14544 SW 76th St
Miami, FL 33183 · single_family · For Sale · 131 days on market
Asking price$890,000
5 beds 4 baths 1,806 sqft
Listed by Jesse Revilla · London Foster Realty
Typesingle_family
Built1972
Price / sqft$493
Est. value (own analysis)$897,763
Rent estimate (own analysis)$4,800/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeAir2/10MinorFlood1/10minimal$Wildfire1/10Minimal
1 / 41
Show every detail
Statusfor_sale
Listed date2026-04-24
Removed date—
MLSMiamiMLS #A12007430
Coordinates25.69593, -80.42825
Address14544 SW 76th St
CityMiami
StateFL
Zip33183
Listing ID6185948548
Sourceus-real-estate-listings, cached 2026-08-28
ZIP market snapshot (33183)
Typical home value (ZHVI)$399,570
Typical rent (ZORI)$2,514/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $890,000 |
| Down payment (20.0%) | $178,000 |
| Loan amount | $712,000 |
| Closing costs (5.0%) | $44,500 |
| Total cash to close | $222,500 |
| Income | |
| Rent (comp-derived) | $4,800$57,600 |
| Vacancy loss (8.0%) | |
| Effective gross income | $4,416$52,992 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,409$16,910 |
| Insurance (est. scaled by flood & wind risk) | $890$10,680 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $240$2,880 |
| Total operating expenses | $2,539$30,470 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $240$2,880 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Widened to city-wide. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 5 | 3 | 1,908 | $5,000 | 2026-08-14 | — | |
| single_family | 5 | 3 | 2,176 | $9,000 | 2026-08-13 | — | |
| single_family | 5 | 3 | 2,200 | $5,250 | 2026-08-13 | — | |
| single_family | 5 | 2 | 1,598 | $5,000 | 2026-08-11 | — | |
| single_family | 5 | 4 | 2,323 | $5,700 | 2026-08-06 | — | |
| single_family | 5 | 3 | 1,846 | $3,600 | 2026-08-05 | — | |
| single_family | 5 | 3 | 1,685 | $3,500 | 2026-07-21 | — | |
| single_family | 5 | 8 | 2,326 | $8,200 | 2026-07-13 | — | |
| single_family | 5 | 2 | 1,729 | $3,950 | 2026-07-10 | — | |
| single_family | 5 | 3 | 2,406 | $4,400 | 2026-07-03 | — | |
| single_family | 5 | 3 | 1,650 | $3,800 | — | — | |
| single_family | 5 | 3 | 1,646 | $4,800 | 2026-04-18 | — | |
| single_family | 5 | 4 | 2,092 | $9,500 | 2026-06-16 | — | |
| single_family | 5 | 3 | 2,369 | $4,250 | 2023-04-07 | — | |
| single_family | 5 | 3 | 2,376 | $3,680 | — | — | |
| single_family | 5 | 2 | 1,974 | $5,000 | — | — | |
| single_family | 5 | 3 | 1,971 | $3,800 | 2026-08-27 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 5991 SW 118th Ave | single_family | 5 | 3 | 3,031 | $234,100 | 2026-06-24 |
| 7233 SW 122nd Pl | single_family | 5 | 4 | 3,797 | $2,200,000 | 2026-04-24 |
| 12175 SW 80th St | single_family | 5 | 5 | 5,387 | $2,800,000 | 2026-04-06 |
| 13951 SW 72nd Ter | single_family | 5 | 3 | 2,651 | $850,000 | 2026-02-17 |
| 7441 SW 125th Ave | single_family | 5 | 4 | 3,246 | $1,540,000 | 2026-02-13 |
| 7362 SW 120th Ave | single_family | 5 | 4 | 3,032 | $1,675,000 | 2026-01-23 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 14234 SW 75th Ter | single_family | 5 | 4 | 1,656 | $915,000 | — |
| 7333 SW 122nd Pl | single_family | 5 | 4 | 3,774 | $2,050,000 | — |
| 11929 SW 72nd Ter | single_family | 5 | 4 | 3,184 | $1,950,000 | — |
| 7262 SW 120th Ave | single_family | 5 | 4 | 3,167 | $1,995,000 | — |
| 7761 SW 122nd Ave | single_family | 5 | 4 | 5,190 | $1,999,000 | — |
| 8211 SW 122nd Ave | single_family | 5 | 4 | 3,884 | $3,050,000 | — |
10-year hold projection
IRR-0.5%
Equity multiple0.91x
Total return (10yr)$96,877
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $916,700 | $22,522 | -$35,264 | $704,280 | $212,420 |
| 2 | $944,201 | $23,350 | -$34,508 | $696,031 | $248,170 |
| 3 | $972,527 | $24,207 | -$33,725 | $687,214 | $285,313 |
| 4 | $1,001,703 | $25,093 | -$32,915 | $677,793 | $323,910 |
| 5 | $1,031,754 | $26,010 | -$32,075 | $667,724 | $364,030 |
| 6 | $1,062,707 | $26,958 | -$31,206 | $656,964 | $405,743 |
| 7 | $1,094,588 | $27,939 | -$30,307 | $645,465 | $449,123 |
| 8 | $1,127,425 | $28,954 | -$29,375 | $633,176 | $494,249 |
| 9 | $1,161,248 | $30,004 | -$28,411 | $620,044 | $541,204 |
| 10 | $1,196,086 | $31,090 | -$27,413 | $606,009 | $590,076 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.