18105 SW 158th St
Miami, FL 33187 · single_family · For Sale · 105 days on market
Asking price$11,500,000
8 beds 10 baths — sqft
Suggested offer$799,000$10,701,000 above the est. market value of $799,000.
View on Realtor.com →Listed by Ralph Orelle · Keller Williams Capital Realty
Typesingle_family
Built2027
Price / sqft—
Est. value (own analysis)$799,000
Rent estimate (own analysis)$14,000/mo
HOA$300/mo
Wind10/10Extreme$Heat10/10ExtremeFlood7/10severe$Wildfire4/10ModerateAir2/10Minor
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Statusfor_sale
Listed date2026-05-20
Removed date—
MLSMiamiMLS #A12022537
Coordinates25.61868, -80.48584
Address18105 SW 158th St
CityMiami
StateFL
Zip33187
Listing ID6139774851
Sourceus-real-estate-listings, cached 2026-08-28
ZIP market snapshot (33187)
Typical home value (ZHVI)$720,811
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $11,500,000 |
| Down payment (20.0%) | $2,300,000 |
| Loan amount | $9,200,000 |
| Closing costs (5.0%) | $575,000 |
| Total cash to close | $2,875,000 |
| Income | |
| Rent (comp-derived) | $14,000$168,000 |
| Vacancy loss (8.0%) | |
| Effective gross income | $12,880$154,560 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $18,208$218,500 |
| Insurance (est. scaled by flood & wind risk) | $14,950$179,400 |
| HOA dues | $300$3,600 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $700$8,400 |
| Total operating expenses | $34,158$409,900 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $700$8,400 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Widened to city-wide. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 8 | 7 | 4,413 | $14,000 | 2026-07-21 | — |
Widened to any bedroom count in ZIP. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 17340 SW 154th Pl | single_family | 6 | 4 | 2,587 | $815,000 | 2026-08-31 |
| 18280 SW 202nd St | single_family | 4 | 3 | 5,310 | $1,275,000 | 2026-08-31 |
| 17901 SW 152nd Ave | single_family | 6 | 4 | 3,002 | $820,000 | 2026-08-28 |
| 20076 SW 190th St | single_family | 5 | 3 | 2,244 | $1,135,000 | 2026-08-27 |
| 15620 SW 188th Ct | single_family | 7 | 6 | 7,384 | $7,500,000 | 2026-08-25 |
| 15288 SW 176th Ter | single_family | 5 | 5 | 3,396 | $800,000 | 2026-08-19 |
| 15102 SW 177th Ter | single_family | 4 | 4 | 2,612 | $720,000 | 2026-08-19 |
| 16933 SW 215th Ter | single_family | 5 | 4 | 3,243 | $950,000 | 2026-08-17 |
| 15100 SW 175th St | single_family | 5 | 3 | 3,128 | $1,010,000 | 2026-08-14 |
| 16020 SW 153rd Ave | single_family | 3 | 2 | 1,656 | $500,000 | 2026-08-13 |
| 17766 SW 154th Pl | single_family | 4 | 2 | 1,627 | $615,000 | 2026-08-10 |
| 14864 SW 163rd Ter | single_family | 5 | 3 | 2,640 | $799,000 | 2026-07-31 |
| 18049 SW 152nd Ave | single_family | 3 | 2 | 1,726 | $675,000 | 2026-07-30 |
| 14719 SW 176th St | single_family | 3 | 2 | 1,107 | $560,000 | 2026-07-30 |
| 15530 SW 155th Ave | single_family | 4 | 2 | 2,667 | $850,000 | 2026-07-30 |
| 15305 SW 209th Ave | single_family | 3 | 2 | 1,845 | $988,000 | 2026-07-23 |
| 20520 SW 190th St | single_family | 4 | 3 | 3,540 | $1,400,000 | 2026-07-20 |
| 14802 SW 176th Ter | single_family | 4 | 2 | 1,723 | $776,000 | 2026-07-20 |
| 19155 SW 190th St | single_family | 4 | 2 | 1,899 | $650,000 | 2026-07-15 |
| 18163 SW 149th Pl | single_family | 4 | 4 | 2,342 | $799,000 | 2026-07-14 |
| 16101 SW 153rd Ave | single_family | 4 | 3 | 2,396 | $787,000 | 2026-07-14 |
| 15296 SW 168th St | single_family | 4 | 3 | 2,107 | $945,000 | 2026-07-09 |
| 17481 SW 192nd St | single_family | 2 | 2 | — | $1,120,000 | 2026-07-07 |
| 17301 SW 149th Ct | single_family | 3 | 2 | 1,418 | $635,000 | 2026-07-07 |
