28091 SW 143rd Ct
Homestead, FL 33033 · townhomes · For Sale · 449 days on market
Asking price$195,000
1 beds 2 baths 920 sqft
Listed by Jason Welt · Trustee Realty Inc.
Typetownhomes
Built1978
Price / sqft$212
Est. value (own analysis)$213,320
Rent estimate (Zillow ZIP avg)$2,539/mo
HOA$60/mo
Wind10/10Extreme$Heat10/10ExtremeFlood7/10severe$Air2/10MinorWildfire2/10Minor
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Statusfor_sale
Listed date2025-06-10
Removed date—
MLSMiamiMLS #A11818755
Coordinates25.50622, -80.42216
Address28091 SW 143rd Ct
CityHomestead
StateFL
Zip33033
Listing ID6172249202
Sourceus-real-estate-listings, cached 2026-08-28
ZIP market snapshot (33033)
Typical home value (ZHVI)$436,367
Typical rent (ZORI)$2,539/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $195,000 |
| Down payment (20.0%) | $39,000 |
| Loan amount | $156,000 |
| Closing costs (5.0%) | $9,750 |
| Total cash to close | $48,750 |
| Income | |
| Rent (ZIP avg, ZORI — not bedroom-specific) | $2,539$30,473 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,336$28,035 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $309$3,705 |
| Insurance (est. scaled by flood & wind risk) | $254$3,042 |
| HOA dues | $60$720 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $127$1,524 |
| Total operating expenses | $749$8,991 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $127$1,524 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Widened to city-wide. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| townhomes | 1 | 1 | 1,500 | $1,100 | 2026-07-28 | — | |
| townhomes | 1 | 1 | 3,120 | $1,600 | 2025-11-14 | — |
Widened to any bedroom count in ZIP. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 13408 SW 287th St | townhomes | 3 | 3 | 1,695 | $387,000 | 2026-08-28 |
| 3701 NE 4th St | townhomes | 4 | 3 | 1,683 | $385,000 | 2026-08-27 |
| 1137 NE 31st Ter | townhomes | 4 | 3 | 1,592 | $320,000 | 2026-08-25 |
| 13401 SW 287th St Unit 13401 | townhomes | 3 | 3 | 1,695 | $399,000 | 2026-08-21 |
| 500 SE 32nd Ave | townhomes | 3 | 3 | 1,432 | $350,000 | 2026-08-17 |
| 207 SE 37th Pl | townhomes | 4 | 3 | 2,040 | $370,000 | 2026-08-07 |
| 4289 NE 10th Ct | townhomes | 3 | 3 | 1,428 | $320,000 | 2026-08-07 |
| 3204 NE 11th Dr | townhomes | 2 | 2 | 1,258 | $330,000 | 2026-08-06 |
| 1072 NE 30th Ave | townhomes | 4 | 3 | 1,580 | $340,000 | 2026-08-03 |
| 3728 NE 3rd Ct | townhomes | 3 | 2 | 1,628 | $388,000 | 2026-07-31 |
| 215 SE 37th Pl | townhomes | 3 | 3 | 1,452 | $349,999 | 2026-07-31 |
| 13929 SW 282nd St | townhomes | 3 | 2 | 1,160 | $301,000 | 2026-07-27 |
| 1655 NE 33rd Rd Unit 102-4 | townhomes | 3 | 3 | 1,379 | $290,000 | 2026-07-24 |
| 990 NE 42nd Pl | townhomes | 3 | 2 | 1,298 | $305,000 | 2026-07-21 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 28124 SW 142nd Ct | townhomes | 1 | 2 | 920 | $195,000 | — |
| 28025 SW 142nd Ct | townhomes | 1 | 2 | 920 | $195,000 | — |
| 28133 SW 142nd Ct | townhomes | 1 | 2 | 920 | $195,000 | — |
10-year hold projection
IRR20.2%
Equity multiple4.04x
Total return (10yr)$173,582
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $200,850 | $19,044 | $5,491 | $154,309 | $46,541 |
| 2 | $206,876 | $19,661 | $6,069 | $152,501 | $54,374 |
| 3 | $213,082 | $20,297 | $6,666 | $150,569 | $62,512 |
| 4 | $219,474 | $20,953 | $7,282 | $148,505 | $70,969 |
| 5 | $226,058 | $21,630 | $7,918 | $146,299 | $79,760 |
| 6 | $232,840 | $22,328 | $8,574 | $143,941 | $88,899 |
| 7 | $239,825 | $23,049 | $9,252 | $141,422 | $98,404 |
| 8 | $247,020 | $23,793 | $9,951 | $138,729 | $108,291 |
| 9 | $254,431 | $24,560 | $10,673 | $135,852 | $118,579 |
| 10 | $262,064 | $25,351 | $11,419 | $132,777 | $129,287 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.