10958 SW 72nd Ter
Miami, FL 33173 · single_family · For Sale · 16 days on market
Asking price$720,000
3 beds 2 baths 1,350 sqft
Suggested offer$634,853$85,147 above the est. market value of $634,853.
View on Realtor.com →Listed by Rosmary Guerrero Perez · Xcellence Realty
Typesingle_family
Built1989
Price / sqft$533
Est. value (own analysis)$634,853
Rent estimate (own analysis)$3,800/mo
HOA$120/mo
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Statusfor_sale
Listed date2026-08-17
Removed date—
MLSMiamiMLS #A12072569
Coordinates25.70025, -80.37164
Address10958 SW 72nd Ter
CityMiami
StateFL
Zip33173
Listing ID6136880674
Sourceus-real-estate-listings, cached 2026-09-01
ZIP market snapshot (33173)
Typical home value (ZHVI)$567,889
Typical rent (ZORI)$2,611/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $720,000 |
| Down payment (20.0%) | $144,000 |
| Loan amount | $576,000 |
| Closing costs (5.0%) | $36,000 |
| Total cash to close | $180,000 |
| Income | |
| Rent (comp-derived) | $3,800$45,600 |
| Vacancy loss (8.0%) | |
| Effective gross income | $3,496$41,952 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,140$13,680 |
| Insurance (placeholder 0.8% of price) | $480$5,760 |
| HOA dues | $120$1,440 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $190$2,280 |
| Total operating expenses | $1,930$23,160 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $190$2,280 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 3 | 2 | 1,652 | $4,200 | 2026-08-14 | — | |
| single_family | 3 | 2 | 1,248 | $4,500 | 2026-08-07 | — | |
| single_family | 3 | 2 | 1,337 | $4,250 | 2026-07-04 | — | |
| single_family | 3 | 2 | 1,557 | $8,750 | 2026-05-08 | — | |
| single_family | 3 | 2 | 1,350 | $3,650 | 2026-08-03 | — | |
| single_family | 3 | 2 | 1,587 | $4,500 | 2026-07-31 | — | |
| single_family | 3 | 2 | 1,688 | $3,500 | 2026-01-16 | — | |
| single_family | 3 | 2 | 1,492 | $3,600 | — | — | |
| single_family | 3 | 2 | 1,520 | $3,800 | — | — | |
| single_family | 3 | 2 | 1,415 | $3,500 | 2026-08-27 | — | |
| single_family | 3 | 2 | 1,415 | $3,550 | 2026-08-25 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 11190 SW 57th St | single_family | 3 | 2 | 1,563 | $600,000 | 2026-09-01 |
| 8024 SW 91st Ave | single_family | 3 | 2 | 1,711 | $1,175,000 | 2026-08-20 |
| 8791 SW 85th St | single_family | 3 | 2 | 1,846 | $960,000 | 2026-08-19 |
| 10340 SW 62nd St | single_family | 3 | 2 | 3,583 | $2,500,000 | 2026-08-10 |
| 6816 SW 89th Ct | single_family | 3 | 2 | 2,260 | $1,080,000 | 2026-08-06 |
| 6905 SW 104th Ct | single_family | 3 | 2 | 1,296 | $560,000 | 2026-07-31 |
| 5600 SW 112th Ct | single_family | 3 | 1 | 1,198 | $525,000 | 2026-07-30 |
| 6307 SW 93rd Ct | single_family | 3 | 2 | 1,714 | $810,000 | 2026-07-23 |
| 6521 SW 112th Ave | single_family | 3 | 2 | 1,080 | $518,000 | 2026-07-17 |
| 11401 SW 57th St | single_family | 3 | 2 | 1,224 | $575,600 | 2026-07-10 |
| 11314 SW 73rd Ter | single_family | 3 | 2 | 1,519 | $555,905 | 2026-07-02 |
| 11242 SW 64th Ln | single_family | 3 | 2 | 1,415 | $560,000 | 2026-06-26 |
| 11500 SW 57th Ter | single_family | 3 | 3 | 1,368 | $675,000 | 2026-06-26 |
| 10760 SW 63rd St | single_family | 3 | 2 | 1,740 | $715,000 | 2026-06-26 |
| 10959 SW 72nd Ter | single_family | 3 | 2 | 1,391 | $590,000 | 2026-06-18 |
| 9608 SW 59th St | single_family | 3 | 2 | 1,495 | $650,000 | 2026-06-18 |
| 7625 SW 99th Ct | single_family | 3 | 2 | 1,300 | $680,000 | 2026-06-15 |
| 11455 SW 72nd Ter | single_family | 3 | 2 | 1,256 | $580,000 | 2026-06-05 |
| 9775 SW 78th St | single_family | 3 | 2 | 1,449 | $675,000 | 2026-06-04 |
| 11261 SW 73rd Ln | single_family | 3 | 2 | 1,519 | $500,000 | 2026-06-03 |
