6931 Loch Ness Dr
Miami Lakes, FL 33014 · single_family · For Sale · 9 days on market
Asking price$1,100,000
3 beds 2 baths 2,050 sqft
Suggested offer$901,426$198,574 above the est. market value of $901,426.
View on Realtor.com →Listed by Niurka Echevarria Cabret · Florida Realty Of Miami Corp
Typesingle_family
Built1972
Price / sqft$537
Est. value (own analysis)$901,426
Rent estimate (own analysis)$3,500/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeAir2/10MinorFlood1/10minimal$Wildfire1/10Minimal
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Statusfor_sale
Listed date2026-08-24
Removed date—
MLSMiamiMLS #A12075655
Coordinates25.92371, -80.31419
Address6931 Loch Ness Dr
CityMiami Lakes
StateFL
Zip33014
Listing ID6137063855
Sourceus-real-estate-listings, cached 2026-08-28
ZIP market snapshot (33014)
Typical home value (ZHVI)$442,718
Typical rent (ZORI)$2,327/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $1,100,000 |
| Down payment (20.0%) | $220,000 |
| Loan amount | $880,000 |
| Closing costs (5.0%) | $55,000 |
| Total cash to close | $275,000 |
| Income | |
| Rent (comp-derived) | $3,500$42,000 |
| Vacancy loss (8.0%) | |
| Effective gross income | $3,220$38,640 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,742$20,900 |
| Insurance (est. scaled by flood & wind risk) | $1,100$13,200 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $175$2,100 |
| Total operating expenses | $3,017$36,200 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $175$2,100 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 3 | 2 | 2,742 | $2,940 | 2026-05-20 | — | |
| single_family | 3 | 2 | 1,833 | $4,700 | 2026-08-12 | — | |
| single_family | 3 | 2 | 1,600 | $3,500 | 2026-08-08 | — | |
| single_family | 3 | 3 | 1,747 | $3,800 | 2026-07-22 | — | |
| single_family | 3 | 2 | 1,340 | $2,975 | — | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 7055 W 3rd Ct | single_family | 3 | 3 | 1,606 | $449,000 | 2026-08-21 |
| 8064 W 14th Ave | single_family | 3 | 2 | 1,701 | $750,000 | 2026-07-28 |
| 14730 Lewis Rd | single_family | 3 | 2 | 1,596 | $875,000 | 2026-07-23 |
| 6358 Milk Wagon Ln | single_family | 3 | 2 | 1,275 | $480,000 | 2026-07-21 |
| 1132 W 71st St | single_family | 3 | 1 | 1,062 | $630,000 | 2026-07-08 |
| 7101 Miami Lakeway S | single_family | 3 | 2 | 1,816 | $710,000 | 2026-06-30 |
| 6371 Hutchinson Rd | single_family | 3 | 2 | 2,107 | $847,400 | 2026-06-29 |
| 7845 W 5th Ln | single_family | 3 | 2 | 1,506 | $590,000 | 2026-06-26 |
| 14420 Lake Childs Ct | single_family | 3 | 2 | 1,554 | $685,000 | 2026-06-15 |
| 7200 W 14th Ave | single_family | 3 | 2 | 1,428 | $627,550 | 2026-06-09 |
| 7211 Bamboo St | single_family | 3 | 2 | 1,904 | $919,000 | 2026-06-09 |
| 7261 W Troon Cir | single_family | 3 | 3 | 2,548 | $1,400,000 | 2026-06-01 |
| 16140 Aberdeen Way | single_family | 3 | 2 | 3,342 | $1,480,000 | 2026-05-27 |
| 6541 Lake Como Ter | single_family | 3 | 2 | 1,816 | $799,000 | 2026-05-21 |
| 695 W 73rd Pl | single_family | 3 | 2 | 1,858 | $785,000 | 2026-05-20 |
| 1271 W 83rd St | single_family | 3 | 2 | 1,557 | $650,000 | 2026-05-01 |
