3180 SW 22nd Ter Ph 203
Miami, FL 33145 · condos · For Sale · 100 days on market
Asking price$399,900
1 beds 1 baths 700 sqft
Suggested offer$298,667$101,233 above the est. market value of $298,667.
View on Realtor.com →Listed by George Fiad · Fiad & Associates Realty Inc
Typecondos
Built2006
Price / sqft$571
Est. value (own analysis)$298,667
Rent estimate (own analysis)$2,600/mo
HOA$968/mo
Wind10/10Extreme$Heat10/10ExtremeFlood5/10major$Air2/10MinorWildfire1/10Minimal
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Statusfor_sale
Listed date2026-05-25
Removed date—
MLSMiamiMLS #A12024689
Coordinates25.74961, -80.24569
Address3180 SW 22nd Ter Ph 203
CityMiami
StateFL
Zip33145
Listing ID6177829095
Sourceus-real-estate-listings, cached 2026-08-31
ZIP market snapshot (33145)
Typical home value (ZHVI)$735,527
Typical rent (ZORI)$3,018/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $399,900 |
| Down payment (20.0%) | $79,980 |
| Loan amount | $319,920 |
| Closing costs (5.0%) | $19,995 |
| Total cash to close | $99,975 |
| Income | |
| Rent (comp-derived) | $2,600$31,200 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,392$28,704 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $633$7,598 |
| Insurance (est. scaled by flood & wind risk) | $467$5,599 |
| HOA dues | $968$11,616 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $130$1,560 |
| Total operating expenses | $2,198$26,373 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $130$1,560 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| apartment | 1 | 1 | 500 | $2,000 | 2026-08-21 | — | |
| condos | 1 | 1 | 694 | $2,600 | 2026-08-21 | — | |
| apartment | 1 | 1 | 643 | $2,640 | 2024-06-11 | — | |
| condos | 1 | 1 | 792 | $3,000 | 2026-08-20 | — | |
| apartment | 1 | 1 | 808 | $2,790 | 2024-11-21 | — | |
| condos | 1 | 1 | 750 | $2,500 | 2026-08-19 | — | |
| apartment | 1 | 1 | 600 | $2,000 | 2026-08-19 | — | |
| condos | 1 | 1 | 530 | $2,200 | 2026-08-18 | — | |
| condos | 1 | 1 | 665 | $2,280 | 2026-08-17 | — | |
| condos | 1 | 1 | 770 | $2,500 | 2026-08-16 | — | |
| apartment | 1 | 1 | 600 | $2,000 | 2026-08-15 | — | |
| apartment | 1 | 1 | 600 | $1,980 | 2026-08-05 | — | |
| condos | 1 | 1 | 694 | $2,800 | 2026-08-10 | — | |
| apartment | 1 | 1 | 566 | $2,426 | 2024-04-12 | — | |
| apartment | 1 | 1 | 575 | $2,400 | 2026-08-06 | — | |
| condos | 1 | 1 | 692 | $2,700 | 2026-07-27 | — | |
| apartment | 1 | 1 | 675 | $1,895 | 2026-07-21 | — | |
| condos | 1 | 2 | 831 | $2,800 | 2026-07-17 | — | |
| condos | 1 | 1 | 594 | $2,000 | 2026-07-14 | — | |
| condos | 1 | 1 | 694 | $2,400 | 2026-07-14 | — | |
| condos | 1 | 1 | 595 | $2,400 | 2026-07-14 | — | |
