2820 NW 180th St
Miami Gardens, FL 33056 · townhomes · Pending — under contract · 183 days on market
Asking price$381,000
2 beds 3 baths 1,228 sqft
Suggested offer$375,000$6,000 above the est. market value of $375,000.
View on Realtor.com →Listed by Maria Uriarte · Keller Williams Realty International Lifestyles
Typetownhomes
Built2019
Price / sqft$310
Est. value (own analysis)$375,000
Rent estimate (own analysis)$2,350/mo
HOA$205/mo
Wind10/10Extreme$Heat10/10ExtremeAir2/10MinorFlood1/10minimal$Wildfire1/10Minimal
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Statusfor_sale
Listed date2026-03-04
Removed date—
MLSMiamiMLS #A11976054
Coordinates25.93765, -80.24967
Address2820 NW 180th St
CityMiami Gardens
StateFL
Zip33056
Listing ID6188883047
Sourceus-real-estate-listings, cached 2026-08-27
ZIP market snapshot (33056)
Median sale price$550,000
Median days on market (sale)37
Active sale listings131
Median rent$2,700/mo
Median days on market (rent)49
Active rental listings90
Real ZIP-wide statistics from RentCast, as of 2026-09 (fetched 2026-09-03) — this is the whole ZIP's market, not specific to this property. Re-analyzing spends one of the account's 50 free monthly lookups. Our own log shows at least 6 of the 50 free monthly RentCast requests used — that only counts calls made through this app, so it can undercount. RentCast's own account dashboard has the real total.
Re-analyze ZIP 33056 (≥6 of 50 per our log)Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $381,000 |
| Down payment (20.0%) | $76,200 |
| Loan amount | $304,800 |
| Closing costs (5.0%) | $19,050 |
| Total cash to close | $95,250 |
| Income | |
| Rent (comp-derived) | $2,350$28,200 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,162$25,944 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $603$7,239 |
| Insurance (est. scaled by flood & wind risk) | $381$4,572 |
| HOA dues | $205$2,460 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $118$1,410 |
| Total operating expenses | $1,307$15,681 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $118$1,410 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Widened to city-wide. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| townhomes | 2 | 1 | 1,302 | $2,000 | 2026-06-17 | — | |
| townhomes | 2 | 2 | 1,103 | $2,300 | 2026-07-29 | — | |
| townhomes | 2 | 2 | 1,110 | $2,600 | 2026-08-05 | — | |
| townhomes | 2 | 2 | 1,406 | $2,550 | 2026-03-11 | — | |
| townhomes | 2 | 2 | 1,162 | $2,100 | 2026-06-03 | — | |
| townhomes | 2 | 3 | 1,140 | $2,400 | 2026-06-17 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 2820 NW 180th St | townhomes | 2 | 2 | 1,228 | $375,000 | 2026-05-11 |
| 2858 NW 197th Ter | townhomes | 2 | 1 | 1,019 | $267,800 | 2026-02-20 |
| 19585 NW 29th Ct | townhomes | 2 | 1 | 1,019 | $395,000 | 2026-01-21 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 19900 NW 37th Ave Lot D122 | mobile | 2 | 1 | — | $67,000 | — |
| 19374 NW 30th Ct | townhomes | 2 | 1 | 873 | $324,999 | — |
| 17622 NW 25th Ave Apt 101 | condos | 2 | 2 | 892 | $210,000 | — |
| 3500 NW 208th St | single_family | 2 | 1 | 754 | $425,000 | — |
10-year hold projection
IRR-0.2%
Equity multiple0.97x
Total return (10yr)$47,301
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $392,430 | $10,263 | -$14,652 | $301,495 | $90,935 |
| 2 | $404,203 | $10,649 | -$14,301 | $297,964 | $106,239 |
| 3 | $416,329 | $11,049 | -$13,937 | $294,189 | $122,140 |
| 4 | $428,819 | $11,463 | -$13,560 | $290,156 | $138,663 |
| 5 | $441,683 | $11,891 | -$13,170 | $285,846 | $155,838 |
| 6 | $454,934 | $12,335 | -$12,765 | $281,239 | $173,695 |
| 7 | $468,582 | $12,793 | -$12,347 | $276,317 | $192,265 |
| 8 | $482,639 | $13,268 | -$11,913 | $271,056 | $211,584 |
| 9 | $497,119 | $13,759 | -$11,463 | $265,434 | $231,685 |
| 10 | $512,032 | $14,268 | -$10,998 | $259,426 | $252,606 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.