| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $795,000 |
| Down payment (20.0%) | $159,000 |
| Loan amount | $636,000 |
| Closing costs (5.0%) | $39,750 |
| Total cash to close | $198,750 |
| Income | |
| Rent (comp-derived) | $15,000$180,000 |
| Vacancy loss (8.0%) | |
| Effective gross income | $13,800$165,600 |
| Operating expenses | |
| Property tax (real MLS tax bill, from Realtor Search) | $685$8,216 |
| Insurance (placeholder 0.8% of price) | $530$6,360 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $750$9,000 |
| Total operating expenses | $1,965$23,576 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $750$9,000 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Widened to city-wide. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 7 | 7 | 5,119 | $13,990 | 2026-06-17 | — | |
| single_family | 7 | 5 | 1,107 | $15,000 | 2025-10-28 | — | |
| single_family | 7 | 7 | 8,000 | $25,000 | 2026-09-01 | — |
Widened to any bedroom count in ZIP. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 15891 SW 84th St | single_family | 4 | 3 | 2,073 | $700,000 | 2026-09-01 |
| 16166 SW 86th Ter | single_family | 3 | 2 | 1,454 | $525,000 | 2026-08-28 |
| 15260 SW 57th St | single_family | 4 | 2 | 1,465 | $630,500 | 2026-08-28 |
| 7743 SW 157th Pl | single_family | 4 | 2 | 1,693 | $660,000 | 2026-08-25 |
| 15445 SW 57th St | single_family | 7 | 5 | 1,665 | $790,000 | 2026-08-22 |
| 8224 SW 157th Ct | single_family | 3 | 2 | 1,631 | $565,000 | 2026-08-12 |
| 7315 SW 158th Ave | single_family | 3 | 2 | 1,668 | $720,000 | 2026-08-12 |
| 15511 SW 59th St | single_family | 4 | 3 | 2,363 | $750,000 | 2026-08-11 |
| 15712 SW 69th Ln | single_family | 6 | 4 | 4,883 | $1,975,000 | 2026-08-11 |
| 16519 SW 67th Ter | single_family | 4 | 3 | 2,847 | $850,000 | 2026-08-11 |
| 6601 SW 166th Ct | single_family | 4 | 4 | 2,964 | $865,000 | 2026-08-07 |
| 15332 SW 57th St | single_family | 3 | 2 | 1,245 | $470,000 | 2026-08-07 |
| 7515 SW 164th Ct | single_family | 4 | 2 | 2,293 | $710,000 | 2026-08-06 |
| 8618 SW 161st Pl | single_family | 4 | 3 | 2,146 | $700,000 | 2026-08-06 |
| 7891 SW 162nd Ct | single_family | 4 | 2 | 1,549 | $615,000 | 2026-07-28 |
| 15613 SW 63rd Ter | single_family | 3 | 2 | 1,657 | $651,000 | 2026-07-27 |
| 6502 SW 157th Ct | single_family | 4 | 4 | 2,890 | $800,000 | 2026-07-24 |
| 6605 SW 151st Ct | single_family | 3 | 2 | 1,512 | $699,000 | 2026-07-24 |
| 16016 SW 66th Ter | single_family | 5 | 3 | 2,242 | $755,000 | 2026-07-23 |
| 14747 SW 82nd St | single_family | 3 | 2 | 1,377 | $622,000 | 2026-07-22 |
| 14811 SW 69th St | single_family | 3 | 2 | 1,489 | $540,000 | 2026-07-20 |
| 8216 SW 166th Pl | single_family | 4 | 3 | 2,326 | $875,000 | 2026-07-17 |
| 8357 SW 162nd Ct | single_family | 3 | 2 | 1,574 | $590,000 | 2026-07-16 |
| 6153 SW 154th Ct | single_family | 5 | 3 | 2,395 | $760,000 | 2026-07-13 |
| 8020 SW 158th Ave | single_family | 3 | 2 | — | $590,000 | 2026-07-13 |
| 8007 SW 157th Pl | single_family | 4 | 2 | 1,830 | $615,000 | 2026-07-13 |
| 5803 SW 152nd Ct | single_family | 3 | 2 | 1,784 | $630,000 | 2026-07-10 |
