1289 NE 146th St
Miami, FL 33161 · single_family · For Sale · 33 days on market
Asking price$699,999
2 beds 1 baths 591 sqft
Suggested offer$302,958$397,041 above the est. market value of $302,958.
View on Realtor.com →Listed by Victor Tupacyupanqui · Brickell Global Consultants Corp -Broker-
Typesingle_family
Built1938
Price / sqft$1184
Est. value (own analysis)$302,958
Rent estimate (own analysis)$2,975/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood6/10major$Air2/10MinorWildfire1/10Minimal
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Statusfor_sale
Listed date2026-07-31
Removed date—
MLSMiamiMLS #A12063180
Coordinates25.91017, -80.17358
Address1289 NE 146th St
CityMiami
StateFL
Zip33161
Listing ID6182591464
Sourceus-real-estate-listings, cached 2026-09-01
ZIP market snapshot (33161)
Typical home value (ZHVI)$498,596
Typical rent (ZORI)$2,323/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $699,999 |
| Down payment (20.0%) | $140,000 |
| Loan amount | $559,999 |
| Closing costs (5.0%) | $35,000 |
| Total cash to close | $175,000 |
| Income | |
| Rent (comp-derived) | $2,975$35,700 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,737$32,844 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,108$13,300 |
| Insurance (est. scaled by flood & wind risk) | $817$9,800 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $149$1,785 |
| Total operating expenses | $2,074$24,885 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $149$1,785 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 2 | 1 | 1,100 | $3,495 | 2026-08-06 | — | |
| single_family | 2 | 1 | 805 | $2,400 | 2026-08-11 | — | |
| single_family | 2 | 1 | 1,608 | $2,750 | 2026-08-05 | — | |
| single_family | 2 | 1 | — | $2,600 | 2026-07-14 | — | |
| single_family | 2 | 2 | 900 | $2,100 | 2026-07-12 | — | |
| single_family | 2 | 1 | 1,718 | $2,300 | 2026-07-30 | — | |
| single_family | 2 | 2 | — | $4,950 | 2025-03-23 | — | |
| single_family | 2 | 3 | 890 | $2,850 | 2026-01-11 | — | |
| single_family | 2 | 1 | 1,201 | $3,500 | 2026-07-14 | — | |
| single_family | 2 | 2 | 1,225 | $3,100 | 2026-06-02 | — | |
| single_family | 2 | 2 | 1,288 | $4,250 | 2026-08-04 | — | |
| single_family | 2 | 2 | 1,100 | $5,500 | 2026-08-13 | — | |
| single_family | 2 | 1 | 1,091 | $3,200 | 2026-07-28 | — | |
| single_family | 2 | 1 | 1,436 | $2,675 | 2026-08-30 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 1390 NE 129th St | single_family | 2 | 2 | 1,290 | $460,000 | 2026-08-31 |
| 101 NE 107th St | single_family | 2 | 1 | 1,253 | $975,000 | 2026-08-14 |
| 1008 NE 114th St | single_family | 2 | 1 | 992 | $4,500,000 | 2026-08-11 |
| 1315 NE 130th St | single_family | 2 | 1 | 1,330 | $619,900 | 2026-08-06 |
| 14 NE 108th St | single_family | 2 | 2 | 1,519 | $895,000 | 2026-07-27 |
| 936 NE 128th St | single_family | 2 | 2 | 1,623 | $975,000 | 2026-07-24 |
| 73 NE 110th St | single_family | 2 | 2 | 1,588 | $820,000 | 2026-07-22 |
| 530 NE 132nd Ter | single_family | 2 | 2 | 1,086 | $376,000 | 2026-07-08 |
| 10821 NE 5th Ave | single_family | 2 | 1 | 1,032 | $550,000 | 2026-07-07 |
| 11932 NE 8th Ave | single_family | 2 | 2 | 1,491 | $1,245,000 | 2026-07-06 |
| 470 NE 110th St | single_family | 2 | 1 | 1,192 | $690,000 | 2026-07-06 |
| 330 NE 108th St | single_family | 2 | 1 | 1,131 | $355,000 | 2026-06-22 |
| 334 NE 107th St | single_family | 2 | 1 | 1,064 | $790,000 | 2026-06-22 |
| 720 NE 143rd St | single_family | 2 | 1 | 1,536 | $490,000 | 2026-06-18 |
