7311 SW 139th Ave

Miami, FL 33183 · single_family · For Sale · 96 days on market
Asking price$759,900
6 beds 3 baths 2,242 sqft
View on Realtor.com →
Listed by Stephen Hachey · Flat Fee MLS Realty
Typesingle_family
Built1971
Price / sqft$339
Est. value (own analysis)$1,034,885
Rent estimate (own analysis)$6,500/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood3/10moderate$Air2/10MinorWildfire1/10Minimal
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Neighborhood

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Statusfor_sale
Listed date2026-05-29
Removed date
MLSMiamiMLS #A12022714
Coordinates25.69832, -80.41816
Address7311 SW 139th Ave
CityMiami
StateFL
Zip33183
Listing ID6160794037
Sourceus-real-estate-listings, cached 2026-09-02

ZIP market snapshot (33183)

Typical home value (ZHVI)$399,570
Typical rent (ZORI)$2,514/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$759,900
Down payment (20.0%)$151,980
Loan amount$607,920
Closing costs (5.0%)$37,995
Total cash to close$189,975
Rent (comp-derived)$6,500$78,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$78,000
Vacancy rate (assumption) assumption8.0%

$78,000 × 8.0% = $6,240

Effective gross income$5,980$71,760
Property tax (placeholder 1.9% of price)$1,203$14,438
Insurance (est. scaled by flood & wind risk)$811$9,727
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$325$3,900
Total operating expenses$2,339$28,065
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$71,760
Total operating expenses derived$28,065

$71,760 − $28,065 = $43,695

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$607,920
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$607,920 amortized at 6.7% over 30 years = $3,907/mo

CapEx reserve (5.0% of GSR)$325$3,900
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$43,695
Annual debt service derived$46,880
Annual CapEx reserve assumption$3,900
Annual PMI assumption$0

($43,695 − $46,880 − $3,900 − $0) ÷ 12 = -$590

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$43,695
Purchase price data$759,900

$43,695 ÷ $759,900 = 5.8%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$7,085
Total cash to close derived$189,975

-$7,085 ÷ $189,975 = -3.7%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$43,695
Annual debt service derived$46,880

$43,695 ÷ $46,880 = 0.93

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$78,000
Purchase price data$759,900

($78,000 ÷ 12) ÷ $759,900 = 0.9%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$759,900
Gross scheduled rent (annual) comp$78,000

$759,900 ÷ $78,000 = 9.7

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$28,065
Effective gross income derived$71,760

$28,065 ÷ $71,760 = 39.1%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$28,065
Annual debt service derived$46,880
Annual PMI assumption$0
Gross scheduled rent (annual) comp$78,000

($28,065 + $46,880 + $0) ÷ $78,000 = 96.1%

Comparables

Widened to city-wide. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family642,763$6,5002026-08-18
single_family632,417$8,0002026-08-05
single_family632,716$2,0002026-08-26

1435 SW 82nd Pl

Miami, 33144 · rent comp

Bedrooms / bathrooms6 bd / 4 ba
Square footage2,763
Listed2026-08-18
Days on market

Asking rent: $6,500

View on Zillow →

11951 SW 120th Ter

Miami, 33186 · rent comp

Bedrooms / bathrooms6 bd / 3 ba
Square footage2,417
Listed2026-08-05
Days on market

Asking rent: $8,000

View on Zillow →

11722 SW 107th Ter

Miami, 33186 · rent comp

Bedrooms / bathrooms6 bd / 3 ba
Square footage2,716
Listed2026-08-26
Days on market

Asking rent: $2,000

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
12391 SW 75th Stsingle_family643,408$1,723,0002026-07-29
7261 SW 120th Avesingle_family654,256$1,930,0002026-07-10
7825 SW 127th Ctsingle_family642,268$820,0002026-04-09
12681 SW 78th Stsingle_family643,300$1,550,0002026-03-20

Widened to city-wide. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
7740 SW 52nd Avesingle_family686,936$8,750,000
11941 SW 200th Stsingle_family631,764$680,000
9881 SW 148th Tersingle_family676,140$3,200,000
9715 SW 89th Ctsingle_family676,062$4,290,000
SW 127th Ave & SW 212th Stsingle_family633,041$854,990
21240 SW 126th Ctsingle_family633,041$869,990
5731 SW 62nd Tersingle_family661,938$1,250,000
221 SW 78th Pl Unit 221/231multi_family642,240$1,100,000

10-year hold projection

IRR8.3%
Equity multiple2.31x
Total return (10yr)$347,575
YearProperty valueNOICash flowLoan balanceEquity
1$782,697$43,695-$7,085$601,329$181,368
2$806,178$45,146-$5,731$594,285$211,893
3$830,363$46,645-$4,333$586,757$243,606
4$855,274$48,191-$2,888$578,713$276,561
5$880,932$49,788-$1,397$570,116$310,816
6$907,360$51,437$144$560,929$346,432
7$934,581$53,139$1,736$551,110$383,471
8$962,619$54,896$3,380$540,618$422,001
9$991,497$56,709$5,077$529,405$462,092
10$1,021,242$58,581$6,831$517,422$503,820
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.