8401 SW 107th Ave Apt 176E
Miami, FL 33173 · condos · For Sale · 75 days on market
Asking price$275,000
1 beds 2 baths 1,067 sqft
Listed by Isabel Gonzalez · Img Real Estate Professional
Typecondos
Built1974
Price / sqft$258
Est. value (own analysis)$282,029
Rent estimate (own analysis)$1,800/mo
HOA$473/mo
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Statusfor_sale
Listed date2026-06-19
Removed date—
MLSMiamiMLS #A12037241
Coordinates25.68975, -80.36384
Address8401 SW 107th Ave Apt 176E
CityMiami
StateFL
Zip33173
Listing ID6201462553
Sourceus-real-estate-listings, cached 2026-09-01
ZIP market snapshot (33173)
Typical home value (ZHVI)$567,889
Typical rent (ZORI)$2,611/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $275,000 |
| Down payment (20.0%) | $55,000 |
| Loan amount | $220,000 |
| Closing costs (5.0%) | $13,750 |
| Total cash to close | $68,750 |
| Income | |
| Rent (comp-derived) | $1,800$21,600 |
| Vacancy loss (8.0%) | |
| Effective gross income | $1,656$19,872 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $435$5,225 |
| Insurance (placeholder 0.8% of price) | $183$2,200 |
| HOA dues | $473$5,676 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $90$1,080 |
| Total operating expenses | $1,182$14,181 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $90$1,080 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| apartment | 1 | 1 | 780 | $2,147 | 2024-06-11 | — | |
| apartment | 1 | 2 | 801 | $1,800 | 2026-08-18 | — | |
| apartment | 1 | 1 | 760 | $2,365 | 2024-11-21 | — | |
| condos | 1 | 1 | 760 | $1,800 | 2026-08-12 | — | |
| condos | 1 | 1 | 801 | $1,850 | 2026-08-10 | — | |
| condos | 1 | 1 | 760 | $1,800 | 2026-07-15 | — | |
| condos | 1 | 1 | 801 | $1,900 | 2026-07-10 | — | |
| apartment | 1 | 1 | 790 | $1,750 | 2026-06-29 | — | |
| condos | 1 | 2 | 705 | $1,850 | 2026-06-12 | — | |
| condos | 1 | 1 | 760 | $1,700 | 2026-05-16 | — | |
| condos | 1 | 1 | 760 | $1,700 | 2026-05-14 | — | |
| condos | 1 | 2 | 705 | $1,750 | 2026-04-07 | — | |
| condos | 1 | 2 | 1,067 | $2,050 | 2026-08-27 | — | |
| apartment | 1 | 1 | 760 | $2,365 | — | — | |
| condos | 1 | 1 | 801 | $1,800 | 2026-08-29 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 7101 SW 89th Ct Apt 212 | condos | 1 | 1 | 571 | $160,000 | 2026-06-15 |
| 8600 SW 109th Ave Unit 4-216 | condos | 1 | 2 | 801 | $172,000 | 2026-05-05 |
| 8500 SW 109th Ave Unit 6-207 | condos | 1 | 2 | 801 | $190,000 | 2026-04-14 |
| 9459 SW 76th St Apt R1 | condos | 1 | 1 | 760 | $219,900 | 2026-03-27 |
| 7256 SW 94th Pl Apt A1 | condos | 1 | 1 | 594 | $185,000 | 2025-12-29 |
| 8550 SW 109th Ave Unit 5-217 | condos | 1 | 2 | 801 | $199,000 | 2025-12-18 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 8500 SW 109th Ave Unit 6-225 | condos | 1 | 1 | 801 | $194,999 | — |
| 9417 SW 76th St Apt X36 | condos | 1 | 1 | 760 | $208,000 | — |
| 8005 SW 107th Ave Apt 309 | condos | 1 | 2 | 705 | $240,000 | — |
| 9493 SW 76th St Apt L4 | condos | 1 | 1 | 760 | $222,500 | — |
10-year hold projection
IRR-1.9%
Equity multiple0.69x
Total return (10yr)$14,509
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $283,250 | $5,691 | -$12,354 | $217,615 | $65,635 |
| 2 | $291,748 | $5,933 | -$12,140 | $215,066 | $76,682 |
| 3 | $300,500 | $6,183 | -$11,917 | $212,341 | $88,158 |
| 4 | $309,515 | $6,443 | -$11,685 | $209,430 | $100,085 |
| 5 | $318,800 | $6,713 | -$11,445 | $206,319 | $112,481 |
| 6 | $328,364 | $6,993 | -$11,195 | $202,994 | $125,370 |
| 7 | $338,215 | $7,283 | -$10,935 | $199,441 | $138,774 |
| 8 | $348,362 | $7,583 | -$10,666 | $195,644 | $152,718 |
| 9 | $358,813 | $7,895 | -$10,386 | $191,586 | $167,226 |
| 10 | $369,577 | $8,218 | -$10,096 | $187,250 | $182,327 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.