| 15715 SW 76th Ter | single_family | 3 | 2 | 1,696 | $595,000 | 2026-07-08 |
| 8050 SW 157th Pl | single_family | 3 | 2 | 1,407 | $545,000 | 2026-07-08 |
| 14971 SW 75th Ter | single_family | 3 | 2 | 1,402 | $505,000 | 2026-07-08 |
| 16308 SW 83rd Ln | single_family | 3 | 2 | 1,602 | $615,000 | 2026-07-02 |
| 15463 SW 57th St | single_family | 4 | 4 | 1,790 | $690,000 | 2026-06-30 |
| 16314 SW 57th St | single_family | 3 | 2 | 1,498 | $790,000 | 2026-06-29 |
| 6401 SW 162nd Ct | single_family | 4 | 3 | 2,055 | $475,000 | 2026-06-16 |
| 7552 SW 157th Pl | single_family | 4 | 3 | 2,135 | $555,000 | 2026-06-12 |
| 15726 SW 76th Ter | single_family | 4 | 3 | 2,096 | $815,000 | 2026-06-11 |
| 14880 SW 56th Ter | single_family | 4 | 2 | 1,579 | $660,000 | 2026-06-11 |
| 5673 SW 149th Ave | single_family | 3 | 2 | 1,324 | $620,000 | 2026-06-10 |
| 7350 SW 161st Pl | single_family | 3 | 2 | 1,607 | $560,500 | 2026-06-05 |
| 5860 SW 150th Ave | single_family | 3 | 2 | 1,697 | $652,000 | 2026-06-05 |
| 15902 SW 66th Ter | single_family | 5 | 3 | 3,370 | $700,000 | 2026-05-29 |
| 16101 SW 73rd St | single_family | 4 | 2 | 1,872 | $662,000 | 2026-05-29 |
| 16301 SW 70th St | single_family | 5 | 4 | 2,003 | $815,000 | 2026-05-29 |
| 6425 SW 164th Ave | single_family | 4 | 3 | 2,481 | $800,000 | 2026-05-29 |
| 5790 SW 148th Pl | single_family | 3 | 2 | 1,488 | $635,000 | 2026-05-21 |
| 5861 SW 152nd Ct | single_family | 3 | 2 | 1,339 | $552,000 | 2026-05-20 |
| 7144 SW 148th Ct | single_family | 3 | 2 | 1,161 | $610,000 | 2026-05-19 |
| 6000 SW 153rd Court Rd | single_family | 3 | 3 | 2,393 | $680,000 | 2026-05-18 |
| 15871 SW 82nd St | single_family | 4 | 3 | 2,146 | $615,000 | 2026-05-15 |
| 8172 SW 163rd Ct | single_family | 4 | 3 | 1,955 | $755,000 | 2026-05-13 |
Widened to city-wide. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 12701 SW 80th St | single_family | 7 | 5 | 3,420 | $1,100,000 | — |
| 19701 SW 197th Ave | single_family | 7 | 5 | 4,343 | $2,275,000 | — |
| 12231 SW 1st St | single_family | 7 | 6 | 4,731 | $1,550,000 | — |
| 12141 Walsh Blvd | single_family | 7 | 7 | 4,102 | $2,350,000 | — |
| 7855 SW 83rd Ct | single_family | 7 | 7 | 7,831 | $5,395,000 | — |
| 2835 SW 132nd Ave | single_family | 7 | 6 | 5,789 | $3,500,000 | — |
| 2027 SW 58th Ave | multi_family | 7 | 4 | 3,208 | $775,000 | — |
| 7910 SW 73rd Ct | single_family | 7 | 4 | 3,667 | $2,600,000 | — |
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $818,850 | $142,024 | $83,979 | $629,104 | $189,746 |
| 2 | $843,416 | $146,403 | $88,132 | $621,735 | $221,680 |
| 3 | $868,718 | $150,916 | $92,415 | $613,860 | $254,858 |
| 4 | $894,780 | $155,567 | $96,829 | $605,444 | $289,336 |
| 5 | $921,623 | $160,361 | $101,381 | $596,450 | $325,173 |
| 6 | $949,272 | $165,302 | $106,074 | $586,838 | $362,433 |
| 7 | $977,750 | $170,394 | $110,912 | $576,566 | $401,183 |
| 8 | $1,007,082 | $175,643 | $115,899 | $565,589 | $441,493 |
| 9 | $1,037,295 | $181,052 | $121,041 | $553,859 | $483,436 |
| 10 | $1,068,414 | $186,627 | $126,342 | $541,322 | $527,091 |