3,2002026-08-21
townhomes331,857$3,4002026-04-02
townhomes331,308$3,1002026-08-30
townhomes331,743$3,2002026-08-30

13721 SW 84th St Apt G

Miami, 33183 · rent comp

Bedrooms / bathrooms3 bd / 4 ba
Square footage1,737
Listed2026-08-21
Days on market

Asking rent: $2,700

View on Zillow →

6518 Kendale Lakes Dr Apt 809

Miami, 33183 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,770
Listed2026-08-20
Days on market

Asking rent: $3,400

View on Zillow →

12713 SW 70th Ln

Miami, 33183 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,183
Listed2026-08-14
Days on market

Asking rent: $3,000

View on Zillow →

14124 Kendale Lakes Cir Unit 14124

Miami, 33183 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,628
Listed2026-08-10
Days on market

Asking rent: $3,250

View on Zillow →

8341 SW 124th Ave Unit 101-15

Miami, 33183 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,857
Listed2026-07-27
Days on market

Asking rent: $3,300

View on Zillow →

5725 SW 132nd Ct Unit 21-5

Miami, 33183 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,560
Listed2026-07-17
Days on market

Asking rent: $3,150

View on Zillow →

13469 SW 62nd St Apt 2

Miami, 33183 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,150
Listed2026-07-16
Days on market

Asking rent: $2,800

View on Zillow →

13314 SW 60th Ter

Miami, 33183 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,360
Listed2026-07-14
Days on market

Asking rent: $2,875

View on Zillow →

14293 Kendale Lakes Cir Unit 14293

Miami, 33183 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,471
Listed2026-07-13
Days on market

Asking rent: $3,400

View on Zillow →

8441 SW 124th Ave Apt 103

Miami, 33183 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,743
Listed2026-07-08
Days on market

Asking rent: $3,500

View on Zillow →

13745 SW 84th St Apt A

Miami, 33183 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,737
Listed2026-07-07
Days on market

Asking rent: $3,000

View on Zillow →

8133 SW 118th Ct Unit 8133

Miami, 33183 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,800
Listed2026-06-30
Days on market

Asking rent: $3,600

View on Zillow →

6653 SW 140th Ave Unit 6653

Miami, 33183 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,592
Listed2026-06-19
Days on market

Asking rent: $3,450

View on Zillow →

5813 SW 140th Ave Unit 5813

Miami, 33183 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,083
Listed2026-06-18
Days on market

Asking rent: $2,825

View on Zillow →

6475 SW 129th Ave

Miami, 33183 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,523
Listed2026-06-08
Days on market

Asking rent: $2,900

View on Zillow →

8102 SW 118th Pl Unit 8102

Miami, 33183 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,800
Listed2026-08-03
Days on market

Asking rent: $3,450

View on Zillow →

14107 SW 66th St Apt D7

Miami, 33183 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,641
Listed2026-08-21
Days on market

Asking rent: $3,200

View on Zillow →

8421 SW 124th Ave Apt 101

Miami, 33183 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,857
Listed2026-04-02
Days on market

Asking rent: $3,400

View on Zillow →

Miami, 33183 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,308
Listed2026-08-30
Days on market

Asking rent: $3,100

View on Zillow →

8441 SW 124th Ave Apt 104

Miami, 33183 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,743
Listed2026-08-30
Days on market

Asking rent: $3,200

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
13546 SW 63rd Ln Unit H-Wtownhomes321,167$525,0002026-08-10
13539 SW 62nd St Unit 128townhomes331,150$420,0002026-08-03
14357 SW 62nd Sttownhomes321,934$525,0002026-07-31
6725 SW 137th Ct Unit 14Dtownhomes321,200$400,0002026-07-29
5835 SW 144th Circle Pltownhomes321,337$480,0002026-07-20
14105 SW 66th St # 14105townhomes321,628$430,0002026-07-15
13877 SW 62nd Tertownhomes331,308$472,9002026-07-10
13900 Kendale Lakes Drtownhomes321,109$365,0002026-07-07
14245 SW 57th Ln Unit 9-2townhomes331,515$435,0002026-06-30
14273 Kendale Lakes Cirtownhomes331,471$470,0002026-06-12
14019 SW 67th Tertownhomes331,592$520,0002026-05-08
13916 SW 56th Lntownhomes311,083$340,0002026-04-30
6374 SW 139th Cttownhomes321,628$375,0002026-04-21
14371 Kendale Lakes Cirtownhomes331,471$436,0002026-04-13
6400 SW 138th Ct Apt 203townhomes331,471$385,0002026-03-31
11964 SW 81st Lntownhomes321,800$570,0002026-03-25
13935 SW 84th St Unit 905townhomes331,510$345,0002026-03-20
14205 SW 57th Ln Unit 5Atownhomes331,300$343,0002026-03-06
13351 SW 59th Tertownhomes331,360$415,0002026-02-24
13915 SW 56th Lntownhomes311,083$389,0002026-02-18
6501 SW 136th Cttownhomes321,800$560,0002026-02-10

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
14020 SW 83rd Stsingle_family321,472$815,000
6466 SW 130th Pl Apt 902townhomes321,150$367,000
13863 SW 62nd Tertownhomes331,308$449,000
6834 SW 127th Pltownhomes331,472$559,999
8351 SW 124th Ave Apt 106condos331,857$520,000
13517 SW 59th Lntownhomes321,290$469,000
8520 SW 133rd Ave Rd Apt 406condos321,040$295,500
11969 SW 81st Sttownhomes321,746$595,000

10-year hold projection

IRR0.7%
Equity multiple1.11x
Total return (10yr)$68,017
YearProperty valueNOICash flowLoan balanceEquity
1$441,355$13,057-$15,299$339,083$102,272
2$454,596$13,560-$14,844$335,111$119,484
3$468,234$14,080-$14,372$330,866$137,367
4$482,281$14,620-$13,883$326,330$155,950
5$496,749$15,178-$13,376$321,482$175,267
6$511,651$15,757-$12,851$316,302$195,350
7$527,001$16,355-$12,306$310,765$216,236
8$542,811$16,975-$11,742$304,849$237,962
9$559,095$17,617-$11,158$298,526$260,570
10$575,868$18,281-$10,552$291,769$284,100
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.