7745 SW 54th Ave
Miami, FL 33143 · single_family · For Sale · 113 days on market
Asking price$5,395,000
7 beds 9 baths 5,797 sqft
Suggested offer$393,000$5,002,000 above the est. market value of $393,000.
View on Realtor.com →Listed by Isaac Malagon · One Sotheby's International Realty
Typesingle_family
Built—
Price / sqft$931
Est. value (Realtor.com)$393,000
Rent estimate (own analysis)$29,250/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood6/10major$Air2/10MinorWildfire1/10Minimal
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Statusfor_sale
Listed date2026-05-12
Removed date—
MLSMiamiMLS #A12016394
Coordinates25.69918, -80.28121
Address7745 SW 54th Ave
CityMiami
StateFL
Zip33143
Listing ID6163195442
Sourcerealtor, cached 2026-08-21
ZIP market snapshot (33143)
Typical home value (ZHVI)$957,553
Typical rent (ZORI)$2,761/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $5,395,000 |
| Down payment (20.0%) | $1,079,000 |
| Loan amount | $4,316,000 |
| Closing costs (5.0%) | $269,750 |
| Total cash to close | $1,348,750 |
| Income | |
| Rent (comp-derived) | $29,250$351,000 |
| Vacancy loss (8.0%) | |
| Effective gross income | $26,910$322,920 |
| Operating expenses | |
| Property tax (real MLS tax bill, from Realtor Search) | $3,795$45,538 |
| Insurance (est. scaled by flood & wind risk) | $6,294$75,530 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $1,463$17,550 |
| Total operating expenses | $11,552$138,618 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $1,463$17,550 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Widened to city-wide. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 7 | 7 | 5,119 | $13,990 | 2026-06-17 | — | |
| single_family | 7 | 9 | 5,797 | $27,000 | 2026-07-29 | — | |
| single_family | 7 | 7 | 3,973 | $31,500 | — | — | |
| single_family | 7 | 7 | 3,973 | $31,500 | — | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 5545 SW 81st Ter | single_family | 7 | 8 | — | $18,850,000 | 2026-06-23 |
| 8301 SW 53rd Ave | single_family | 7 | 8 | 6,702 | $12,550,000 | 2026-06-18 |
| 4780 SW 86th Ter | single_family | 7 | 9 | 9,909 | $15,000,000 | 2026-05-22 |
| 7420 SW 52nd Ave | single_family | 7 | 6 | 6,138 | $7,650,000 | 2026-04-09 |
| 4845 SW 78th St | single_family | 7 | 7 | 8,038 | $8,800,000 | 2026-03-03 |
| 104 Paloma Dr | single_family | 7 | 7 | 6,576 | $9,000,000 | 2026-02-06 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 7930 SW 52nd Ct | single_family | 7 | 8 | 5,452 | $5,650,000 | — |
| 7855 SW 83rd Ct | single_family | 7 | 7 | 7,831 | $5,395,000 | — |
| 4640 Sunset Dr | single_family | 7 | 9 | 7,339 | $11,200,000 | — |
| 7910 SW 73rd Ct | single_family | 7 | 4 | 3,667 | $2,600,000 | — |
| 8400 SW 52nd Ave | single_family | 7 | 8 | 6,495 | $8,270,000 | — |
| 7538 SW 64th St | single_family | 7 | 8 | 7,395 | $5,400,000 | — |
| 8010 Ponce De Leon Rd | single_family | 7 | 8 | 6,962 | $9,795,000 | — |
| 5095 SW 82nd St | single_family | 7 | 10 | 10,693 | $24,500,000 | — |
10-year hold projection
IRR1.9%
Equity multiple1.31x
Total return (10yr)$1,121,939
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $5,556,850 | $184,302 | -$166,077 | $4,269,205 | $1,287,645 |
| 2 | $5,723,556 | $190,524 | -$160,294 | $4,219,196 | $1,504,359 |
| 3 | $5,895,262 | $196,950 | -$154,318 | $4,165,754 | $1,729,508 |
| 4 | $6,072,120 | $203,587 | -$148,142 | $4,108,641 | $1,963,479 |
| 5 | $6,254,284 | $210,441 | -$141,760 | $4,047,607 | $2,206,677 |
| 6 | $6,441,912 | $217,519 | -$135,166 | $3,982,381 | $2,459,531 |
| 7 | $6,635,170 | $224,829 | -$128,353 | $3,912,676 | $2,722,494 |
| 8 | $6,834,225 | $232,378 | -$121,313 | $3,838,184 | $2,996,041 |
| 9 | $7,039,251 | $240,173 | -$114,040 | $3,758,577 | $3,280,675 |
| 10 | $7,250,429 | $248,222 | -$106,524 | $3,673,503 | $3,576,926 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.