| condos | 1 | 1 | 770 | $2,750 | 2026-07-14 | — | |
| apartment | 1 | 1 | 600 | $1,700 | 2026-07-08 | — | |
| condos | 1 | 1 | 770 | $2,400 | 2026-07-03 | — | |
| condos | 1 | 1 | 756 | $2,800 | 2026-06-17 | — | |
| condos | 1 | 1 | 665 | $2,300 | 2026-06-08 | — | |
| condos | 1 | 1 | 600 | $1,500 | 2026-05-13 | — | |
| condos | 1 | 2 | 831 | $2,600 | 2026-07-30 | — | |
| apartment | 1 | 1 | 552 | $1,980 | 2026-03-11 | — | |
| apartment | 1 | 1 | 650 | $2,400 | 2023-03-31 | — | |
| condos | 1 | 1 | 558 | $1,800 | 2026-04-14 | — | |
| condos | 1 | 1 | 655 | $2,400 | 2026-08-25 | — | |
| condos | 1 | 1 | 623 | $2,100 | 2026-04-17 | — | |
| condos | 1 | 2 | 626 | $2,300 | — | — | |
| apartment | 1 | 1 | 582 | $2,491 | — | — | |
| apartment | 1 | 1 | 856 | $2,790 | — | — | |
| apartment | 1 | 1 | 672 | $2,636 | — | — | |
| apartment | 1 | 1 | 808 | $2,875 | — | — | |
| condos | 1 | 2 | 833 | $2,900 | 2026-04-01 | — | |
| apartment | 1 | 1 | 884 | $2,400 | 2026-08-25 | — | |
| apartment | 1 | 1 | 655 | $3,050 | — | — | |
| apartment | 1 | 1 | 643 | $3,065 | — | — | |
| apartment | 1 | 1 | 643 | $3,095 | — | — | |
| apartment | 1 | 1 | 655 | $3,189 | — | — | |
| apartment | 1 | 1 | 566 | $2,905 | — | — | |
| apartment | 1 | 1 | 582 | $2,671 | — | — | |
| apartment | 1 | 1 | 808 | $2,885 | — | — | |
| apartment | 1 | 1 | 808 | $2,885 | — | — | |
| apartment | 1 | 1 | 808 | $2,865 | — | — | |
| apartment | 1 | 1 | 582 | $2,877 | — | — | |
| apartment | 1 | 1 | 566 | $2,854 | — | — | |
| apartment | 1 | 1 | 698 | $3,237 | — | — | |
| apartment | 1 | 1 | 643 | $3,055 | — | — | |
| apartment | 1 | 1 | 655 | $3,178 | — | — | |
| apartment | 1 | 1 | 652 | $3,172 | — | — | |
| apartment | 1 | 1 | 646 | $3,287 | — | — | |
| condos | 1 | 1 | 770 | $2,550 | 2026-09-01 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 2280 SW 32nd Ave Apt 509 | condos | 1 | 1 | 686 | $280,000 | 2026-08-26 |
| 3000 Coral Way Apt 1409 | condos | 1 | 1 | 816 | $325,000 | 2026-08-11 |
| 3180 Coral Way Apt 902 | condos | 1 | 1 | 745 | $332,000 | 2026-08-06 |
| 3000 Coral Way Apt 813 | condos | 1 | 1 | 816 | $335,000 | 2026-08-05 |
| 3530 SW 22nd St Apt 614 | condos | 1 | 1 | 714 | $350,000 | 2026-07-30 |
| 3500 Coral Way Apt 1112 | condos | 1 | 1 | 594 | $275,000 | 2026-07-14 |
| 3000 Coral Way Apt 919 | condos | 1 | 1 | 785 | $340,000 | 2026-07-10 |
| 1401 SW 22nd St Apt 1503 | condos | 1 | 1 | 714 | $360,000 | 2026-06-18 |
| 2150 SW 16th Ave Apt 108 | condos | 1 | 1 | 694 | $217,500 | 2026-06-16 |
| 2301 SW 27th Ave Apt 1202 | condos | 1 | 1 | 689 | $309,000 | 2026-06-08 |
| 3000 Coral Way Apt 519 | condos | 1 | 1 | 785 | $346,000 | 2026-06-08 |