| 10951 SW 65th St | single_family | 3 | 2 | 1,008 | $600,000 | 2026-06-02 |
| 10841 SW 68th Dr | single_family | 3 | 2 | 1,695 | $758,800 | 2026-06-01 |
| 6845 SW 97th Ave | single_family | 3 | 2 | 2,326 | $1,730,000 | 2026-05-27 |
| 8541 SW 87th Ct | single_family | 3 | 2 | 1,908 | $1,065,000 | 2026-05-27 |
| 6320 SW 93rd Ct | single_family | 3 | 2 | 1,555 | $790,000 | 2026-05-19 |
| 11080 SW 62nd Ter | single_family | 3 | 2 | — | $660,000 | 2026-04-29 |
| 11321 SW 62nd Ln | single_family | 3 | 2 | 1,415 | $590,000 | 2026-04-23 |
| 9271 SW 58th Ter | single_family | 3 | 2 | 1,767 | $880,000 | 2026-04-21 |
| 8970 SW 82nd St | single_family | 3 | 2 | 1,362 | $825,000 | 2026-04-21 |
| 8614 SW 102nd Pl | single_family | 3 | 2 | 1,421 | $827,500 | 2026-04-20 |
| 5976 SW 88th Pl | single_family | 3 | 2 | 2,114 | $1,130,000 | 2026-04-20 |
| 11430 SW 83rd Ter | single_family | 3 | 2 | 1,610 | $640,000 | 2026-04-09 |
| 9567 SW 59th Ter | single_family | 3 | 2 | 1,811 | $880,000 | 2026-04-07 |
| 9130 SW 73rd St | single_family | 3 | 2 | 1,114 | $699,000 | 2026-04-06 |
| 11196 SW 75th Ter | single_family | 3 | 2 | 1,434 | $675,000 | 2026-04-06 |
| 8955 SW 85th Ter | single_family | 3 | 2 | 1,992 | $970,000 | 2026-04-06 |
| 6410 SW 112th Pl | single_family | 3 | 2 | 1,415 | $570,000 | 2026-04-03 |
| 10816 SW 75th St | single_family | 3 | 3 | 2,216 | $567,500 | 2026-04-02 |
| 11262 SW 73rd Ter | single_family | 3 | 2 | 1,616 | $635,000 | 2026-03-30 |
| 7630 SW 94th Ave | single_family | 3 | 2 | 1,612 | $849,000 | 2026-03-30 |
| 6811 SW 105th Ct | single_family | 3 | 2 | 1,682 | $620,000 | 2026-03-24 |
| 9940 SW 62nd St | single_family | 3 | 2 | 3,596 | $1,850,000 | 2026-03-23 |
| 9300 SW 77th St | single_family | 3 | 2 | 1,495 | $630,000 | 2026-03-20 |
| 5820 SW 108th Pl | single_family | 3 | 2 | 1,316 | $705,000 | 2026-03-20 |
| 7440 SW 93rd Ave | single_family | 3 | 3 | 2,182 | $1,000,000 | 2026-03-18 |
| 9940 SW 72nd St | single_family | 3 | 2 | 1,650 | $750,000 | 2026-03-16 |
| 11611 SW 83rd Ter | single_family | 3 | 2 | 1,809 | $650,000 | 2026-02-26 |
| 8700 SW 91st Ave | single_family | 3 | 2 | 1,725 | $1,200,000 | 2026-02-13 |
| 9250 SW 68th St | single_family | 3 | 3 | 2,314 | $860,000 | 2026-02-05 |
| 6908 SW 104th Ct | single_family | 3 | 2 | 1,667 | $530,000 | 2026-02-05 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 5710 SW 89th Ave | single_family | 3 | 2 | 2,111 | $824,900 | — |
| 11507 SW 64th St Apt G | townhomes | 3 | 3 | 1,575 | $395,000 | — |
| 8123 SW 95th Ct | single_family | 3 | 2 | 1,512 | $987,000 | — |
| 7142 SW 103rd Court Cir | single_family | 3 | 2 | 1,472 | $680,000 | — |
| 10821 SW 63rd St | single_family | 3 | 2 | 1,412 | $995,000 | — |
| 7457 SW 112th Pl | single_family | 3 | 2 | 1,652 | $715,000 | — |
| 5715 SW 112th Ct | single_family | 3 | 2 | 1,175 | $599,000 | — |
| 6200 SW 109th Ave | single_family | 3 | 2 | 1,092 | $680,000 | — |
10-year hold projection
IRR-0.3%
Equity multiple0.95x
Total return (10yr)$85,100
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $741,600 | $18,792 | -$27,906 | $569,755 | $171,845 |
| 2 | $763,848 | $19,472 | -$27,284 | $563,081 | $200,767 |
| 3 | $786,763 | $20,174 | -$26,639 | $555,949 | $230,815 |
| 4 | $810,366 | $20,901 | -$25,972 | $548,327 | $262,040 |
| 5 | $834,677 | $21,653 | -$25,282 | $540,181 | $294,496 |
| 6 | $859,718 | $22,430 | -$24,568 | $531,476 | $328,241 |
| 7 | $885,509 | $23,234 | -$23,828 | $522,174 | $363,335 |
| 8 | $912,074 | $24,066 | -$23,063 | $512,232 | $399,842 |
| 9 | $939,437 | $24,925 | -$22,271 | $501,608 | $437,828 |
| 10 | $967,620 | $25,814 | -$21,452 | $490,255 | $477,365 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.