| 6360 Simmons St | single_family | 3 | 2 | 1,754 | $859,500 | 2026-04-07 |
| 14360 Lake Crescent Pl | single_family | 3 | 2 | 1,902 | $750,000 | 2026-03-25 |
| 15000 Egan Ln | single_family | 3 | 2 | 1,491 | $920,000 | 2026-03-16 |
| 1014 W 68th St | single_family | 3 | 2 | 1,250 | $635,000 | 2026-03-12 |
| 720 W 72nd Pl | single_family | 3 | 2 | 1,487 | $600,000 | 2026-03-09 |
| 954 W 72nd Pl | single_family | 3 | 2 | 1,996 | $680,000 | 2026-03-06 |
| 7764 W 14th Ct | single_family | 3 | 2 | 1,607 | $715,000 | 2026-03-04 |
| 7993 W 18th Ln | single_family | 3 | 2 | 2,966 | $875,000 | 2026-02-27 |
| 780 W 74th Pl | single_family | 3 | 1 | 1,150 | $635,000 | 2026-02-27 |
| 1722 W 84th St | single_family | 3 | 2 | 2,286 | $1,000,000 | 2026-02-26 |
| 7210 W Troon Cir | single_family | 3 | 4 | 2,981 | $1,075,000 | 2026-02-25 |
| 6301 Lake Geneva Rd | single_family | 3 | 2 | 1,578 | $830,000 | 2026-02-24 |
| 6704 Crooked Palm Ter | single_family | 3 | 2 | 1,255 | $580,000 | 2025-12-22 |
| 14841 Dade Pine Ave | single_family | 3 | 2 | 1,713 | $789,000 | 2025-12-08 |
| 7361 Sabal Dr | single_family | 3 | 3 | 1,932 | $1,100,000 | 2025-12-08 |
| 14020 Alamanda Ave | single_family | 3 | 2 | 1,491 | $690,000 | 2025-12-02 |
| 7792 W 14th Ct | single_family | 3 | 1 | 989 | $466,000 | 2025-11-26 |
| 555 W 76th St | single_family | 3 | 2 | 1,744 | $595,000 | 2025-11-06 |
| 6873 Loch Ness Dr | single_family | 3 | 2 | 1,903 | $650,000 | 2025-10-24 |
| 7535 W 5th Ct | single_family | 3 | 2 | 1,664 | $550,000 | 2025-10-17 |
| 7765 W 15th Ave | single_family | 3 | 2 | 1,532 | $665,000 | 2025-09-12 |
| 6851 Miami Lakeway S | single_family | 3 | 2 | 2,342 | $830,000 | 2025-09-05 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 903 W 77th St | condo_townhome_rowhome_coop | 3 | 2 | 1,103 | $450,000 | — |
| 6402 Windmill Gate Rd | townhomes | 3 | 2 | 972 | $459,000 | — |
| 14021 Cypress Ct | single_family | 3 | 3 | 2,216 | $920,000 | — |
| 15499 Miami Lakeway N Unit 306-5 | condos | 3 | 2 | 1,240 | $349,990 | — |
| 15533 Miami Lakeway N Unit 101-19 | condos | 3 | 2 | 1,282 | $404,900 | — |
| 13988 Lake Lure Ct | single_family | 3 | 2 | 1,412 | $799,999 | — |
| 6901 Miami Lakeway S | single_family | 3 | 2 | 2,206 | $1,250,000 | — |
| 6364 Milk Wagon Ln | townhomes | 3 | 2 | 1,275 | $460,000 | — |
10-year hold projection
IRR-6.5%
Equity multiple-0.09x
Total return (10yr)-$155,431
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $1,133,000 | $2,440 | -$67,521 | $870,459 | $262,541 |
| 2 | $1,166,990 | $2,694 | -$67,320 | $860,262 | $306,728 |
| 3 | $1,202,000 | $2,961 | -$67,107 | $849,366 | $352,634 |
| 4 | $1,238,060 | $3,240 | -$66,883 | $837,721 | $400,339 |
| 5 | $1,275,201 | $3,532 | -$66,648 | $825,276 | $449,925 |
| 6 | $1,313,458 | $3,837 | -$66,400 | $811,977 | $501,480 |
| 7 | $1,352,861 | $4,157 | -$66,140 | $797,765 | $555,096 |
| 8 | $1,393,447 | $4,492 | -$65,866 | $782,576 | $610,871 |
| 9 | $1,435,251 | $4,842 | -$65,578 | $766,345 | $668,905 |
| 10 | $1,478,308 | $5,208 | -$65,276 | $748,999 | $729,309 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.