| 3232 Coral Way Apt 905 | condos | 1 | 1 | 792 | $339,000 | 2026-05-26 |
| 3181 SW 13th St Apt 416 | condos | 1 | 1 | 620 | $199,000 | 2026-05-15 |
| 3000 Coral Way Apt 513 | condos | 1 | 1 | 816 | $280,000 | 2026-04-21 |
| 2351 Douglas Rd Apt 505 | condos | 1 | 2 | 750 | $320,000 | 2026-04-20 |
| 3410 Coral Way Apt 904 | condos | 1 | 1 | 486 | $210,000 | 2026-03-20 |
| 3181 SW 13th St Apt 407 | condos | 1 | 1 | 620 | $190,000 | 2026-03-02 |
| 3000 Coral Way Apt 815 | condos | 1 | 1 | 752 | $317,500 | 2026-02-27 |
| 3410 Coral Way Apt 804 | condos | 1 | 1 | 486 | $210,000 | 2026-02-18 |
| 2400 SW 27th Ave Apt 406 | condos | 1 | 2 | 760 | $302,500 | 2026-02-11 |
| 3181 SW 13th St Apt 114 | condos | 1 | 1 | 620 | $185,000 | 2026-02-11 |
| 2496 SW 17th Ave Apt 5306 | condos | 1 | 1 | 611 | $198,500 | 2026-01-29 |
| 3000 Coral Way Apt 1121 | condos | 1 | 1 | 824 | $367,500 | 2026-01-27 |
| 3181 SW 13th St Apt 314 | condos | 1 | 1 | 620 | $191,000 | 2026-01-06 |
| 3000 Coral Way Apt 1505 | condos | 1 | 1 | 816 | $350,000 | 2025-12-26 |
| 3000 Coral Way Apt 715 | condos | 1 | 1 | 752 | $315,000 | 2025-11-19 |
| 2465 SW 18th Ave Apt 3307 | condos | 1 | 1 | 611 | $220,000 | 2025-11-07 |
| 3000 Coral Way Apt 1105 | condos | 1 | 1 | 786 | $344,500 | 2025-10-21 |
| 3500 Coral Way Apt 1402 | condos | 1 | 1 | 615 | $290,000 | 2025-10-15 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 2190 SW 14th Ter | multi_family | 1 | 2 | 3,290 | $1,600,000 | — |
| 1650 Coral Way Apt 507 | condos | 1 | 2 | 1,030 | $430,000 | — |
| 1650 Coral Way Apt 510 | condos | 1 | 1 | 770 | $375,000 | — |
| 2441 SW 31st Ave Apt 303 | condos | 1 | 1 | 558 | $240,000 | — |
| 1400 SW 27th Ave Apt 202 | condos | 1 | 1 | 672 | $229,500 | — |
| 3232 SW 22nd Ter Unit 1607 | condos | 1 | 1 | 792 | $345,000 | — |
| 2465 SW 18th Ave Apt 3208 | condos | 1 | 1 | 611 | $225,000 | — |
| 3000 Coral Way Apt 1007 | condos | 1 | 1 | 752 | $335,000 | — |
10-year hold projection
IRR-5.8%
Equity multiple0.02x
Total return (10yr)-$45,432
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $411,897 | $2,331 | -$23,899 | $316,451 | $95,446 |
| 2 | $424,254 | $2,533 | -$23,737 | $312,745 | $111,509 |
| 3 | $436,982 | $2,744 | -$23,565 | $308,783 | $128,198 |
| 4 | $450,091 | $2,965 | -$23,386 | $304,550 | $145,541 |
| 5 | $463,594 | $3,196 | -$23,197 | $300,026 | $163,568 |
| 6 | $477,502 | $3,438 | -$22,998 | $295,191 | $182,311 |
| 7 | $491,827 | $3,690 | -$22,790 | $290,024 | $201,802 |
| 8 | $506,581 | $3,953 | -$22,572 | $284,503 | $222,079 |
| 9 | $521,779 | $4,229 | -$22,343 | $278,602 | $243,177 |
| 10 | $537,432 | $4,516 | -$22,103 | $272,296 | $265,136 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.