| 10860 NE 11th Ct | single_family | 2 | 2 | 1,235 | $350,000 | 2026-06-16 |
| 985 NE 121st St | single_family | 2 | 1 | 1,188 | $555,000 | 2026-06-11 |
| 13236 NE 4th Ave | single_family | 2 | 1 | 1,846 | $730,000 | 2026-06-08 |
| 610 NE 115th St | single_family | 2 | 1 | 1,386 | $1,062,000 | 2026-06-04 |
| 455 NE 111th St | single_family | 2 | 2 | 968 | $672,000 | 2026-05-27 |
| 1105 NE 112th St | single_family | 2 | 1 | 1,203 | $430,000 | 2026-05-21 |
| 500 NE 135th St | single_family | 2 | 1 | 1,497 | $225,000 | 2026-05-12 |
| 1007 NE 117th St | single_family | 2 | 1 | 1,201 | $900,000 | 2026-04-24 |
| 690 NE 118th St | single_family | 2 | 1 | 997 | $825,000 | 2026-04-06 |
| 1065 NE 119th St | single_family | 2 | 1 | 975 | $4,300,000 | 2026-03-31 |
| 114 NE 107th St | single_family | 2 | 1 | 1,382 | $880,000 | 2026-03-30 |
| 14745 N Spur Dr | single_family | 2 | 2 | 1,665 | $1,075,000 | 2026-03-19 |
| 505 NE 132nd Ter | single_family | 2 | 1 | 1,364 | $530,000 | 2026-03-03 |
| 1030 NE 132nd St | single_family | 2 | 1 | 1,391 | $545,000 | 2026-02-13 |
| 763 NE 140th St | single_family | 2 | 1 | 1,110 | $331,000 | 2026-02-13 |
| 1530 NE 132nd Rd | single_family | 2 | 1 | 890 | $330,000 | 2026-01-29 |
| 10825 Peachtree Dr | single_family | 2 | 2 | 1,503 | $840,000 | 2026-01-21 |
| 511 NE 133rd St | single_family | 2 | 1 | 1,270 | $369,000 | 2026-01-21 |
| 13751 NE 1st Ave | single_family | 2 | 1 | 1,929 | $800,000 | 2026-01-20 |
| 740 NE 121st St | single_family | 2 | 1 | 1,304 | $780,000 | 2026-01-15 |
| 811 NE 139th St | single_family | 2 | 1 | 1,100 | $325,000 | 2026-01-08 |
| 1580 NE 141st St | single_family | 2 | 1 | 858 | $380,000 | 2025-12-30 |
| 37 NE 110th St | single_family | 2 | 2 | 1,422 | $700,000 | 2025-12-23 |
| 1131 NE 129th St | single_family | 2 | 1 | 1,308 | $549,900 | 2025-12-22 |
| 11705 NE 11th Ave | single_family | 2 | 2 | 1,128 | $574,000 | 2025-12-02 |
| 13075 NE 4th Ave | single_family | 2 | 2 | 1,330 | $715,900 | 2025-12-02 |
| 138 NE 109th St | single_family | 2 | 3 | 1,628 | $950,000 | 2025-11-26 |
| 12845 NE 4th Ave | single_family | 2 | 1 | 832 | $450,000 | 2025-11-24 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 10860 NE 11th Ave | single_family | 2 | 1 | 1,021 | $825,000 | — |
| 14241 Memorial Highway 9F | condos | 2 | 2 | 1,182 | $264,995 | — |
| 1350 NE 119th St Unit 135021 | condos | 2 | 2 | 952 | $165,000 | — |
| 1251 NE 108th St Apt 423 | condos | 2 | 2 | 1,010 | $250,000 | — |
| 274 NE 141st St Unit 3C | townhomes | 2 | 2 | 1,200 | $250,000 | — |
| 14310 NE 5th Pl | single_family | 2 | 2 | 1,160 | $330,000 | — |
| 14225 Memorial Hwy # 1F | townhomes | 2 | 2 | 1,182 | $295,000 | — |
| 650 NE 149th St Apt 407A | condos | 2 | 1 | 860 | $155,000 | — |
10-year hold projection
IRR-4.2%
Equity multiple0.31x
Total return (10yr)-$30,014
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $720,999 | $7,959 | -$37,010 | $553,928 | $167,071 |
| 2 | $742,629 | $8,322 | -$36,692 | $547,439 | $195,190 |
| 3 | $764,908 | $8,699 | -$36,360 | $540,505 | $224,403 |
| 4 | $787,855 | $9,091 | -$36,016 | $533,094 | $254,761 |
| 5 | $811,491 | $9,498 | -$35,657 | $525,175 | $286,316 |
| 6 | $835,835 | $9,920 | -$35,284 | $516,712 | $319,124 |
| 7 | $860,910 | $10,359 | -$34,896 | $507,668 | $353,243 |
| 8 | $886,738 | $10,814 | -$34,493 | $498,002 | $388,736 |
| 9 | $913,340 | $11,286 | -$34,073 | $487,673 | $425,667 |
| 10 | $940,740 | $11,776 | -$33,638 | $476,635 | $464,105 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.