| 15414 SW 147th Ave | single_family | 3 | 2 | 2,530 | $730,000 | 2026-07-02 |
| 15212 SW 148th Ct | single_family | 3 | 2 | 1,352 | $720,000 | 2026-06-30 |
| 15523 SW 171st St | single_family | 4 | 3 | 2,166 | $710,000 | 2026-06-30 |
| 19340 SW 190th St | single_family | 3 | 4 | 3,115 | $1,100,000 | 2026-06-30 |
| 15421 SW 158th St | single_family | 5 | 2 | 2,131 | $750,000 | 2026-06-29 |
| 14856 SW 174th St | single_family | 4 | 2 | 1,522 | $645,000 | 2026-06-26 |
| 18895 SW 212th St | single_family | 4 | 4 | 1,264 | $950,000 | 2026-06-26 |
| 17344 SW 149th Pl | single_family | 3 | 2 | 1,211 | $545,000 | 2026-06-22 |
| 16144 SW 148th Pl | single_family | 5 | 4 | 3,033 | $825,000 | 2026-06-18 |
| 19530 SW 210th St | single_family | 4 | 3 | 2,111 | $950,000 | 2026-06-16 |
| 14981 SW 180th Ter | single_family | 3 | 2 | 1,641 | $566,000 | 2026-06-11 |
| 14721 SW 170th Ter | single_family | 4 | 2 | 1,753 | $760,000 | 2026-06-05 |
| 15299 SW 167th St | single_family | 4 | 2 | 2,592 | $1,000,000 | 2026-06-04 |
| 15562 SW 177th Ter | single_family | 5 | 2 | 1,760 | $720,000 | 2026-06-02 |
| 17113 SW 215th Ter | single_family | 4 | 3 | 2,805 | $984,000 | 2026-05-30 |
| 15730 SW 152nd Ave | single_family | 3 | 2 | 1,250 | $680,000 | 2026-05-29 |
| 18451 SW 158th St | single_family | 6 | 9 | 11,520 | $6,100,000 | 2026-05-26 |
| 15900 SW 197th Ave | single_family | 3 | 2 | 2,580 | $1,370,000 | 2026-05-22 |
| 14931 SW 168th Ter | single_family | 3 | 2 | 1,658 | $690,000 | 2026-05-21 |
| 15519 SW 182nd Ln | single_family | 4 | 3 | 1,765 | $730,000 | 2026-05-19 |
| 15182 SW 171st St | single_family | 4 | 3 | 2,001 | $699,000 | 2026-05-18 |
| 15382 SW 153rd St | single_family | 4 | 2 | 1,898 | $839,000 | 2026-05-18 |
| 17921 SW 149th Ct | single_family | 5 | 5 | 3,427 | $1,129,900 | 2026-05-15 |
| 15796 SW 209th Ave | single_family | — | 0 | — | $650,000 | 2026-05-13 |
| 20250 SW 157th Ave | single_family | 3 | 2 | 3,463 | $850,000 | 2026-05-13 |
| 15431 SW 171st St | single_family | 5 | 3 | 2,249 | $680,000 | 2026-05-13 |
Widened to city-wide. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 12401 SW 45th St | single_family | 8 | 11 | 9,196 | $6,490,000 | — |
| 10128 W Fern St | multi_family | 8 | 5 | 3,255 | $1,200,000 | — |
| 10120 W Fern St | multi_family | 8 | 5 | 3,255 | $1,200,000 | — |
| 12080 and 12090 SW 213th St | multi_family | 8 | 4 | 2,877 | $1,049,000 | — |
| 12270 SW 45th St | single_family | 8 | 7 | 6,694 | $5,900,000 | — |
| 10398 SW 64th St | single_family | 8 | 7 | 5,764 | $3,495,000 | — |
| 3001 SW 132nd Ave | single_family | 8 | 7 | 6,068 | $2,899,997 | — |
| 10015 SW 170th Ter | multi_family | 8 | 4 | 2,664 | $1,175,000 | — |
10-year hold projection
IRR-12.5%
Equity multiple-1.15x
Total return (10yr)-$4,684,532
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $11,845,000 | -$255,340 | -$973,200 | $9,100,252 | $2,744,748 |
| 2 | $12,200,350 | -$260,951 | -$979,021 | $8,993,653 | $3,206,697 |
| 3 | $12,566,361 | -$266,678 | -$984,964 | $8,879,735 | $3,686,626 |
| 4 | $12,943,351 | -$272,526 | -$991,032 | $8,757,993 | $4,185,358 |
| 5 | $13,331,652 | -$278,494 | -$997,226 | $8,627,892 | $4,703,760 |
| 6 | $13,731,601 | -$284,587 | -$1,003,551 | $8,488,856 | $5,242,745 |
| 7 | $14,143,549 | -$290,806 | -$1,010,007 | $8,340,272 | $5,803,277 |
| 8 | $14,567,856 | -$297,153 | -$1,016,598 | $8,181,486 | $6,386,370 |
| 9 | $15,004,892 | -$303,631 | -$1,023,326 | $8,011,795 | $6,993,097 |
| 10 | $15,455,038 | -$310,243 | -$1,030,194 | $7,830,451 | $7,624,587 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.