14234 SW 75th Ter
Miami, FL 33183 · single_family · For Sale · 119 days on market
Asking price$915,000
5 beds 4 baths 1,656 sqft
Suggested offer$823,198$91,802 above the est. market value of $823,198.
View on Realtor.com →Listed by Krystal Green Bergnes · Modern World Realty
Typesingle_family
Built1973
Price / sqft$553
Est. value (own analysis)$823,198
Rent estimate (own analysis)$4,900/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeAir2/10MinorFlood1/10minimal$Wildfire1/10Minimal
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Statusfor_sale
Listed date2026-05-06
Removed date—
MLSMiamiMLS #A12012526
Coordinates25.69605, -80.42465
Address14234 SW 75th Ter
CityMiami
StateFL
Zip33183
Listing ID6187476452
Sourceus-real-estate-listings, cached 2026-09-02
ZIP market snapshot (33183)
Typical home value (ZHVI)$399,570
Typical rent (ZORI)$2,514/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $915,000 |
| Down payment (20.0%) | $183,000 |
| Loan amount | $732,000 |
| Closing costs (5.0%) | $45,750 |
| Total cash to close | $228,750 |
| Income | |
| Rent (comp-derived) | $4,900$58,800 |
| Vacancy loss (8.0%) | |
| Effective gross income | $4,508$54,096 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,449$17,385 |
| Insurance (est. scaled by flood & wind risk) | $915$10,980 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $245$2,940 |
| Total operating expenses | $2,609$31,305 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $245$2,940 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Widened to city-wide. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 5 | 3 | 1,908 | $5,000 | 2026-08-14 | — | |
| single_family | 5 | 3 | 2,176 | $9,000 | 2026-08-13 | — | |
| single_family | 5 | 3 | 2,200 | $5,250 | 2026-08-13 | — | |
| single_family | 5 | 2 | 1,598 | $5,000 | 2026-08-11 | — | |
| single_family | 5 | 3 | 1,846 | $3,600 | 2026-08-05 | — | |
| single_family | 5 | 3 | 1,685 | $3,500 | 2026-07-21 | — | |
| single_family | 5 | 2 | 1,729 | $3,950 | 2026-07-10 | — | |
| single_family | 5 | 3 | 1,650 | $3,800 | — | — | |
| single_family | 5 | 3 | 1,646 | $4,800 | 2026-04-18 | — | |
| single_family | 5 | 4 | 2,092 | $9,500 | 2026-06-16 | — | |
| single_family | 5 | 2 | 1,974 | $5,000 | — | — | |
| single_family | 5 | 3 | 1,971 | $3,800 | 2026-08-27 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 5991 SW 118th Ave | single_family | 5 | 3 | 3,031 | $234,100 | 2026-06-24 |
| 7233 SW 122nd Pl | single_family | 5 | 4 | 3,797 | $2,200,000 | 2026-04-24 |
| 12175 SW 80th St | single_family | 5 | 5 | 5,387 | $2,800,000 | 2026-04-06 |
| 13951 SW 72nd Ter | single_family | 5 | 3 | 2,651 | $850,000 | 2026-02-17 |
| 7441 SW 125th Ave | single_family | 5 | 4 | 3,246 | $1,540,000 | 2026-02-13 |
| 7362 SW 120th Ave | single_family | 5 | 4 | 3,032 | $1,675,000 | 2026-01-23 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 7333 SW 122nd Pl | single_family | 5 | 4 | 3,774 | $2,050,000 | — |
| 11929 SW 72nd Ter | single_family | 5 | 4 | 3,184 | $1,950,000 | — |
| 7262 SW 120th Ave | single_family | 5 | 4 | 3,167 | $1,995,000 | — |
| 14544 SW 76th St | single_family | 5 | 4 | 1,806 | $890,000 | — |
| 7761 SW 122nd Ave | single_family | 5 | 4 | 5,190 | $1,999,000 | — |
| 8211 SW 122nd Ave | single_family | 5 | 4 | 3,884 | $3,050,000 | — |
10-year hold projection
IRR-0.6%
Equity multiple0.90x
Total return (10yr)$95,659
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $942,450 | $22,791 | -$36,597 | $724,063 | $218,387 |
| 2 | $970,724 | $23,631 | -$35,831 | $715,582 | $255,142 |
| 3 | $999,845 | $24,501 | -$35,037 | $706,518 | $293,327 |
| 4 | $1,029,841 | $25,400 | -$34,214 | $696,832 | $333,009 |
| 5 | $1,060,736 | $26,331 | -$33,363 | $686,480 | $374,256 |
| 6 | $1,092,558 | $27,293 | -$32,481 | $675,418 | $417,140 |
| 7 | $1,125,335 | $28,289 | -$31,569 | $663,596 | $461,739 |
| 8 | $1,159,095 | $29,319 | -$30,624 | $650,962 | $508,133 |
| 9 | $1,193,867 | $30,385 | -$29,645 | $637,460 | $556,407 |
| 10 | $1,229,683 | $31,487 | -$28,633 | $623,031 | $606,652 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.